Exchanging GVs with dimers and issues
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We have discussed this before, could not come to any conclusion for best method.
To recap:
The risk for sellers: Buyer may use the GV and then say ‘’seller provided used GV’’. He may even post in DD the same to blame the seller.
Buyer may not pay back and run away with the GV.
The risk for buyers: Seller may also provide used GV to buyer and still claims that has provided the unused GV. He may even post in DD the same to blame the buyer. Seller may run away after taking the money without giving the GV.
To reduce the risk to some extent, If the GVs are directly added to the respective ZERO balance accounts of BUYERS, we can stop the fraud as far as GVs are concerned.
What you guys feel about it?
Has any one arrived at any best solution to mitigate the above risks?
PS: Please consider the transaction value more than 1000.
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best indeed
Best option to add in zero bal account,when u need for shopping. VU 
Kudos 
If the buyer pays the seller using UPI/Paytm/bank account/other type of GV, we will have a record and also can be tracked who the other person is.
This way, at least , we can confirm, who the culprit is.
Otherwise, it is very difficult to identify the culprit.
Instead of trading GVs, Recharges and Bill payments seem to be the better options. What do you say?