Vote down Reasons
I've been reading dimer reports for the last few days regarding SBI CashBack card being issued instantly to people having existing relationship with SBI Cards/Bank... So, I decided to try my luck today through SPRINT platform and yes, got approved, virtual card generated, usable instantly and showing up in SBI Card app/web portal. Physical card would be dispatched in a day or so...
* Looks like due to financial year-ending and last quarter ending soon, they have eased auto card approval through sprint to meet their targets, especially for existing relationships and are giving CB card even to SimplyClick holders which was forbidden just sometime ago... try your luck! *
Things to note if you tend to apply :
- Apply through SPRINT online platform only, not applicable offline in any way...
- Applicable for existing SBI Card holders or SBI bank account holders.
- Have acceptable CIBIL and clean SBICard payment history. Yes, they do a hard CIBIL enquiry...
- No VKYC, extra docs, wait time, physical verification needed.
- Just a selfie, digilocker OTP verification, 1Rupee transaction via bank account (verification).
- Most data is already populated and auto filled in the system, just select and proceed after giving PAN.
- Use same mobile number as your existing card / SBI account.
- Best approval chances when addresses match with current aadhaar address..
- CB card credit limit is around 20% of your current (at least for me, yours may differ). Card limit is independent of existing card, not shared. FYF then renewal fee as usual (see pic).
- Virtual card (VCC) generated immediately and you can set limits and start to use. New card linked to portal/app.
- Better if your existing SBI card is atleast 6 months old and you've received a credit limit increase at least once.
* Referral Benefits - Referal Activated in Deal wiki, after doing a transaction of 500 on your new card, you're eligible for a voucher of 500 from SBI card. *
Here's what I got today (existing SBI bank a/c + 8-month-old SImplyClick holder, received CL bump a month ago)
I have salary account with SBI which is 4 months old, will I get cashback card? I have a lot of hard enquiries in my CIBIL report though from various banks.
DooMLoRD wrote:I have salary account with SBI which is 4 months old, will I get cashback card? I have a lot of hard enquiries in my CIBIL report though from various banks.
Only apply if you have Cibil score of above 770, and any existing credit card in portfolio. If you have too many enquiries then better wait for atleast 3 months from last enquiry.
Not working for me
DM for instant referral benefits 🙂
Not so easy. Did not work out for me even though 1. I have salary account with SBI (3 years old) 2. Hold a very old savings account ( around 15 years old, maybe more) 3. Hold SBI SimplyClick credit card 4. Have excellent CIBIL 😀😀
DooMLoRD wrote:Timeline of the enquiries? You have KYC with SBI account so PAN/mobile number when entered would be fetched by SBI card... What's your current CIBIL score?I have salary account with SBI which is 4 months old, will I get cashback card? I have a lot of hard enquiries in my CIBIL report though from various banks.
sendhil.warrior304 wrote:What's wrong?Not working for me
DooMLoRD wrote:I have salary account with SBI which is 4 months old, will I get cashback card? I have a lot of hard enquiries in my CIBIL report though from various banks.
Better try with my referral 
tappukepapa wrote:I guess then i shouldn't be applying, my CIBIL is 749 (as of last month), and i have 8 enquiries in the last quarter. Why I thought of applying now because FYF offer on cashback card will end this month so thought of giving it a try .Only apply if you have Cibil score of above 770, and any existing credit card in portfolio. If you have too many enquiries then better wait for atleast 3 months from last enquiry.
sendhil.warrior304 wrote:6 months old existing card needed. Or you were declined/application stuck in last 6 months...right?
shows u already have previous application,
Thanks i literally completed the process and got the card details in 5 mins . Though the limit is 20k only
DooMLoRD wrote:As I said, you already have KYC with SBI (bank) - so a good chance, and also they have targets to fulfil, so easily giving out... why not try when its FYF... a hard enquiry just drops 3-5 points on cibil...
I guess then i shouldn't be applying, my CIBIL is 749 (as of last month), and i have 8 enquiries in the last quarter. Why I thought of applying now because FYF offer on cashback card will end this month so thought of giving it a try .
Agnivo007 wrote:Yes that's what I was thinking coz anyways I've messed up my report pretty badly by so many enquiries, then why not just one more
As I said, you already have KYC with SBI (bank) - so a good chance, and also they have targets to fulfil, so easily giving out... why not try when its FYF... a hard enquiry just drops 3-5 points on cibil...
, if i get the card then win win situation.
around 1 week back i applied for this card. now application status is not coming. always showing, it's loading. agent came, completed kyc offline. will i get it or not?
@Agnivo007 kripaya apna dm check kijiye 
FYF -> LTF ?
rusty.james wrote:Dhanyavad... reply bhi kiya, aap ka application safal ho! 😂@Agnivo007 kripaya apna dm check kijiye
demerius2020 wrote:FYF -> LTF ?
You know already, FYF=first year free, chargeable from 2nd year...
Are you talking about conversion from FYF to LTF ? Dunno... also, fee waiver is 2L spends/year.
I_AM_5RAV5 wrote:Agent comes if you don't have existing bank/cc relationship... it takes time to process manually...around 1 week back i applied for this card. now application status is not coming. always showing, it's loading. agent came, completed kyc offline. will i get it or not?
My pincode not serviceble
Rakhi_srikak wrote:What? SBI has the widest reach... where are you living? (just for info)My pincode not serviceble
Damn rejected again!!!
Had just mentioned in another thread that i will wait for 3 months but seeing the post and quick approval comments, I applied. Initially showed approved but at the final stage, rejected stating 'Internal policies'- same as last time, which was in November.
PS: Hold SBI Simply click with 775+ CIBIL and 10+ year relationship with SBI Bank.
rusty.james wrote:Congrats for getting the card approved and using my referral... thanks.@Agnivo007 kripaya apna dm check kijiye
Mil gayo re babua
Oom Namaha Shivaya
INSTANTLY APPROVED, Received 1 Lac Limit (Which is Highest ever for me for any of My Holding Credit Card)
Didn't Know SBI is Giving Maximum Limit!
Just for People Reference - I am sharing My Details.
I have SBI Max Credit Card (34K Limit - Lowest Amongst my other Credit Cards) Received this Card in June 2022. Applied for SimplyClick and received this card anyways this is a useless card😄 but it renews automatically for free don't have to spend anything. They credit reward points worth 500/Year on Joining and Renewal.
CIBIL SCORE - 784
CIBIL ENQUIRY - NO ENQUIRY FROM LAST 9 MONTHS (Was waiting for those kind of opportunities Like LTF FLIPKART AXIS but Thanks this one is also Good)
PROFESSION - PSU SALARIED
KG+ to @Agnivo007 😘. Thank you bro
Thanks i literally completed the process and got the card details in 5 mins . Though the limit is 20k only