Does Freecharge Axis credit card give 5% for insurance premium payments done in the app?

https://www.desidime.com/discussions/best-card-...

caks2006407 wrote:
https://www.desidime.com/discussions/best-card-...

Bro, can you help me understand the difference between Freecharge Axis cc and Freecharge plus Axis cc?
@caks2006407

BubbleBoyChickenLittle wrote:
Bro, can you help me understand the difference between Freecharge Axis cc and Freecharge plus Axis cc?
@caks2006407

I too have little understanding, just that there were emails for FC+ card I looked into it as 5%CB on insurance premium is good deal but then so many contradicting facts so I left totally
I guess FC+ is latest card with better benefits in terms of CB rather than EDGE rewards, in FC+ Axis made the card rewards independent by giving CB instead of RP
So it is easy for customer and FC to track rewards)edge rewards get pooled in one account so difficult to track)

BubbleBoyChickenLittle wrote:
Bro, can you help me understand the difference between Freecharge Axis cc and Freecharge plus Axis cc?
@caks2006407

Freecharge axis cc is older variant Now they only issue plus variant @Scorpion

caks2006407 wrote:
https://www.desidime.com/discussions/best-card-...

My annual insurance premium payments is around 45k. So even if there's a 50k cap I am fine with it. But will I get 5%cb for that 45k payment is what is my my question?

Awake wrote:
Freecharge axis cc is older variant Now they only issue plus variant @Scorpion

Freecharge axis card is only Virtual card.
Freecharge Plus axis card is Physical card.

Till now i have not seen anyone having Freecharge axis card. All are having Freecharge plus card and whoever applying from Freecharge app or directly from Axis, They are getting Freecharge Plus card only.

Even for Freecharge plus card also no where we can able to determine it is PLUS card. From the Joining fee as 350+gst charged we can confirm it as Plus card.

RamSun97 wrote:
My annual insurance premium payments is around 45k. So even if there's a 50k cap I am fine with it. But will I get 5%cb for that 45k payment is what is my my question?

Yes, you will get 5% cashback on insurance payment via freecharge app.

Also be prepared for some convenience fees, so not real 5%, actual is 3+

Agnivo007 wrote:

Also be prepared for some convenience fees, so not real 5%, actual is 3+

Recently there was a npci circular saying that apps shouldn't charge extra convenience fees on BBPS bills right, then how come they are charging convenience fees?

Because there is MDR charges on some transactions (CC/DC) and they aren't going to pay off from pocket. BBPS through UPI should be free till UPI is chargeable. (same for netbanking too I think) @RamSun97

caks2006407 wrote:
I too have little understanding, just that there were emails for FC+ card I looked into it as 5%CB on insurance premium is good deal but then so many contradicting facts so I left totally
I guess FC+ is latest card with better benefits in terms of CB rather than EDGE rewards, in FC+ Axis made the card rewards independent by giving CB instead of RP
So it is easy for customer and FC to track rewards)edge rewards get pooled in one account so difficult to track)

Thanks bro!

Awake wrote:
Freecharge axis cc is older variant Now they only issue plus variant @Scorpion

Thanks bro!