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Differences between HDFC millennia debit card and rewards debit card

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Deal Subedar
neehesh

1. Both have annual fee of rs500+ taxes

2. Both give 5% cash back on payzapp and smartbuy. ( Up to max rs400 for millennia dc and 2000 rp for rewards dc)
3. Cash back expires in 3 months for both
4. For millennia dc redemption should be in multiples of rs 400

I currently have rewards dc. I don’t use it much as I have amz icici cc, fk axis cc and SBI simply click cc.

I have the option to upgrade to millennia DC. Should I do it?

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Deal Cadet Deal Cadet
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In rewards debit card , what is value of 1 point?

Deal Subedar Deal Subedar
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I think it’s 20 paisa. So max amount that can be earned in a month is rs 400 for both

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Generous Generous
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I think Rewards card is discontinued, they issue millenia only

Deal Lieutenant Deal Lieutenant
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Easyshop platinum and reward card is different?

I have easyshop platinum, i wanna degrade to millenia

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Deal Cadet Deal Cadet
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Will transaction of credit card payment in this head “POS 416021XXXXXX0648 MOBIKWIK” earn cashback on easyshop visa platinum debit card?

Critic Critic
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Most likely No. You will find this out in next 4-5 days & if by some miracle you do get it then post here.

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Deal Subedar Deal Subedar
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Does millennia debit card give 5% cb on nobroker rent payment via payzap ?

Critic Critic
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It should as Millennia debit card has its own smartbuy payzapp 5% offer other than usual 5% smartbuy offer on all hdfc cards but keep in mind its total cashback limit of 400/month(this does not incl smartbuy 5% cashback which is max 1000/month).

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Deal Cadet Deal Cadet
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Can Smartbuy 5% and Millennia 2.5% be clubbed together?🤔
Coz Millenia says 2.5% on all online spends

Finance Ninja Finance Ninja
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There is a 5% upto 400 cashback on smartbuy as card offer and another 5% upto 1000 cashback provided by smartbuy platform… So effective cashback for using millennia card is upto 10%

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Deal Lieutenant Deal Lieutenant
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#Off_Topic Anyone applied for HDFC debit card recently & received the physical copy of the card?

Deal Cadet Deal Cadet
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Even off topic.. sweat_smile
Can I get the virtual debit card anywhere before getting physical card delivered?

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Deal Subedar Deal Subedar
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Did not know that thanks +kg

Deal Newbie Deal Newbie
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I've millennia debit card, and I'm using this since June 2022, But still, when I go to the cashback section in net banking, I'm unable to see any loyalty and cashback points in the list. Why so?

Deal Newbie Deal Newbie
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Will I get 5% cashback if I make a bill payment on payzapp with my millennia debit card?

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