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ELECTRICITY BILL - 2 LAKHS PER MONTH ( NEED SUGGESTION )

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Tradingfriend

HEY GUYS !

I HAVE ELECTRICITY BILL PAYMENT OF 2 LAKH RS PER MONTH FOR MY FACTORY. 

I NEED TO KNOW THE BEST AVAILABLE OFFERS CURRENTLY AVAILABLE TO SAVE SOME COST. 


I AM AWARE OF AXIS BANK ACE CARD FOR 5 % UNLIMITED CASHBACK BUT UNFORTUNATELY IT DOESNT SHOW IN MY IOS APP TO APPLY AXIS ACE CARD

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Deal Cadet Deal Cadet
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factory chalao, kha 2-4 rs m lge pade ho

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Have been making around 3 Lacs payment every month for past 3 years and the best rewarding card for me, has been IDFC. Like others have mentioned, all the good rewarding cards either warn or block your card, in case of misuse. 

None of my cards have been blocked so far but received call from ICICI Amazon, Ace and Onecard about misusage of card. My EB is such that I've total of 5 connections with EB varying from 20k to 90k per line, so I keep on rotating card/service. My experience so far.. 

1. HDFC - My go to card and payment portal as never faced error but have the lowest reward points (MC card). Positive has been that my card limit has zoomed from 80k to 15Lacs but no upgrades..

2.Payzapp - Max 2 payments per month- any more I get limit exceeded error but I use it every month. High Bill amount, i pay thru payzapp using IDFC and it has been rewarding. Roughly, am able to accumulate 7-8k reward points every month. 

3. Phonepe - Useless now as they charge 1.5% fee above 30k and flat 100 for below 20k (?). I use my Amex for lower bill amount to achieve monthly 20k target.

4.Gpay - Good for EB < 30k- Ace almost does not work; in 8 months this year, have been able to use only twice. I use FK Axis and/or SBI most of the times

5. Tata Neu- New service but so far has been reliable. Have used IDFC/Onecard

Having said that- I have almost stopped searching for benefits. I just want my EBs to be paid without any fees as its getting difficult every month to pay, without charges. Paytm/Phonepe/freecharge/TNEB all have started charging while Gpay/payzapp have implemented limits..

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Tradingfriend wrote:
bro. i have android also but sim associated with bank is in other iphone. cant change, business managing 
Almost every non-business credit card with even half decent reward rate will cancel your card after few months of paying such large electricity bill. Forget about all this credit card mess & simply pay your bill using whatever method you are using till now. If you try somebody else's ace/freecharge card then likely you will get that person's card blocked too.
@karthi4052752 @DJRohan
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If iOS is issue..
Bro get Android from someone temporarily to make payment. 
Deal Subedar Deal Subedar
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sanketpero wrote:
If iOS is issue..
Bro get Android from someone temporarily to make payment. 
I mean i dont have axis bank ace credit card. it doesnt show me any offer to apply. i ave been waiting since months to get ace card. no luck there 
Deal Cadet Deal Cadet
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Ace is not supposed to pay corporate electricity bill. If you try to pay 2 lakh bill with it, they most probably block your card. Axis did it for few people.

Edit - I see now that you don't have Ace card. Ace is not available easily to get.

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Tradingfriend wrote:
I mean i dont have axis bank ace credit card. it doesnt show me any offer to apply. i ave been waiting since months to get ace card. no luck there 
If you have business to get 2lakh bill then visit branch and apply for it.
Deal Subedar Deal Subedar
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sanketpero wrote:
If you have business to get 2lakh bill then visit branch and apply for it.
Tried with branch, They say it gets rejected because ace is closed from top through them, only way to get is gpay. dont know how much truth it is 
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Tradingfriend wrote:
Tried with branch, They say it gets rejected because ace is closed from top through them, only way to get is gpay. dont know how much truth it is 
did u try freecharge plus?
Deal Subedar Deal Subedar
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Every card and wallet will boot you out for commercial usage. Only bet is business credit card. 

