FAQ on Kotak 811 account
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1. Does Kotak 811 Zero balance Full KYC account have truly zero charges if we don’t opt for physical debit card?
2. Do we have option to opt out of physical debit card while opening account or we do have to block the physical card after opening?
3. Are there any monthly transaction limits for online/UPI transactions with this account?
4. Can we load money into this account using other bank debit card?
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1) Absolutely no , every three months i get charged like 60rs+ saying some random bullshit like sms charges blah blah and their customer support is like non existant + i literally see no offers now for this bank so just stopped using it now how will they deduct if i dont even add anything+ even till date i keep getting like 2 message or sms to open an account with kotak bank even tho i already have one.
I ahve this account from more than 5 years… Till date… Not a single rs charged for anything.. Is your 811 or 811 edge…?? Done full kyc by vkyc or visiting branch…??
1. Yes.
2. If you want you can order physical card. They don’t give by default.
3. No specific limits. Regular UPI/online transfer limits applicable.
4. Yes.