Do we actually have 100% ownership of our funds in SB acounts?

71°
Deal Cadet
vivek1304725...

Today, I came across a forum post where someone shared their experience of having their bank account frozen randomly by cyber police without any clear reason. From what I understand, such actions happen when someone in a transaction chain is involved in fraudulent activities, money laundering, or other scams, resulting in the freezing of his entire transaction tree. 

It’s scary that resolving such cases can take months or even years. I also recall @Lootster mentioning their account has been frozen for a long time for some bs reason, possibly still unresolved. I find this situation alarming, as I rely on my savings account to clear substantial credit card debts and other liabilities every month. If my account were ever frozen, I would be really fu**** up. I agree that Crypto currencies have many disadvantages like volatility, security concerns, irreversibility, or complexity, I think it's one of the best currency as far as ownership concerns. (Ironically, crypto is one of the fundamental reasons of these bank accounts freezes 😆)

I would like to know your thoughts on the solution of this broken system of our inefficient government.   

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Finance Ninja Finance Ninja
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1) Fiat Currency: Its not about bank accounts, its similar to demonetization MAKING CURRENCY VALUE 0 A BIG ZERO:) 

since money / currency given by govt is signed by governor of the govt:) so in reality we have less control on it

Fiat Currency is like that:)

2) Bitcoin / cypto is even worst, NO CONTROL SO USED WITHOUT ANY REMORSE:)



GRASS IS GREENER ON THE OTHER SIDE ALWAYS:)

eg: cypto lovers seek legal bank accounts when their crypto exchange bankrupts

eg: bank fiat currency lovers love crypto when their bank account is frozen or they have no easy way to earn in life



EITHER WAY YOU ARE LOCKED IN ONE SYSTEM OR THE OTHER:) every CIVILIZATION IS LOCKED IN SYSTEM OF financial THINGS:)


fate of being human IN A CIVILIZATION:) dont complain just live it

Deal Cadet Deal Cadet
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buy property or some other hard assets only those are yours and hedge against inflation/depreciation.
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Deal Subedar Deal Subedar
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Mine also 699 has been frozen 🤦

But I haven't did anything wrong I have Written confirmation documents of my legitimate transactions but still waiting for the investigation end

Deal Subedar Deal Subedar
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So I decided no payments I will accept from any one in my salary account 

Benevolent Benevolent
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Best way to keep different account for accepting money... 

Dont enable UPI on main accounts... 

Generous Generous
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Are you suggesting to bring back the barter system? 🤔🤔

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