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Experian score showing loans

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Deal Cadet
sgsg792

Checked my cibil and Experian score
shows 2 loan
Consumer loan of 3k = Capfloat financial service pvt ltd
Personal loan of 60K = Idfc first bank limited

Does anyone have any idea for the same?

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Deal Cadet Deal Cadet
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IDFC one is flipkart pay later and capfloat is Amazon’s counterpart

Deal Cadet Deal Cadet
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Capfloat= Amazon pay, IDFC= can be flipkart,lazypay etc

Deal Cadet Deal Cadet
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But my amazon pay has limit 15000 for pay later
and flipkart pay later has 500 limit
lazypay has 1500 limit

my cibil goes done from 833 to 807 in last 3-4 months
@xera0117 @kushagraamit

rolleyes
Deal Cadet Deal Cadet
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sgsg792 wrote:

But my amazon pay has limit 15000 for pay later
and flipkart pay later has 500 limit
lazypay has 1500 limit

my cibil goes done from 833 to 807 in last 3-4 months
@xera0117 @kushagraamit

rolleyes

Nothing to worry as long as score remains above 800.It seems you either applied for these services in a short span of time or the companies did a cibil hit on you when you checked for their loan, services etc.Regarding different amounts in report and accounts no need to worry there too, as these companies have weird ways of reporting.The most important thing that matters is you do not default on payments as that decreases score even further.

Delhi Capitals Delhi Capitals
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i sometime think once we get desired credit card whic are best few who the hell cares about these exprian /cibil scorfe any way

Deal Subedar Deal Subedar
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demerius2020 wrote:

i sometime think once we get desired credit card whic are best few who the hell cares about these exprian /cibil scorfe any way

dont be ignorant bro…wej times comes to get a homeloan n if ur cibil is bad..den u might have to get loan from nbfc at a much higher rate n loss in thousands or lakhs in d long run

Delhi Capitals Delhi Capitals
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24karat wrote:

dont be ignorant bro…wej times comes to get a homeloan n if ur cibil is bad..den u might have to get loan from nbfc at a much higher rate n loss in thousands or lakhs in d long run

..dont worry about that, just maintain a good banking relationship with a good bank like SBI and maintain salary a/c there . they will happily give you Credit Card/loan even if your cibil score is Not available/zero

Deal Cadet Deal Cadet
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demerius2020 wrote:

..dont worry about that, just maintain a good banking relationship with a good bank like SBI and maintain salary a/c there . they will happily give you Credit Card/loan even if your cibil score is Not available/zero

With no score, ok. But not with low score.

Delhi Capitals Delhi Capitals
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sb007 wrote:

With no score, ok. But not with low score.

they consider there own record and relatonship so if you are a loyal customer with old relationashp and maintain important account like salary low cibil score is not a issue

Deal Cadet Deal Cadet
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Does anyone know what dmi finance private limited is?

Deal Lieutenant Deal Lieutenant
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dealcracker25 wrote:

Does anyone know what dmi finance private limited is?

It should be Zestmoney loan as per personal knowledge.

Deal Cadet Deal Cadet
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dealcracker25 wrote:

Does anyone know what dmi finance private limited is?

Can be slicepay as well

Deal Subedar Deal Subedar
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kushagraamit wrote:

Can be slicepay as well

Showing in my cibil tooo… I have slice card.. Damn

replyuser
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