FD interest rates(all banks)
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Deal Wiki
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Created by : kartikxxx
If u one an account in any bank just check the rates and post.
Thanks
In my location Citi bank not available I can open acc in online?
Most of the high interest rates are due to Aazadi Amrit special offer and scheme will close by end of this year, actual rates are low.
Some banks offer higher rates permanently, even on savings account balance like Bandhan Bank (7% FD, 6% savings, senior citizens get bit more)
Jana Small finance bank has increased FD rates now. Better one was 7.55% for more than 2 years and less than 3 years. Same tenure for senior citizens in 8.5%.
IDFC -7.25% for Normal and 7.75% for senior citizens...Rates expected to rise again in next policy meeting.
icici 7% without fd sweep facility
I created this table for my reference, tenure is 365 and 549, which was most rewarding and suitable for my needs.
*Min 501 days for BOB/IDFC, 666 for Canara
*BOB non-callable, decrease .15 for callable
| 366 Days | 549 Days | Revised | Link | |
| Indusind | 6.25 | 6.75 | 23-Sep | https://www.indusind.com/in/en/personal/rates.html |
| IDFC First | 6.25 | 6.75 | 10-Oct | https://www.idfcfirstbank.com/interest-rate |
| Au Small Fin | 7.1 | 6.95 | 10-Oct | https://www.aubank.in/personal-banking/term-deposits/fixed-deposits/interest-rates |
| Bandhan Bank Ltd | 7 | 7 | 30-Sep | https://bandhanbank.com/rates-charges |
| Bank Of Baroda | 5.9 | 6.15 | 16-Aug | https://www.bankofbaroda.in/interest-rate-and-service-charges/deposits-interest-rates |
| CITI Bank | 6.75 (181 - 400) | 14-Oct | https://www.online.citibank.co.in/wealth-management/investments/deposits/ | |
| Canara Bank | 6.5 | 7(666) | 07-Oct | https://canarabank.com/User_page.aspx?othlink=9 |
Federal bank and Fi 7% fd for 700 days
Overall canara bank being PSU seems more reliable and also highest interest rate with least tenure. Although I am getting 8%, should I go for it? Or wait further as rbi most probably will hike repo rate at next meeting?
DCB Bank - 7.1% for 700 days to 3 years (0.5% additional for senior citizens)
Bandhan Bank - 7% for 1 year to 5 years (0.5% additional for senior citizens)
I have been holding off till interest rates go over 8, i have equitas savings account which gives 7% on bal above 5L.
Same
Avoid these bullshit co operative
Dcb bank saving account interest rates .
No need to book fd.
Just now I check
But I am not able to find it
Union Bank of India With Effect from 17/10/2022
Genral Public 6.70% (444 Days)
General Public 7.0% (599 Days)
Senior Citizens 7.20% (444 Days)
Senior Citizens 7.50% (599 Days)
References:
I can choose 444 days r 599 days?
So the war has began between banks to attract money from FD investors. Equitas probably first one to offer 8% for senior citizens.
Which bank I can choose for short term bcz fd rates increased more in coming days
Pls suggest me
How about corporate FD from entities such as Bajaj Finance?
Where will its risk lie when compared to different type of banks?
Scheduled commercial banks FD have almost zero risk while any corporate fd carries much more risk. It can be considered for someone young & who can afford a loss of the principle amount just like investing directly in market in some big company whose shares go down in short term.
Indusind 7% when opened for 2yrs https://www.indusind.com/in/en/personal/rate...ml
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Credit - @aswaniexpress