Experian score showing loans
- 14756
- 15
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- Last Comment
Checked my cibil and Experian score
shows 2 loan
Consumer loan of 3k = Capfloat financial service pvt ltd
Personal loan of 60K = Idfc first bank limited
Does anyone have any idea for the same?
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Capfloat= Amazon pay, IDFC= can be flipkart,lazypay etc
But my amazon pay has limit 15000 for pay later
and flipkart pay later has 500 limit
lazypay has 1500 limit
my cibil goes done from 833 to 807 in last 3-4 months
@xera0117 @kushagraamit
Nothing to worry as long as score remains above 800.It seems you either applied for these services in a short span of time or the companies did a cibil hit on you when you checked for their loan, services etc.Regarding different amounts in report and accounts no need to worry there too, as these companies have weird ways of reporting.The most important thing that matters is you do not default on payments as that decreases score even further.
i sometime think once we get desired credit card whic are best few who the hell cares about these exprian /cibil scorfe any way
Does anyone know what dmi finance private limited is?
It should be Zestmoney loan as per personal knowledge.
Correct, it is slice pay
IDFC one is flipkart pay later and capfloat is Amazon’s counterpart