EMI or Non-EMI
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I want to buy from Reliance Digital which is offering 10% off upto 1500rs. on Non-EMI and 10% off upto 10,000/- on No-cost EMI. Since I intend to purchase for 30,000 rs. i want to avail No-cost EMI. But i have never done EMI transactions. Are there any other charges involved in a no-cost EMI deal. Please advise.
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https://www.desidime.com/discussions/emi-or-non-emi?page=1#post_7333232
Reliance Digital offers 10% cashback only. If i cancel no-cost EMI then I will not get 10% cashback.
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https://www.desidime.com/discussions/emi-or-non-emi?page=1#post_7333297
when will be the cashback given ? after how many days ?
https://www.desidime.com/discussions/emi-or-non-emi?page=1#post_7333401
Cashback for eligible transactions would be posted by 90 working days. Should i pay extra charges for No-cost EMI?
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https://www.desidime.com/discussions/emi-or-non-emi?page=1#post_7333812
No Cost EMI is OK but 18% GST on every emi interest on credit card EMI, so you have to still pay extra in the form GST.
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book on no-cost emi with maximum time duration and then after a week, call the bank customer care & cancel/foreclose the emi. it may be free cancellation or 2-3% cancellation fees. but you will save more money in terms of no-cost emi discount.
let me know the bank name, maximum duration of no-cost emi and no-cost emi discount. i can tell you the savings after cancelling emi..