Finance company Charged 1% Interest per Day
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Hi Dimers,
Kindly suggest any to get out from this ATD Money Finance loan with less amount.
https://www.atdmone...m/
the loan which i have taken in Mar’20 of Rs.25000, now its crossed 1Lakh which to be paid they are telling
actual its a short term loan for 30days Int. was 0.07% post that 1% daily interest its changed
partially i have pad Rs.20000, as a settlement they are asking me to pay another 60000.
Still they are calling my reference & threatening they will put legally case on then too
if not paid they are telling will process to Legal action & CIBIL & Cyber Cell Complaint
Kindly suggest how to go forward with this or anyone has same situation?
Currently am Jobless.
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Registered Fir against him
They gave it away by mentioning cyber cell. CC has nothing to do with this.
This is a scam website/app just like tons of other available online. The max that they would do is call your contacts and threaten them, you gave them the permission yourself. They cannot touch your cibil. A kid committed suicide because they harassed every contact of his a couple of weeks back. Don’t worry dude. Stay away from easy money.
P.S. Even if we all complain about this to cert-in, they won’t do shit. What a fucking shame.
if you are stupid enough to take loans from such companies you deserve to get REMOVED what part about the payment did you not understand? everything is mentioned before hand only
I would request you to please don’t bully anyone online ( and yes calling someone stupid just because of his ignorance, is a form of cyber bullying). My mother taught me a lesson in childhood
“Bhala kisi ka kar na sako to bura kisi ka mat karna. Pushp nahi ban sakte ho to kante ban kar mat rehne”
i request them to calculate regular interest & that i will honor & pay that, they are telling to pay 60k as a settlement.
yes they have told, that was lock down time, salary cut may problem, thought they will calculate regular interest. but they are charging higher.
If you are looking for ways to escape from it. Check this below thread..
This company is registered with RBI, its listed in RBI portal, kindly suggest.
Apart from threatening calls nothing is going to happen, not even a physical visit, bear for sometime
25 din me pesa double😱😱😱
Site design is poor. They are not RBI certified. They cannot touch your cibil (even they mentioned that they have nothing to do with cibil scores). They might proceed Legally if everything about interest was prior intimated to you. If they really started harassing you and your contacts, then its better you make the first legal move by approaching police.
This company is registered with RBI, its listed in RBI portal, kindly suggest.
RBI m complaint thok do ..
what can i mention in the complain
charging higher interest or settlement also they are asking high.
or calling reference contact & threatening them
dm @ narendranath on twitter or meet him personally if you are in ghaziabad (ask him you wish to meet citing china loan issue), if in mumbai contact moneylife’s sucheta dalal. both have been doing some good work in this issue.
You may or may not pay.
Unsecured loan..so i guess dey cant take legal Action
they got bank cheque of mine, so possible to take action based on that.
This company is not even RBI certified and as many dimers said they really can’t touch your CIBIL. If you received call again from them Tell them to go fuck theirselves and if you guys called any of my relatives I will come up with a FIR and maybe file a case against your company, remind them about recent china apps loan scam and etc. Just threaten them back
i check in RBI portal, there are registered bro, just thinking if i talk in this version will it rebound to me.
Use classic tactic of raising your hand that not capable to pay + sob story
Tell them firmly, if they want to agree with X amount otherwise they should forget it. Be reasonable in amount you want to negotiate. People are mentioning here they can’t do anything legally but it is upto you how much of harassment you want to take.
i will try this, actual they are calling to HR head also, dont know how they got it 
How come still these loan app people are operating after so many incident of death. Y rbi or govt. Not taken full fledged action.
People need to report them…one closes other start operations…most are illegal operations…
Enjoy bro, you should have never paid them 20,000 also .Whenever they call just say f*** off and hang up the phone. After few calls if they agree to close the loan for a sensible amount then pay them. Otherwise don’t pay.
Drop them a notice from sasta(known) lawyer. May cost you Rs.500-1000 but hopefully calls would end.
File an FIR, complaint to RBI and ask them to settle with 25000+(2-5%) max
Try to check your CIBIL score…did they check CIBIL before giving you loan? Most likely this are non registered entity and won’t harm your CIBIL in anyways…
Regarding paying them it’s upto you…if you want to pay.. negotiate hard and tell them you are not afraid of calling or court cases(..tell them you have zero CIBIL).
https://m.rbi.org.in//Scripts/BS_PressReleaseDi...
Just google it, RBI is taking strict action against loan company. If you have documented thing as 0.7% file complaint.
https://www.google.com/amp/s/m.economictimes.co...
Tarak mehta Writter who use to stay in our building sucided due to such loan shark, just google it
And you registered here to just ask this.? 🤔🤔🤔🙄🙄🙄