Hotness Doubt about Amazon Icici card please help? I

Hot Deal Doubt about Amazon Icici card please help? I

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Deal Subedar
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what is the limit of this card, what documents are required and timeframe for approval?

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Deal Captain
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Not sure if these are the right answers but here goes.

1. Limit depends on your credit history and other factors I guess. No fixed limit that’s imparted to all users as a standard.
2. None! It’s an auto verification from your Amazon account, if your profile goes through you are eligible else you are not. I don’t think you are required to submit any further documents.

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Pro Entertainer
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If you already hold an ICICI card then:

1) Shared-limit with your existing card.
2) No docs required. Instant approval.

Can’t say what happens when you are not an ICICI customer.

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Deal Subedar
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raghupro wrote:

Not sure if these are the right answers but here goes.

1. Limit depends on your credit history and other factors I guess. No fixed limit that’s imparted to all users as a standard.
2. None! It’s an auto verification from your Amazon account, if your profile goes through you are eligible else you are not. I don’t think you are required to submit any further documents.

Thanks

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Deal Subedar
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Tejaa wrote:

If you already hold an ICICI card then:

1) Shared-limit with your existing card.
2) No docs required. Instant approval.

Can’t say what happens when you are not an ICICI customer.

Thanks, I am not an Icici customer so i am a primary in this case, lets see what happens.

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AnnamalaiNryaa wrote:

Thanks, I am not an Icici customer so i am a primary in this case, lets see what happens.

Give it a try and update us too smiley

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Deal Captain
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Tejaa wrote:

Give it a try and update us too smiley

This card only for ICICI Bank user which has credit card already .

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Deal Captain
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Tejaa wrote:

If you already hold an ICICI card then:

1) Shared-limit with your existing card.
2) No docs required. Instant approval.

Can’t say what happens when you are not an ICICI customer.

I don’t think it’s a shared limit with existing cards. I had an ICICI credit card prior to availing the Amazon Pay card, each have their own credit limit. I can see available credit limit individually for both cards depending on how much I use the card individually.

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Deal Subedar
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raghupro wrote:

I don’t think it’s a shared limit with existing cards. I had an ICICI credit card prior to availing the Amazon Pay card, each have their own credit limit. I can see available credit limit individually for both cards depending on how much I use the card individually.

Is there any chance for higher limit?

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raghupro wrote:

I don’t think it’s a shared limit with existing cards. I had an ICICI credit card prior to availing the Amazon Pay card, each have their own credit limit. I can see available credit limit individually for both cards depending on how much I use the card individually.

It is shared limit bro. Tell me one thing, is that showing same limit(same figure) as your existing card limit?

If yes then, It is a bug actually, it will get rectified after first statement generation.

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Deal Captain
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AnnamalaiNryaa wrote:

Is there any chance for higher limit?

Sadly it isn’t in our control. Totally depends on their algorithm set for evaluation a persons’s profile.

Credit limit post that happens after you keep using your card for a while.

Example: on my Citibank card the limit has been doubled 4 years after I started using it, then recently I got an email again saying they will increase the limit further by another 50% to which I declined.

Same with Icici. After 4 or 5 years since I started using it they tripled the limit. No revision again post that

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Deal Captain
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Tejaa wrote:

It is shared limit bro. Tell me one thing, is that showing same limit(same figure) as your existing card limit?

If yes then, It is a bug actually, it will get rectified after first statement generation.

The credit limit amount is same for both the cards but available credit limit is different and is in accordance with transactions made. In fact, in one month I spent more than the individual limit for both cards together.

Example: if limit is 10k per card my spends were 8k and 4k on each card individually.

the first statement has been generated long back, I guess I have crossed 4 billing cycles already.

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raghupro wrote:

The credit limit amount is same for both the cards but available credit limit is different and is in accordance with transactions made. In fact, in one month I spent more than the individual limit for both cards together.

Example: if limit is 10k per card my spends were 8k and 4k on each card individually.

the first statement has been generated long back, I guess I have crossed 4 billing cycles already.

Brother please check SMS received after u done last transaction, and compare balance limit with your card account. U will be surprised that both are different

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Deal Cadet
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I am ICICI customer and hold another bank credit card, got same limit in Amazon ICICI card.

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Deal Subedar
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There are lot of confusions about credit limit sharing, I will share my details. I have ICICI Card with credit limit of 103000 and amazon card approved with same limit of 103000, within 1-2 months got SMS that I am eligible for credit limit increase to 31000 for Amazon card, now both cards have different limits and I am able to spend more than 103000 on Amazon card.

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Deal Subedar
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No if you are not an icici customer, you have to submit the documents whether salaried or self employed. I don’t have any icici relation. I got an invitation recently, applied and got a call to submit the documents like ID proof, address proof and itr as I am self employed but I don’t have itr so they said they will call back and after no response. Though application is also not rejected from their end. Let see what happens.

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Alexios wrote:

No if you are not an icici customer, you have to submit the documents whether salaried or self employed. I don’t have any icici relation. I got an invitation recently, applied and got a call to submit the documents like ID proof, address proof and itr as I am self employed but I don’t have itr so they said they will call back and after no response. Though application is also not rejected from their end. Let see what happens.

