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Does IDFC First Bank Delivers Credit Card in Non Branch Location or Tier 3 City?

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Finance Ninja
shraaj

Does IDFC First Bank Deliver Credit Card in Non-Branch Location or Tier 3 City?

I am not an IDFC First Bank Customer, But they have Offered me an IDFC FIRST BANK EASY BUY CARD because I was using Flipkart Pay Later earlier and IDFC was their Lending Partner also this year they have increased my Flipkart Pay Later Limit to 40,000Rs. and on their Personal Loan App they offered me an IDFC FIRST BANK EASY BUY CARD of 60000Rs Limit (It's same as BAJAJ FINSERV EMI CARD) Mostly used for Offline Shopping like Croma, Reliance Digital and Vijay Sales Outlet.

So,you can say that i have a good relationship with them,now main question is i want to apply for their IDFC SELECT CREDIT CARD?

I have an Excellent CIBIL Score of 785 Currently with 2 Credit Cards - 1 is Amazon ICICI Card (Limit is 80,000)and 2nd is ICICI Platinum Credit Card (FD Based).

Will they Offer me?

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Generous Generous
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They won’t. I am on the same boat with a savings account. Have paylater relationship through mobikwik but no luck.

Benevolent Benevolent
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how can i check in which tier city i live ?

Deal Cadet Deal Cadet
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No, they won’t if pincode is not serviceable even if you have savings account with them, confirmed with them on twitter, got the called next day and they denied. I am thinking to open new bank account with them as their service seems like ICICI.

Helpful Helpful
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My flipkart pay later limit was 35000 but just today i closed my pay later account i am not sure if having a pay later service has a major effect in issuing credit card cause i have already applied 2 times for their credit cards but straight away rejected both times

Benevolent Benevolent
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idfc used to have a link jaha se after entering pan and account number it showed credit card offered and its limit. kisi ke paas ha vo link?

Deal Subedar Deal Subedar
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I received both debit card and credit card from idfc in non branch tier 3 city

Deal Cadet Deal Cadet
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How? Pls explain in detail.

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Deal Cadet Deal Cadet
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Lol, they are not letting me open digital saving account telling the reason that there is no branch in my city so they can’t open account and asking to visit branch where is available and go through offline method. I thought we can open digital saving account even though if we live in tier3 city where there is no branch?

Deal Cadet Deal Cadet
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No

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Deal Subedar Deal Subedar
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IDFC has only VKYC or both VKYC as welll as physical ?

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