https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9468988
SBI AMB is Zero
Find Out AMB/MAB for Savings Accounts of SBI & PNB
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Is there any way to find out average monthly balance of savings accounts of SBI and PNB through internet banking?
For PNB, I could see account type as 'SAVINGS FUND GENERAL' and on their website, there's no such name of savings account. Searched across the whole internet banking website but couldn't find anywhere mentioned AMB/AQB.
Haven't checked for SBI but would like to know if there's any provision for same. I've been keeping Rs. 5k in both the accounts but I feel I'm keeping more than needed. And both the banks will require to visit the branch for a rather simple question. Also, avoiding their illiterate phone banking representatives.
I'm asking this on the assumption that AMB/AQB could be different for different account types which is the case with most of the banks today.
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https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469122
caks2006407 wrote:are you sure? any proof for same?SBI AMB is Zero
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469140
SBI requires 0 MAB, you can check yours based on the money you keep in online banking's account info section
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469389
@caks2006407 @mandalorianmode511
checked SBI's website, all the savings account says MAB/AMB required is NIL
thanks for your input, I was unnecessarily maintaining Rs. 5k since a long time 😬
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469463
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469542
in delhi its 3000 for PNB
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469642
monu.tanwar123262 wrote:For PNB, I can see Quarterly Average Balance is Rs. 2,000 for metro and urban areas : https://www.pnbindia.in/PNB-SECURED-SAVING-SCHE...in delhi its 3000 for PNB
There's a super premium account variant with unrealistic QAB (no need to even bring that up) and for below account variant, it says Rs. 5,000 as Quarterly Average Balance : https://www.pnbindia.in/PNB-SELECT-SAVING-ACCOU...
So, it can be assumed Rs. 2k is the required QAB but if you're saying it's Rs. 3k, the website could've outdated information which is weird 😱
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469872
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sahil1033 wrote:
For PNB, I can see Quarterly Average Balance is Rs. 2,000 for metro and urban areas : https://www.pnbindia.in/PNB-SECURED-SAVING-SCHE...
There's a super premium account variant with unrealistic QAB (no need to even bring that up) and for below account variant, it says Rs. 5,000 as Quarterly Average Balance : https://www.pnbindia.in/PNB-SELECT-SAVING-ACCOU...
So, it can be assumed Rs. 2k is the required QAB but if you're saying it's Rs. 3k, the website could've outdated information which is weird 😱
It's 2k For Delhi. I'm maintaining just ₹2100 to ₹2200 since 2 years. Only sms charges are deducting quarterly. @monu.tanwar123262
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9469883
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sahil1033 wrote:I know its 2000, but the lady there told me to keep 3000 u will not be charged for rupay debit card, and its true ive never been charged for my debit card.
For PNB, I can see Quarterly Average Balance is Rs. 2,000 for metro and urban areas : https://www.pnbindia.in/PNB-SECURED-SAVING-SCHE...
There's a super premium account variant with unrealistic QAB (no need to even bring that up) and for below account variant, it says Rs. 5,000 as Quarterly Average Balance : https://www.pnbindia.in/PNB-SELECT-SAVING-ACCOU...
So, it can be assumed Rs. 2k is the required QAB but if you're saying it's Rs. 3k, the website could've outdated information which is weird 😱
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9470219
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Ye kya naainsaafi hai 😭
monu.tanwar123262 wrote:I'm being charged Rs. 150 + 18% GST every year for RuPay Platinum debit card even after maintaining Rs. 5k+ at all times.
I know its 2000, but the lady there told me to keep 3000 u will not be charged for rupay debit card, and its true ive never been charged for my debit card.
Ye kya naainsaafi hai 😭
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9470223
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I've heard that those charges are for promotional offers but upon enquiring from bank representatives, they say that you won't receive OTP and other important SMSs which is bizarre as those shouldn't be chargeable.
PNB is the only bank wherein I'm charged these SMS charges although I can see it's dropped to Rs. 2 + 18% GST but still, I find it's not something that should even exist as a chargeable thing.
tappukepapa wrote:What to do about the SMS charges?It's 2k For Delhi. I'm maintaining just ₹2100 to ₹2200 since 2 years. Only sms charges are deducting quarterly. @monu.tanwar123262
I've heard that those charges are for promotional offers but upon enquiring from bank representatives, they say that you won't receive OTP and other important SMSs which is bizarre as those shouldn't be chargeable.
PNB is the only bank wherein I'm charged these SMS charges although I can see it's dropped to Rs. 2 + 18% GST but still, I find it's not something that should even exist as a chargeable thing.
https://www.desidime.com/discussions/find-out-amb-mab-for-savings-accounts-of-sbi-pnb?page=1#post_9472261
sahil1033 wrote:@caks2006407 @mandalorianmode511
checked SBI's website, all the savings account says MAB/AMB required is NIL
thanks for your input, I was unnecessarily maintaining Rs. 5k since a long time 😬
In corona period SBI made MAB for all accounts as 0. Before that they had MAB for each account types.
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SBI AMB is Zero