doubt - mobikwik & SBI credit card payment

date in the statement is the date at which it is credited or shown in unbilled section or you get in sms

in my case, mobikwik has even taken more than 7 working days to settle the payment. You shouldn’t risk paying with mobikwik especially when the due date is near. In your case, its even worse, you paid after the due date.

i hope you know about the late payment fee + interest charges. Interest is counted form the date of the transaction and not due date. It’s not worth risking like this.

you’ll only know after 2 days even if it is paid successfully, if it is credited then date will be 2nd most probably. Avoid mobikwik if due date is near.

Pay cc bill on mk only when due date is atleast 10 days away

SBI doesn’t care what RBI advises, you may see penalty+interest in unbilled
Now be ready with RBI circular etc

It will take 3 working days to credit into the account. Mobikwik is tatti if you’re in urgent.

Pay directly from sbi card site if after due date
Mobikwik is unpredictable , they settled my SBI card within 5 mins but took 15 days to settle my HDFC card and 6 days for axis

Solution: luckily all those late payments credited with name as NEFT in statement, but for me date was not my initiated date, instead the actual credited date 4 days from due date.
And SBI team, told they can see NEFT initiated on a date (which is with in grace period (2 days) from due date) and said NEFT these days can take long days, we can understand so reversing charges for me… I was happy it was second time in this fiscal year I incurred finance charges for late payment. Though only once a year they reverse.