experian score is falling gradually.

119°
Deal's Advocate
kartikxxx

Hey Brothers,

From past 3 months my experian is falling gradually (while cibil is increasing slowly 1 or 2 points).

In report, there is no deviation (no default or any payment miss or over utilisation).

What could be the reason of this fall, any expert?

https://cdn0.desidime.com/attachments/photos/717533/medium/IMG_20211007_153318.jpg?1633601059
score fell from 859 to 849 to 832.

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Deal Lieutenant Deal Lieutenant
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Where you are checking. ?

Deal Subedar Deal Subedar
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ignore small ups and downs in score
Its good score. End of story

Deal's Advocate Deal's Advocate
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raman12 wrote:

22g 832 is a good score

Yea but it is falling for no reason. Next month it will go 820 .. one must know the reason.

Critic Critic
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kartikxxx wrote:

Yea but it is falling for no reason. Next month it will go 820 .. one must know the reason.

My guess is, experian is adjusting its algorithm to bring down the overall avg high score it gives compared to cibil. Your case itself, cibil 792 while experian initially was at 850+.

Mobile Guru Mobile Guru
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Just ignore
Noticed a lot of fluctuations in my Experian score for the past year or so (820-860)
Currently, its at my all-time high (861)
Dunno what triggered 30 point jump

https://cdn0.desidime.com/attachments/photos/717561/medium/Screenshot_20211007-181450387_%281%29.jpg?1633610786
Edit: PB didn’t update Experian score after Mar, 20
Currently Experian at 847 @kartikxxx

https://cdn0.desidime.com/attachments/photos/717562/medium/Screenshot_20211007-183137405_%281%29.jpg?1633611884    

Deal Cadet Deal Cadet
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getready wrote:

Just ignore
Noticed a lot of fluctuations in my Experian score for the past year or so (820-860)
Currently, its at my all-time high (861)
Dunno what triggered 30 point jump smile

Which application is this bro?

Missing