https://www.desidime.com/discussions/epfo-interest-rate-better-than-other-schemes-reflects-today-s-realities-fm-in-rs?page=1#post_8332070
Unlike other schemes EPF is a pension fund. The government gets a very long term loan and the subscriber get’s the benfits on their retirement or in dire circumstance (death, medical treatment, long term unemployment etc.)
IDK what goes through FM’s mind that she’s drawing parallel between EPF to other investment schemes.