https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987358
In rewards debit card , what is value of 1 point?
Differences between HDFC millennia debit card and rewards debit card
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1. Both have annual fee of rs500+ taxes
2. Both give 5% cash back on payzapp and smartbuy. ( Up to max rs400 for millennia dc and 2000 rp for rewards dc)
3. Cash back expires in 3 months for both
4. For millennia dc redemption should be in multiples of rs 400
I currently have rewards dc. I don’t use it much as I have amz icici cc, fk axis cc and SBI simply click cc.
I have the option to upgrade to millennia DC. Should I do it?
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https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987406
harshitag12 wrote:In rewards debit card , what is value of 1 point?
I think it’s 20 paisa. So max amount that can be earned in a month is rs 400 for both
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987484
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neehesh wrote:I think it’s 20 paisa. So max amount that can be earned in a month is rs 400 for both
Millennia rewards points have 1 year validity like other hdfc cards, it is promotional cashback points which have 3 months validity & that is true for all hdfc cards. All hdfc debit cards reward points/cashback points have same vale which is 1 point=1 rupee.
@harshit0509
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987548
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guest_999 wrote:Millennia rewards points have 1 year validity like other hdfc cards, it is promotional cashback points which have 3 months validity & that is true for all hdfc cards. All hdfc debit cards reward points/cashback points have same vale which is 1 point=1 rupee.
@harshit0509
Thanks for the info!
Are you saying rewards dc is better than millennia dc?
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987569
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987578
I think Rewards card is discontinued, they issue millenia only
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987626
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guest_999 wrote:Millennia rewards points have 1 year validity like other hdfc cards, it is promotional cashback points which have 3 months validity & that is true for all hdfc cards. All hdfc debit cards reward points/cashback points have same vale which is 1 point=1 rupee.
@harshit0509
If this is correct then rewards card is much better and it have 15 days validity then also no problem as in debit card instant redemption to cash in account.
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987632
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harshitag12 wrote:If this is correct then rewards card is much better and it have 15 days validity then also no problem as in debit card instant redemption to cash in account.
they discontinued it, renewal card will be millenia
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987638
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987646
Easyshop platinum and reward card is different?
I have easyshop platinum, i wanna degrade to millenia
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987832
RunZone wrote:Easyshop platinum and reward card is different?
I have easyshop platinum, i wanna degrade to millenia
See this post of mine, all the details are there to decide between millennia & platinum debit card.
https://www.desidime.com/discussions/best-debit...
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987846
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guest_999 wrote:Millennia rewards points have 1 year validity like other hdfc cards, it is promotional cashback points which have 3 months validity & that is true for all hdfc cards. All hdfc debit cards reward points/cashback points have same vale which is 1 point=1 rupee.
@harshit0509
What is promotional cashback?
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987886
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6987889
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988003
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tuckless wrote:So basically all smartbuy cashback will be counted as promotional cashback?
Smartbuy 5% cashback should be a feature of card as all hdfc cards get this smartbuy offer which is running for years now but not sure.
@rohit_agarwal @caks2006407
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988317
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guest_999 wrote:Smartbuy 5% cashback should be a feature of card as all hdfc cards get this smartbuy offer which is running for years now but not sure.
@rohit_agarwal @caks2006407
Not sure, sometimes I got extra debit card reward points for smartbuy… And sometimes promotional cashback.
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988760
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guest_999 wrote:See this post of mine, all the details are there to decide between millennia & platinum debit card.
https://www.desidime.com/discussions/best-debit...
I have read this multiple times and I am convinced to get millenia. All thanks to your analysis.
I am not getting any option to apply for this card in my HDFC app.
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988810
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RunZone wrote:I have read this multiple times and I am convinced to get millenia. All thanks to your analysis.
I am not getting any option to apply for this card in my HDFC app.
Always use hdfc netbanking for any debit card related options(see debit card upgrade option) & use hdfc mobile app for biller add & bill payments.
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988816
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988832
Will transaction of credit card payment in this head “POS 416021XXXXXX0648 MOBIKWIK” earn cashback on easyshop visa platinum debit card?
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988835
Dealhunting wrote:Will transaction of credit card payment in this head “POS 416021XXXXXX0648 MOBIKWIK” earn cashback on easyshop visa platinum debit card?
Most likely No. You will find this out in next 4-5 days & if by some miracle you do get it then post here.
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988843
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988860
Does millennia debit card give 5% cb on nobroker rent payment via payzap ?
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988894
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Dealhunting wrote:So which HDFC debit cards can get cashback for mobiwik credit card payments
Millennia debit card which gives 1% cashback(max 400/month total cashback limit) on wallet loads & I think hdfc system sees any mobikwik transaction as wallet load.
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988895
ddstar wrote:Does millennia debit card give 5% cb on nobroker rent payment via payzap ?
It should as Millennia debit card has its own smartbuy payzapp 5% offer other than usual 5% smartbuy offer on all hdfc cards but keep in mind its total cashback limit of 400/month(this does not incl smartbuy 5% cashback which is max 1000/month).
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6988914
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6989608
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guest_999 wrote:It should as Millennia debit card has its own smartbuy payzapp 5% offer other than usual 5% smartbuy offer on all hdfc cards but keep in mind its total cashback limit of 400/month(this does not incl smartbuy 5% cashback which is max 1000/month).
On no broker it says 5% extra on millennia cards in the banner but on detail t and c it says 5% extra on millennia cc.. so had this doubt.. thanks..
https://www.desidime.com/discussions/differences-between-hdfc-millennia-debit-card-and-rewards-debit-card?page=1#post_6989817
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