https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769475
FD interest rates(all banks)
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Deal Wiki
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Created by : kartikxxx
Please dont share for google, their data is not uptodate.
If u one an account in any bank just check the rates and post.
Thanks
If u one an account in any bank just check the rates and post.
Thanks
Top Comments
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769477
Sbi - 6.1% for 1000 days
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769478
Rbl - 7% for 453 to 459 days
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769479
Rbl - 7.25% for 725 days
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769480
Canara bank 7% for 666 days
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769487
Kotak - 6.1% for 390 days
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769490
Canara bank 7.5 for senior citizens and 7 for normal which is more than any psu bank
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769492
Yes
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769493
Akash2000 wrote:
Canara bank 7.5 for senior citizens and 7 for normal which is more than any psu bank
I did it for my relative who is senior citizen online but it was showing 7% interest. Need to visit bank or technical fault?
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769496
Where u have done in app Or net banking. Otherwise visit branch they will help u. This schema started only on last week if done before than intrst rate is 7 only for senior citizen. Minimum amount for 666 is 25000
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769497
Most of the high interest rates are due to Aazadi Amrit special offer and scheme will close by end of this year, actual rates are low.
Some banks offer higher rates permanently, even on savings account balance like Bandhan Bank (7% FD, 6% savings, senior citizens get bit more)
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769501
Agnivo007 wrote:Can u share exact info like for hoe many days and hoe much interest in bandhan?Most of the high interest rates are due to Aazadi Amrit special offer and scheme will close by end of this year, actual rates are low.
Some banks offer higher rates permanently, even on savings account balance like Bandhan Bank (7% FD, 6% savings, senior citizens get bit more)
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769507
In major banks i always observed axis gave better rates compared to icici and hdfc sbi. For a change now citi giving best inrest rate of 6.75 for 180 days generally it was giving lowest of all private banks before.
May be they want to gift before leaving.
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769509
Jana Small finance bank has increased FD rates now. Better one was 7.55% for more than 2 years and less than 3 years. Same tenure for senior citizens in 8.5%.
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769547
IDFC -7.25% for Normal and 7.75% for senior citizens...Rates expected to rise again in next policy meeting.
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769755
vicky191in310 wrote:Time period?IDFC -7.25% for Normal and 7.75% for senior citizens...Rates expected to rise again in next policy meeting.
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769756
Uhtnas4444 wrote:Small finance banks are safe?Jana Small finance bank has increased FD rates now. Better one was 7.55% for more than 2 years and less than 3 years. Same tenure for senior citizens in 8.5%.
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769795
icici 7% without fd sweep facility
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769815
I created this table for my reference, tenure is 365 and 549, which was most rewarding and suitable for my needs.
*Min 501 days for BOB/IDFC, 666 for Canara
*BOB non-callable, decrease .15 for callable
| 366 Days | 549 Days | Revised | Link | |
| Indusind | 6.25 | 6.75 | 23-Sep | https://www.indusind.com/in/en/personal/rates.html |
| IDFC First | 6.25 | 6.75 | 10-Oct | https://www.idfcfirstbank.com/interest-rate |
| Au Small Fin | 7.1 | 6.95 | 10-Oct | https://www.aubank.in/personal-banking/term-deposits/fixed-deposits/interest-rates |
| Bandhan Bank Ltd | 7 | 7 | 30-Sep | https://bandhanbank.com/rates-charges |
| Bank Of Baroda | 5.9 | 6.15 | 16-Aug | https://www.bankofbaroda.in/interest-rate-and-service-charges/deposits-interest-rates |
| CITI Bank | 6.75 (181 - 400) | 14-Oct | https://www.online.citibank.co.in/wealth-management/investments/deposits/ | |
| Canara Bank | 6.5 | 7(666) | 07-Oct | https://canarabank.com/User_page.aspx?othlink=9 |
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769821
pranavcool wrote:Icici 7% how?icici 7% without fd sweep facility
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769823
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769825
Federal bank and Fi 7% fd for 700 days
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769829
Overall canara bank being PSU seems more reliable and also highest interest rate with least tenure. Although I am getting 8%, should I go for it? Or wait further as rbi most probably will hike repo rate at next meeting?
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769838
Rahil42 wrote:wait kroOverall canara bank being PSU seems more reliable and also highest interest rate with least tenure. Although I am getting 8%, should I go for it? Or wait further as rbi most probably will hike repo rate at next meeting?
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769840
Agnivo007 wrote:Most of the high interest rates are due to Aazadi Amrit special offer and scheme will close by end of this year, actual rates are low.
Some banks offer higher rates permanently, even on savings account balance like Bandhan Bank (7% FD, 6% savings, senior citizens get bit more)
Not really .. RBI has hiked interest to keep inflation in control.
expect another hike soon. interest rate and lending rate to go up soon by 0.5%
https://m.economictimes.com/news/economy/policy...
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769843
Rahil42 wrote:8% how?Overall canara bank being PSU seems more reliable and also highest interest rate with least tenure. Although I am getting 8%, should I go for it? Or wait further as rbi most probably will hike repo rate at next meeting?
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769884
Au bank
12 months to 15months 7.10% , 7.29% for seniors
24months to 45 months 7.50% , 7.71% for seniors.
https://www.desidime.com/discussions/fd-interest-rates?page=1#post_8769910
Expand
spids wrote:Yes, for other schemes, it will rise for all banks... including bandhan (so 7+ will come). Not including SFB as people still prefer full bank status for significant deposits.Not really .. RBI has hiked interest to keep inflation in control.
expect another hike soon. interest rate and lending rate to go up soon by 0.5%
https://m.economictimes.com/news/economy/policy...
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Avoid these bullshit co operative
Canara bank 7% for 666 days
I created this table for my reference, tenure is 365 and 549, which was most rewarding and suitable for my needs.
*Min 501 days for BOB/IDFC, 666 for Canara
*BOB non-callable, decrease .15 for callable