[Doubt] In how many days we can cancel EMI txn for SBI

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nikhil9702

I made a transaction on 8th Nov that is settled today in card (i selected 12 month EMI during purchase)
currently it's not converted to EMI)
can i go ahead to pay full bill now and it will not be converted to EMI?

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Deal Cadet Deal Cadet
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try your luck

Deal Cadet Deal Cadet
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@nikhil9702 you have to make payment on the same day of transaction. As you made the transaction on 8th Nov and till now you haven't made payment, most probably it will be converted to emi even if u pay now. If you want to cancel emi after conversion, you have to pay 3% foreclosure charges

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instantly with cancellation fees 

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You can try by paying it now, if it gets converted to emi, you can try withdrawing the excess credit balance from the sbi app. 

Deal Cadet Deal Cadet
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Now it got converted to EMI
I have read that if make payment SBI doesn't convert to EMI
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