Deal Subedar Deal Subedar
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Tradingfriend wrote:
Tried with branch, They say it gets rejected because ace is closed from top through them, only way to get is gpay. dont know how much truth it is 
I Got Axis Ace Credit Card via Axis Mobile App.. without any documents... Note: I Also Have Axis Neo Credit Card
Deal Cadet Deal Cadet
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Hi.Debasish wrote:
I Got Axis Ace Credit Card via Axis Mobile App.. without any documents... Note: I Also Have Axis Neo Credit Card
No documents, kyc or verification for existing axis card holders?
Deal Subedar Deal Subedar
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--AJ-- wrote:
No documents, kyc or verification for existing axis card holders?
I Just Have Axis Bank Saving Account... Didn't Provide Any Documents, Varification For Axis Neo Credit Card and Axis Ace Card.... I First Applied Axis Neo Credit Card and After 3 Months I Applied For Axis Ace Credit Card Via Axis Mobile App 
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Hi.Debasish wrote:
I Just Have Axis Bank Saving Account... Didn't Provide Any Documents, Varification For Axis Neo Credit Card and Axis Ace Card.... I First Applied Axis Neo Credit Card and After 3 Months I Applied For Axis Ace Credit Card Via Axis Mobile App 
I got Flipkart axis card last month. Can i apply ace now?
Deal Subedar Deal Subedar
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--AJ-- wrote:
I got Flipkart axis card last month. Can i apply ace now?
Check on axis app... If showing then you can apply
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Hi.Debasish wrote:
I Just Have Axis Bank Saving Account... Didn't Provide Any Documents, Varification For Axis Neo Credit Card and Axis Ace Card.... I First Applied Axis Neo Credit Card and After 3 Months I Applied For Axis Ace Credit Card Via Axis Mobile App 
when was this ?
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sanketpero wrote:
If iOS is issue..
Bro get Android from someone temporarily to make payment. 

Why temporary 

If someone is paying just 2 lakh elec bill 

He can easily afford an android

U knw what even if i combine my 1 year full electricity bill. Still it will be 1/4th of his bill amount 

Deal Subedar Deal Subedar
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Try 50:50 sharing with someone who have it. 

Deal Cadet Deal Cadet
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any offers in electricity payment of 20k via Diners club black credit card ?

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hackerboys wrote:

Why temporary 

If someone is paying just 2 lakh elec bill 

He can easily afford an android

U knw what even if i combine my 1 year full electricity bill. Still it will be 1/4th of his bill amount 

bro. i have android also but sim associated with bank is in other iphone. cant change, business managing 
Deal Cadet Deal Cadet
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factory chalao, kha 2-4 rs m lge pade ho

Critic Critic
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Tradingfriend wrote:
bro. i have android also but sim associated with bank is in other iphone. cant change, business managing 
Almost every non-business credit card with even half decent reward rate will cancel your card after few months of paying such large electricity bill. Forget about all this credit card mess & simply pay your bill using whatever method you are using till now. If you try somebody else's ace/freecharge card then likely you will get that person's card blocked too.
@karthi4052752 @DJRohan
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--AJ-- wrote:
I got Flipkart axis card last month. Can i apply ace now?
No, now ace card only available if shown banner for apply in your google pay app.
@Hi.Debasish
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Have been making around 3 Lacs payment every month for past 3 years and the best rewarding card for me, has been IDFC. Like others have mentioned, all the good rewarding cards either warn or block your card, in case of misuse. 

None of my cards have been blocked so far but received call from ICICI Amazon, Ace and Onecard about misusage of card. My EB is such that I've total of 5 connections with EB varying from 20k to 90k per line, so I keep on rotating card/service. My experience so far.. 

1. HDFC - My go to card and payment portal as never faced error but have the lowest reward points (MC card). Positive has been that my card limit has zoomed from 80k to 15Lacs but no upgrades..

2.Payzapp - Max 2 payments per month- any more I get limit exceeded error but I use it every month. High Bill amount, i pay thru payzapp using IDFC and it has been rewarding. Roughly, am able to accumulate 7-8k reward points every month. 

3. Phonepe - Useless now as they charge 1.5% fee above 30k and flat 100 for below 20k (?). I use my Amex for lower bill amount to achieve monthly 20k target.

