emv vis regalia card

Deal Cadet
prabha.avum

Important:
Guys i got the option to upgrade my hdfc freedom card to emv vis regalia first card. did anyone using it, whether is it good interms of online shopping. plz throw your points.

Generally every month i used to spend 1lakh online….
plz say the difference between regalia and regalia first

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Deal Cadet Deal Cadet
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What’s Emv?

Deal Cadet Deal Cadet
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i dont know? it was showing as it is my account page

Deal Cadet Deal Cadet
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Oh ok, Visa emv Regalia. Freedom cc is a basic card, go for Regalia without any doubt. Is it life time free?

Deal Cadet Deal Cadet
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bro it was showing emv regalia first card? whats the difference between regalia and reglia first

Deal Cadet Deal Cadet
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Regalia first reward rate 0.8%
Regalia – 1.3%
Airport lounge – 8+3
12+6
Spends milestone
7.5k points on 6lakh spends
15k points on 8lakh spends

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Deal Cadet Deal Cadet
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i think not free?

Deal Cadet Deal Cadet
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it is waste card ha?

Deal Cadet Deal Cadet
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Better than Freedom.

Deal Cadet Deal Cadet
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then how to choose user specific credit card

Deal Cadet Deal Cadet
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Who offered you Regalia first? Agent or netbanking upgrade? If netbanking go for it as you won’t get a direct upgrade to regalia.

Deal Cadet Deal Cadet
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netbanking only

Deal Cadet Deal Cadet
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Go for it, it’s a good card with better offers for online spends. You’ll get prioritypass too for international lounges.

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Helpful Helpful
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If you spend 1 Lac every month you should get yourself one of the premium credit cards as they have much better reward rate.

Deal Cadet Deal Cadet
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am not employed baba, looking fot govt sector, they are asking salary statement to get high end cards irrespective of your spends

Deal Subedar Deal Subedar
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Take this regalia first card eyes closed.
Later apply for other premium cards based on this regalia first card on card to card basis.

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