excess balance in card

You haven't tagged me, but i would suggest you to Transfer it to paytm wallet via Uber/Zomato. Limit is only 4k per month without charges.

Most of reliable rotation method will charge money. Best way is to get excess credit refund. Most of the banks settle within three days. If amount is less, then you can do upto 4k at 0% from Paytm ~Uber/Zomato wallet load. Not sure if it works now

Buy amz gv next month... simple...

Give me your card dtls and tell how much u want to transfer  

tappukepapa wrote:
You haven't tagged me, but i would suggest you to Transfer it to paytm wallet via Uber/Zomato. Limit is only 4k per month without charges.

i did dd is weird many times paji.how to transfer it to paytm wallet thru zomato?can u explain whole process?is kyc needed on zomato account?

xxxyyyzzz wrote:
Most of reliable rotation method will charge money. Best way is to get excess credit refund. Most of the banks settle within three days. If amount is less, then you can do upto 4k at 0% from Paytm ~Uber/Zomato wallet load. Not sure if it works now

If amount is less, then you can do upto 4k at 0% from Paytm ~Uber/Zomato wallet load.

please explain this bro

axis customer care says that it will take 20-25 days as cardholder does not have account with them. icici said 15 days atleast

those rent payment methods dont work now?

kukdookoo wrote:
i did dd is weird many times paji.how to transfer it to paytm wallet thru zomato?can u explain whole process?is kyc needed on zomato account?

Banks do  refund  excess amount back to your savings Ac 

They do so in 3-5 working days .For ICICI they refunded , no questions asked 

If not possible (axis)  then add money via uber/zomato on paytm > transfer to bank 

Best leave it in card account , it will be adjusted in next billing cycle 

EkdamSastaRaju wrote:

Banks do  refund  excess amount back to your savings Ac 

They do so in 3-5 working days .For ICICI they refunded , no questions asked 

If not possible (axis)  then add money via uber/zomato on paytm > transfer to bank 

Best leave it in card account , it will be adjusted in next billing cycle 

22g no account with them so the time they are mentioning is more than 15 days.also they need cancelled cheque copy etc. for that.

uber zomato vala detail me btao yaar?

and rent payment vala not working now?

kukdookoo wrote:

22g no account with them so the time they are mentioning is more than 15 days.also they need cancelled cheque copy etc. for that.

uber zomato vala detail me btao yaar?

and rent payment vala not working now?

You can ask for DD 

Rent 1.5% charge 

Do you have full kyc paytm account ? 

EkdamSastaRaju wrote:

You can ask for DD 

Rent 1.5% charge 

Do you have full kyc paytm account ? 

You can ask DD
that is why asking here paji

Rent 1.5% charge
oh free vala khatam ?
Do you have full kyc paytm account ?
yes

kukdookoo wrote:
You can ask DD
that is why asking here paji

Rent 1.5% charge
oh free vala khatam ?
Do you have full kyc paytm account ?
yes

Lol DD means Demand draft 

Open uber/zomato with same phone number as Paytm 
Then link Paytm 

Open uber/zomato>Wallets>Paytm>Recharge wallet 

EkdamSastaRaju wrote:
Lol DD means Demand draft 

Open uber/zomato with same phone number as Paytm 
Then link Paytm 

Open uber/zomato>Wallets>Paytm>Recharge wallet 

dost if savings account is not with them then online transfer or dd will take 15+ days and they need many documents like id proof,cancelled cheque etc. and then dd will come by post which will take additional time.

thanks will check zomato method.

koi rent vala bhi tarika btao + @tappukepapa @xxxyyyzzz

kukdookoo wrote:
You can ask DD
that is why asking here paji

Rent 1.5% charge
oh free vala khatam ?
Do you have full kyc paytm account ?
yes

Paaji Paytm Full Kyc hai to Swiggy ya zomato ki app kholo usme payment methods mai jao account settings mai. Wahan pe Paytm wallet link karlo apna(You can delink it later so don't worry). Link karne ke baad paytm wallet pe click karke add money/recharge dabao and enter the amount(Max 4k/month without charges). It'll redirect you to paytm checkout page , wahan pe apna credit card daalo and payment kardo. Your money will be added to your Paytm wallet.