4.Gpay - Good for EB < 30k- Ace almost does not work; in 8 months this year, have been able to use only twice. I use FK Axis and/or SBI most of the times

5. Tata Neu- New service but so far has been reliable. Have used IDFC/Onecard

Having said that- I have almost stopped searching for benefits. I just want my EBs to be paid without any fees as its getting difficult every month to pay, without charges. Paytm/Phonepe/freecharge/TNEB all have started charging while Gpay/payzapp have implemented limits..

Deal Lieutenant Deal Lieutenant
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cashif wrote:

Have been making around 3 Lacs payment every month for past 3 years and the best rewarding card for me, has been IDFC. Like others have mentioned, all the good rewarding cards either warn or block your card, in case of misuse. 

None of my cards have been blocked so far but received call from ICICI Amazon, Ace and Onecard about misusage of card. My EB is such that I've total of 5 connections with EB varying from 20k to 90k per line, so I keep on rotating card/service. My experience so far.. 

1. HDFC - My go to card and payment portal as never faced error but have the lowest reward points (MC card). Positive has been that my card limit has zoomed from 80k to 15Lacs but no upgrades..

2.Payzapp - Max 2 payments per month- any more I get limit exceeded error but I use it every month. High Bill amount, i pay thru payzapp using IDFC and it has been rewarding. Roughly, am able to accumulate 7-8k reward points every month. 

3. Phonepe - Useless now as they charge 1.5% fee above 30k and flat 100 for below 20k (?). I use my Amex for lower bill amount to achieve monthly 20k target.

4.Gpay - Good for EB < 30k- Ace almost does not work; in 8 months this year, have been able to use only twice. I use FK Axis and/or SBI most of the times

5. Tata Neu- New service but so far has been reliable. Have used IDFC/Onecard

Having said that- I have almost stopped searching for benefits. I just want my EBs to be paid without any fees as its getting difficult every month to pay, without charges. Paytm/Phonepe/freecharge/TNEB all have started charging while Gpay/payzapp have implemented limits..

What is the benefit using idfc card?? 
@cashif
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jonsnow18 wrote:
What is the benefit using idfc card?? 
@cashif
10x reward points. Each RP= 25 paisa; so roughly i save 2k-4.5k (highest)
Deal Cadet Deal Cadet
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cashif wrote:

Have been making around 3 Lacs payment every month for past 3 years and the best rewarding card for me, has been IDFC. Like others have mentioned, all the good rewarding cards either warn or block your card, in case of misuse. 

None of my cards have been blocked so far but received call from ICICI Amazon, Ace and Onecard about misusage of card. My EB is such that I've total of 5 connections with EB varying from 20k to 90k per line, so I keep on rotating card/service. My experience so far.. 

1. HDFC - My go to card and payment portal as never faced error but have the lowest reward points (MC card). Positive has been that my card limit has zoomed from 80k to 15Lacs but no upgrades..

2.Payzapp - Max 2 payments per month- any more I get limit exceeded error but I use it every month. High Bill amount, i pay thru payzapp using IDFC and it has been rewarding. Roughly, am able to accumulate 7-8k reward points every month. 

3. Phonepe - Useless now as they charge 1.5% fee above 30k and flat 100 for below 20k (?). I use my Amex for lower bill amount to achieve monthly 20k target.

4.Gpay - Good for EB < 30k- Ace almost does not work; in 8 months this year, have been able to use only twice. I use FK Axis and/or SBI most of the times

5. Tata Neu- New service but so far has been reliable. Have used IDFC/Onecard

Having said that- I have almost stopped searching for benefits. I just want my EBs to be paid without any fees as its getting difficult every month to pay, without charges. Paytm/Phonepe/freecharge/TNEB all have started charging while Gpay/payzapp have implemented limits..

Tata Neu app has bill payment options?
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yolodime wrote:
Tata Neu app has bill payment options?
Yep, in fact you can pay multiple bills with a single click.
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Every retail credit card will you block you for paying 2 lac electricity bill. You need to get business credit card and it will not have reward benefits.
Deal Cadet Deal Cadet
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Anyone know about my money mantra? Received call from them saying i am approved for axis ace card, after clicking the link it goes to axis cc application page. Seems it is axis affiliate.
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