How much days have passed since application date. Also what credit limit was displayed while filling form in initial stage

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Deal Subedar
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srini1973 wrote:

There are lot of confusions about credit limit sharing, I will share my details. I have ICICI Card with credit limit of 103000 and amazon card approved with same limit of 103000, within 1-2 months got SMS that I am eligible for credit limit increase to 31000 for Amazon card, now both cards have different limits and I am able to spend more than 103000 on Amazon card.

So the increase from 103000 to 134000

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Deal Subedar
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AnnamalaiNryaa wrote:

So the increase from 103000 to 134000

Sorry, its increased to 310000. One 0 missed in earlier post.

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srini1973 wrote:

Sorry, its increased to 310000. One 0 missed in earlier post.

1L to 3L. wow

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AnnamalaiNryaa wrote:

How much days have passed since application date. Also what credit limit was displayed while filling form in initial stage

No limit was shown at form filling stage, 1 week over

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Deal Subedar
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Alexios wrote:

No limit was shown at form filling stage, 1 week over

Do you hold any other card,  how is your credit score?

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Deal Subedar
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AnnamalaiNryaa wrote:

Do you hold any other card,  how is your credit score?

Yes currently I hold kotak credit card with experian 886 and crif 793

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Alexios wrote:

Yes currently I hold kotak credit card with experian 886 and crif 793

Thanks very much for the info bro, sorry to keep nagging you, but can I ask you few more details once you filled form did you get a mail from Icici regarding documents required ( can you post a screen shot of that)? also how long did it take for the rep to collect the document after submitting form in amazon

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AnnamalaiNryaa wrote:

Thanks very much for the info bro, sorry to keep nagging you, but can I ask you few more details once you filled form did you get a mail from Icici regarding documents required ( can you post a screen shot of that)? also how long did it take for the rep to collect the document after submitting form in amazon

When applying on Amazon ICICI site, it asked to select documents preferred for id proof & address proof
Selected AADHAAR card for both
After application received call next day & they scheduled executive visit
Received email for the same, excerpts below
Received sms as well for same with some contact number
On call they said no collection of documents required, only original verification will be done
Executive missed the appointment
May come later

Thank you for applying for Amazon Pay ICICI Bank Credit Card.

Our executive will contact you within 5 working days to schedule an appointment for completion of application and document verification.
Your Application Number for future reference is xxxxxxxxx.

Here is the list of accepted documents for identity and address proof:

Identity proof document list:
1. Aadhaar Card
2. Driving Licence
3. Voters ID Card
4. Passport

Address proof document list:
1. Aadhaar Card
2. Driving Licence
3. Voters ID Card
4. Passport
5. Rental agreement and latest utility bill (not more than 2 months old)
6. Postpaid mobile bill (not more than 2 months old)
7. Electricity bill (not more than 2 months old)
8. Piped Gas bill (not more than 2 months old)
9. Water bill (not more than 2 months old)
10. Telephone bill (not more than 2 months old)
11. Property or Municipal tax receipt
12. Pension or family Pension Payment Orders (PPO)

In case you require any further information, you may call us on <18001020123> or write to us at [email protected]
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Deal Subedar
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A2Zdeals wrote:

When applying on Amazon ICICI site, it asked to select documents preferred for id proof & address proof
Selected AADHAAR card for both
After application received call next day & they scheduled executive visit
Received email for the same, excerpts below
Received sms as well for same with some contact number
On call they said no collection of documents required, only original verification will be done
Executive missed the appointment
May come later

Thank you for applying for Amazon Pay ICICI Bank Credit Card.
Our executive will contact you within 5 working days to schedule an appointment for completion of application and document verification.
Your Application Number for future reference is xxxxxxxxx.
Here is the list of accepted documents for identity and address proof:
Identity proof document list:
1. Aadhaar Card
2. Driving Licence
3. Voters ID Card
4. Passport
Address proof document list:
1. Aadhaar Card
2. Driving Licence
3. Voters ID Card
4. Passport
5. Rental agreement and latest utility bill (not more than 2 months old)
6. Postpaid mobile bill (not more than 2 months old)
7. Electricity bill (not more than 2 months old)
8. Piped Gas bill (not more than 2 months old)
9. Water bill (not more than 2 months old)
10. Telephone bill (not more than 2 months old)
11. Property or Municipal tax receipt
12. Pension or family Pension Payment Orders (PPO)
In case you require any further information, you may call us on <18001020123> or write to us at [email protected]

What limit did it show while application stage.

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AnnamalaiNryaa wrote:

What limit did it show while application stage.

Does it show limit beforehand?
Bank shall determine limit when issuing card

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A2Zdeals wrote:

Does it show limit beforehand?
Bank shall determine limit when issuing card

Then how are others able To get card and limit instantly?

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AnnamalaiNryaa wrote:

Then how are others able To get card and limit instantly?

Those who have ICICI existing relationship for them card is issued instantly
For non icici applicants it will go through kyc

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