Then go to Paytm app > wallet > transfer to bank.

Done 😀

inbox me

Smarty wrote:
inbox me

why

kukdookoo wrote:
why

will tell you how to get this amount

Smarty wrote:
will tell you how to get this amount

tell here,it will be beneficial for all

waise to sbse best solution bank ko hi bolna hai but agr nahi bolna chahte aur amount jyada hai to

• Aeronpay ek app hai usse ek cc se add karke dusre cc ki payment kardo , chote chote amount add krna (bich mai fees lgadi thi ab free hai par pata nahi kab laga de).
• Snapay se account me transfer agar jaldi nahi h 3-4 din bad chalega to karib 1.2% fees hai aur jaldi hai to thda lamba process hoga but tab bh fees itni hi h ek din mai ajaega.
• freecharge rentpay 1.08% fees.
• paytm pe offer chalra hai 150cb upto 4 times to in the end 0.23%+ kuch fees lgegi depending upon card network and paytm account aur 30k transfer hojaenge per paytm account.(7.5*4times)

@kukdookoo same position here have a credit of around 14k in credit card of HDFC but no savings account 

Thinking of doing it with paytm rent payment some fees is there but also I am getting cashback so effectively 0 charges

If any other method please suggest

I finally got my excess refund from axis after a long battle of 6 months and raised a complaint to RBI. I had closed my credit card and they were not transferring the excess amount.

chai_lover wrote:
I finally got my excess refund from axis after a long battle of 6 months and raised a complaint to RBI. I had closed my credit card and they were not transferring the excess amount.

Strange.

I even got my Flipkart axis cashback to bank account after closing my cc.

dealpanda wrote:

@kukdookoo same position here have a credit of around 14k in credit card of HDFC but no savings account 

Thinking of doing it with paytm rent payment some fees is there but also I am getting cashback so effectively 0 charges

If any other method please suggest

can u explain that rent payment and what cashback?

@xxxyyyzzz @tappukepapa @Tanmayyy @vkrmjeet @EkdamSastaRaju

zomato is asking to do full kyc before doing what u have all told. cant it be done without doing kyc in zomato?

no zero charges on rent payment now?or some cashback on it?

Rajrox wrote:

Strange.

I even got my Flipkart axis cashback to bank account after closing my cc.

if one does not have account with them then the process is very long and it involves submission of letter, cancelled cheque etc. to them

@chai_lover did u have savings account with them or got money in other bank account?

kukdookoo wrote:

if one does not have account with them then the process is very long and it involves submission of letter, cancelled cheque etc. to them

@chai_lover did u have savings account with them or got money in other bank account?

I've savings account with them..they kept on asking for payment proofs...i gave more proofs than the excess amount, still they kept on asking for more proofs of old payments...one of the payment (small amount) i had done via Paytm wallet...they stupidly kept on asking for bank statement of that particular payment....i explained them all , gave Paytm proof , nothing worked. Eventually i registered the complaint in RBI 3 weeks ago, the bank credited the amount without any additional proofs/documents. now I plan to press for penalty and compensation, let's see if it leads to anywhere.

kukdookoo wrote:
can u explain that rent payment and what cashback?

Use credit card to do rent payment to any upi id, paytm applies some charges to it like I am getting 165 as charges for 15k payment. But I am also getting 1.5% cashback for this transaction that is 225₹. Effectively I am getting 60₹ profit if I am not wrong 😅

kukdookoo wrote:

@xxxyyyzzz @tappukepapa @Tanmayyy @vkrmjeet @EkdamSastaRaju

zomato is asking to do full kyc before doing what u have all told. cant it be done without doing kyc in zomato?

no zero charges on rent payment now?or some cashback on it?

use swiggy same process is there no kyc needed.

kukdookoo wrote:

@xxxyyyzzz @tappukepapa @Tanmayyy @vkrmjeet @EkdamSastaRaju

zomato is asking to do full kyc before doing what u have all told. cant it be done without doing kyc in zomato?

no zero charges on rent payment now?or some cashback on it?

Use swiggy , no kyc needed