Federal and AU Credit cards

51°
Deal Cadet
chin.saja687

Hello Friends,

I am looking to apply for Federal and AU Finance credit cards but not clear which version to go for.

I usually make transaction online or load money into paytm wallet (because paying cashback against fee).
My most of the payments are online be it insurance, school fee for son or any other bill.

So, any recommendations please.

Please note: I am opting federal and AU because these days you get offers on these cards on almost every website.

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Deal Cadet Deal Cadet
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You can get au lit card LTF which works for all offers online. If interested dm for referral

Deal Cadet Deal Cadet
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Shubham_G wrote:

You can get au lit card LTF which works for all offers online. If interested dm for referral

please send me referral code

Deal Newbie Deal Newbie
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If you already have some other credit card, you could apply for the SwipeUp program of AU Bank. The cards are better than the LIT card in general.

Deal Cadet Deal Cadet
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DimeDude wrote:

If you already have some other credit card, you could apply for the SwipeUp program of AU Bank. The cards are better than the LIT card in general.

no au card at the moment

Deal Newbie Deal Newbie
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Doesn't have to be an AU card. Their program is that they want to offer you a LTF card from their portfolio, based on whatever cards you hold from any bank.

I used info of my ICICI Saphhiro card and was given an LTF Xcite Ultra.

Deal Cadet Deal Cadet
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DimeDude wrote:

Doesn't have to be an AU card. Their program is that they want to offer you a LTF card from their portfolio, based on whatever cards you hold from any bank.

I used info of my ICICI Saphhiro card and was given an LTF Xcite Ultra.

1. Does it lead to a CIBIL hard enquiry?
2. Do they ask to upload any documents etc?
Deal Newbie Deal Newbie
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rn09 wrote:
1. Does it lead to a CIBIL hard enquiry?
2. Do they ask to upload any documents etc?

There was a hard cibil hit.

Documents were required.

Deal Cadet Deal Cadet
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DimeDude wrote:

There was a hard cibil hit.

Documents were required.

What do you mean by hard cibil hit? Did your score go down because of issuing one more card?

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