Which is the fastest app to successfully transfer the amount to credit card?
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fastest app to pay credit card bill

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Critic
silentOBSERVER

What is the fastest way to pay the  credit card bill
I used amazon and cred today and cred took less then a minute to successfully transfer the amount while amazon took around 1 hour or so.. any other app which you may suggest

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Deal Cadet Deal Cadet
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silentOBSERVER wrote:

Do they credit the amount within an hour or so?

Haven’t tried this month but they mention instant settlement. Could be just buzz words.

Deal Cadet Deal Cadet
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If you plan to pay using upi or NetBanking, then the respective app or web portal of the credit card itself

Deal Cadet Deal Cadet
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I’m using ICICI credit card.. paid from Paytm cred amazon and Mobikwik.
With Cred and amazon it was instant.
With Paytm I used to pay through Debit card it took around 45 mins.
With Mobikwik I used to pay through Debit card and it took several hours.

Critic Critic
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TheSupreme wrote:

I’m using ICICI credit card.. paid from Paytm cred amazon and Mobikwik.
With Cred and amazon it was instant.
With Paytm I used to pay through Debit card it took around 45 mins.
With Mobikwik I used to pay through Debit card and it took several hours.

Does it carry some limit to pay via debit card?

Deal Cadet Deal Cadet
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silentOBSERVER wrote:

Does it carry some limit to pay via debit card?

I don’t about it bro. Mine was 50K₹.. and they accepted.  But there can be limit in amount of transaction in debit card.

Analyst Analyst
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These payment providers evolve over a period of time. Cred initially used to take 2-3 days, now a few hours/minutes. Likewise, the type of settlement also matters. If cred goes through billdesk, then they will also take 2-3 working days. But bear in mind that settlement in 2 days from some XYZ app will not be the same down 3-4 months, if they have plans to upgrade/downgrade. So in a nut shell, use what suits you.

Edit: Coming back to the question, the fastest(most reliable) will be third party transfer from card provider bank or a NEFT transfer from any bank to the card. The so called cred can also take a back seat if there is any glitch in their software or technology. But if you are after rewards on card payment, I will leave it your choice.

Deal Cadet Deal Cadet
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Always pay during Banking hours for faster credit

Deal Captain Deal Captain
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For me it’s CRED because all my payments have been processed swiftly without any issues.
Dimers ab maro mat muje biggrin
#AA_JJ wink

Deal Subedar Deal Subedar
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Use “Cred App” for Credit within minutes.
Or
Use Respective app

Critic Critic
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MrKool_JJ wrote:

For me it’s CRED because all my payments have been processed swiftly without any issues.
Dimers ab maro mat muje biggrin
#AA_JJ wink

Cred ne aapko bheja hai lag rha publicity ke liye sweat_smile wink

Deal Subedar Deal Subedar
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MrKool_JJ wrote:

For me it’s CRED because all my payments have been processed swiftly without any issues.
Dimers ab maro mat muje biggrin
#AA_JJ wink

Cred payment is good

Deal Cadet Deal Cadet
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For ICICI CC, use their official iMobile App for the fastest settlement. Simillar goes for other cards, use the respective bank app. Cred is also good, takes 1 min to an hour sometime.

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