https://www.desidime.com/discussions/does-freecharge-axis-credit-card-give-5-for-insurance-premium-payments-done-in-the-app?page=1#post_8770979
caks2006407
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https://www.desidime.com/discussions/best-card-...
Also be prepared for some convenience fees, so not real 5%, actual is 3+
Because there is MDR charges on some transactions (CC/DC) and they aren't going to pay off from pocket. BBPS through UPI should be free till UPI is chargeable. (same for netbanking too I think) @RamSun97