Does HDFC exempt Debit card annual charge (in my case timeprime card) if you have salary account?

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Deal Cadet
Mufasa

I heard HDFC does not charge debit card annual fee if you have salary with HDFC. Is it correct? 

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Budding Star Budding Star
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Usually yes

Deal Newbie Deal Newbie
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Yes, For Salary account and Family Salary account Zero debit card charges.

Deal Cadet Deal Cadet
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I am being charged debit card charges including GST every year in my salary account

Deal Cadet Deal Cadet
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Bhalal_Dev wrote:

I am being charged debit card charges including GST every year in my salary account

Rm ko galiya do

Deal Cadet Deal Cadet
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Bhalal_Dev wrote:

I am being charged debit card charges including GST every year in my salary account

It might not be salary account even though your salarybis getting credited. Usually if your salary is not credited for 3 continuous month then it automatically converts to normal savings account and charges are levied after that. Even if you salary starts getting credited from 4th month you will have to reach out to your home branch for converting it yo salary account again

Deal Cadet Deal Cadet
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amitinsan wrote:

Yes, For Salary account and Family Salary account Zero debit card charges.

Are you sure, I don’t want to be charged 650+GST for useless debit card. My employer has tie-up with HDFC account, I have to open a salary account in hdfc to receive salary from next month.

Deal Lieutenant Deal Lieutenant
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Mufasa wrote:

Are you sure, I don’t want to be charged 650+GST for useless debit card. My employer has tie-up with HDFC account, I have to open a salary account in hdfc to receive salary from next month.

Salary account have free debit card

Deal Cadet Deal Cadet
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Yes, I have salary account.
They Only charge 20rs every December (once a year that’s it).
No other charges.

Deal Cadet Deal Cadet
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navkr wrote:

It might not be salary account even though your salarybis getting credited. Usually if your salary is not credited for 3 continuous month then it automatically converts to normal savings account and charges are levied after that. Even if you salary starts getting credited from 4th month you will have to reach out to your home branch for converting it yo salary account again

Bro my problem is. I am having salary account since 3 years with hdfc bank.
M working in central govt, there is no HR kind of thing, and no employer name or salary word in case of salary transaction – only a single NEFT from some account.

So HDFC dont charge me min. Balance charges

But m being charged for debit card every year

Deal Newbie Deal Newbie
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I have salary account with HDFC since three years and HDFC never charged me for debit card. I believe it will be same for all salary account holders, still you can check with your RM once.

Deal Newbie Deal Newbie
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Mufasa wrote:

Are you sure, I don’t want to be charged 650+GST for useless debit card. My employer has tie-up with HDFC account, I have to open a salary account in hdfc to receive salary from next month.

I have salary account with HDFC since three years and HDFC never charged me for debit card. I believe it will be same for all salary account holders, still you can check with your RM once.

Deal Cadet Deal Cadet
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Axis Bank charges for dc even for salary account

Deal Subedar Deal Subedar
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Bhalal_Dev wrote:

Bro my problem is. I am having salary account since 3 years with hdfc bank.
M working in central govt, there is no HR kind of thing, and no employer name or salary word in case of salary transaction – only a single NEFT from some account.

So HDFC dont charge me min. Balance charges

But m being charged for debit card every year

Go to the Branch and ask them if it’s really a salary account.
Tell them to reverse the debit card charges. Branch people can do it easily.

Otherwise, simply close the account and open anywhere else. Any Bank/Branch near your office will provide you free dc account.

Deal Cadet Deal Cadet
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nimod wrote:

Go to the Branch and ask them if it’s really a salary account.
Tell them to reverse the debit card charges. Branch people can do it easily.

Otherwise, simply close the account and open anywhere else. Any Bank/Branch near your office will provide you free dc account.

Ok bro.. will definately do this tomorrow… Thanx … Kg+

Deal Cadet Deal Cadet
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Bhalal_Dev wrote:

Bro my problem is. I am having salary account since 3 years with hdfc bank.
M working in central govt, there is no HR kind of thing, and no employer name or salary word in case of salary transaction – only a single NEFT from some account.

So HDFC dont charge me min. Balance charges

But m being charged for debit card every year

Then reach out to th bank branch. They must refund the charges

Hunk Hunk
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Yes

Deal Lieutenant Deal Lieutenant
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Bhalal_Dev wrote:

Bro my problem is. I am having salary account since 3 years with hdfc bank.
M working in central govt, there is no HR kind of thing, and no employer name or salary word in case of salary transaction – only a single NEFT from some account.

So HDFC dont charge me min. Balance charges

But m being charged for debit card every year

Mostly the account is not marked as salary acc. You might have opened as normal ac and given details to employer for salary credit.
Check with rm / branch.

Deal Cadet Deal Cadet
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insta wrote:

Mostly the account is not marked as salary acc. You might have opened as normal ac and given details to employer for salary credit.
Check with rm / branch.

Ok bro
Thanks

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