Diners Black Card: Is it worth for 5k annual charges?

There are many people who are dying to get this card.
It is worth only if you learn how to get the most of this card. Remember this is the only card which has the capability to earn 33.3% back as rewards from your spends if you plan them wisely

@A2Zdeals for more inputs on this DBC/DCB

Congratulations by the way
Yes that 5k annual charges without any waiver is still worth, provided if we know how to mint out of this card. And yes, as expected, the spends need to be on the higher side to reap its benefits

go for it without wasting even 1 sec

They are not giving any LTF options? normally hdfc gives LTF option if you register any bill in smartpay.
And the card is worth it even if you spend just rs 30000 per annum

Rs6000 annual fee is nothing vis a vis its features.
3.33% CB and Unlimited lounge visits are unbelievable
Smartbuy is kind of loot every month.
downside: With this card you tend to spend more; friends and relatives pester you(so don’t tell them anything – all they understand is 33.3% discount on FK/Amz)

Min requirements for this card?

Acc. to this page https://www.hdfcbankdinersclub.com/diners-club....
If 5k fees is charged then you’ll get 5k points so net annual fees is 900 only. It can also be waived acc. to link on spending 5lac in year.
Either way this card is worth the fees. Though all points can be redeemed for hotel and air tickets to get full Re.1 per point value.

@cm4444 only you know best
your lifestyle, needs and spending habits.
If you often fly around and have big spends on appliances etc (or help out family, friends) then the benefits far outweigh the 5000 fee (which anyway gets offset by the rewards).

if you are interested in maintaining a long term relationship with the card issuer/bank
then it might also help you get other premier services or PCG

Go for it

Every week there is mail from HDFC for this card along with 1500 Amazon voucher .
My all cc are lifetime free that is why I never get inclined toward this but now I am considering to go for it.
How do I know if HDFC going to charge 5000 annual fee for this…

thanks all for replying

pls list best utilization of this card..

This is the best card if u know how to mint points using this card. I hold this card from 3 years

Have you got DCB, finally?

@cm4444 Any update/exp?

they sent me club miles and not black.
Experience is good. Point system is very good. Also got 2k gv twice for spends offer.

@caks2006407

the best card of HDFC is payzapp; It’s free /5%on bills/10% recahrge/5%on smartbuy