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Fk axis card ltf anytime soon?

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Tjs15

I had applied for fk axis card and it was rejected in the feb'22. Now i was thinking to apply for myzone ltf card since 6months are over and i really doubt if it will get approved. I dont hold axis savings account and i am self employed living in serviceable pincode.

Should I try now or wait for fk axis to come with ltf offer?

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It doesn't seem like fk ltf offer will come this year & as for Myzone ltf you can try your luck but don't keep too much hope as axis don't like self employed ppl with no axis bank acc history & applying for non-fk axis card.

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Deal Cadet Deal Cadet
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Try for MyZone based on that whenever Flipkart one is offered for LTF you can apply for that too.

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It doesn't seem like fk ltf offer will come this year & as for Myzone ltf you can try your luck but don't keep too much hope as axis don't like self employed ppl with no axis bank acc history & applying for non-fk axis card.

Deal Subedar Deal Subedar
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guest_999 wrote:

It doesn't seem like fk ltf offer will come this year & as for Myzone ltf you can try your luck but don't keep too much hope as axis don't like self employed ppl with no axis bank acc history & applying for non-fk axis card.

Yes bro, had visited branch recently and i got to know that i can get higher variants on c2c basis since i hold regalia with good limits But myzone can't be issued on c2c basis. 

Would you suggest any other axis card where annual fee will be compensated with vouchers or rewards every year?

also I hold lic signature axis cobranded card (with very low limt) but axis website won't recognise me as existing customer.

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Tjs15 wrote:

Yes bro, had visited branch recently and i got to know that i can get higher variants on c2c basis since i hold regalia with good limits But myzone can't be issued on c2c basis. 

Would you suggest any other axis card where annual fee will be compensated with vouchers or rewards every year?

also I hold lic signature axis cobranded card (with very low limt) but axis website won't recognise me as existing customer.

There is axis freecharge card(good for paying electricity bills & recharges even with 1% convenience fee as you still get 4% cb) & axis airtel card(best option if one spend around 1000 per month on airtel services as one can get around 300cb every month, its electricity bill payment tracking is not as accurate as freecharge card so don't take this card only for electricity bill payments for 10% up to 300 cb per month).
Deal Subedar Deal Subedar
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guest_999 wrote:
There is axis freecharge card(good for paying electricity bills & recharges even with 1% convenience fee as you still get 4% cb) & axis airtel card(best option if one spend around 1000 per month on airtel services as one can get around 300cb every month, its electricity bill payment tracking is not as accurate as freecharge card so don't take this card only for electricity bill payments for 10% up to 300 cb per month).

I may not be able to break even with annual fees as not using airtel and paying electricity bills on Amazon with bob/indus.

Do premium cards from axis provide useful vouchers /benefits after paying anual fees every year?

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Tjs15 wrote:

I may not be able to break even with annual fees as not using airtel and paying electricity bills on Amazon with bob/indus.

Do premium cards from axis provide useful vouchers /benefits after paying anual fees every year?

@knight11 should know more about premium axis cards.
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guest_999 wrote:
@knight11 should know more about premium axis cards.

I think magnus axis credit card will give 10k tata cliq voucher upon paying 10k fee but not sure if thats only one time or every year 

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Tjs15 wrote:

I think magnus axis credit card will give 10k tata cliq voucher upon paying 10k fee but not sure if thats only one time or every year 

Yes, that's every year.

And if u do 1 lakh spends in a month, u get 25k bonus points equivalent to 5000 Amazon vouchers, 10K Myntra vouchers, 20K CV points. 

So, including regular rewards, potentially 24.8% cb as CV points on 1 lakh spends.

And this doesn't have limitations like utility and rent payments in SBI cashback card.

You can get upto 12x if u spend 1 lakh every month. Even 1 month more than enough to cover fee and benefits of any other card.

Axis grab deals, Travel edge and Gyftr increase these even further.

Magnus is the best card for anything right now. No competition at all like DCB and Infinia used to be 3 years back.

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Tjs15 wrote:

Yes bro, had visited branch recently and i got to know that i can get higher variants on c2c basis since i hold regalia with good limits But myzone can't be issued on c2c basis. 

Would you suggest any other axis card where annual fee will be compensated with vouchers or rewards every year?

also I hold lic signature axis cobranded card (with very low limt) but axis website won't recognise me as existing customer.

Are we getting LTF myzone cc via branch too?
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tenon09 wrote:
Are we getting LTF myzone cc via branch too?
They will ask you to apply via online link only for ltf with only difference being they will put their own employee code in application for referral benefit.
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Knight11 wrote:

Yes, that's every year.

And if u do 1 lakh spends in a month, u get 25k bonus points equivalent to 5000 Amazon vouchers, 10K Myntra vouchers, 20K CV points. 

So, including regular rewards, potentially 24.8% cb as CV points on 1 lakh spends.

And this doesn't have limitations like utility and rent payments in SBI cashback card.

You can get upto 12x if u spend 1 lakh every month. Even 1 month more than enough to cover fee and benefits of any other card.

Axis grab deals, Travel edge and Gyftr increase these even further.

Magnus is the best card for anything right now. No competition at all like DCB and Infinia used to be 3 years back.

What's CV point?
Deal Subedar Deal Subedar
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Knight11 wrote:

Yes, that's every year.

And if u do 1 lakh spends in a month, u get 25k bonus points equivalent to 5000 Amazon vouchers, 10K Myntra vouchers, 20K CV points. 

So, including regular rewards, potentially 24.8% cb as CV points on 1 lakh spends.

And this doesn't have limitations like utility and rent payments in SBI cashback card.

You can get upto 12x if u spend 1 lakh every month. Even 1 month more than enough to cover fee and benefits of any other card.

Axis grab deals, Travel edge and Gyftr increase these even further.

Magnus is the best card for anything right now. No competition at all like DCB and Infinia used to be 3 years back.

Thanks for the detailed explanation bro😊

I'll check if i am eligible for it on c2c basis.

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tenon09 wrote:
Are we getting LTF myzone cc via branch too?

Its not ltf if applied offline 

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guest_999 wrote:
There is axis freecharge card(good for paying electricity bills & recharges even with 1% convenience fee as you still get 4% cb) & axis airtel card(best option if one spend around 1000 per month on airtel services as one can get around 300cb every month, its electricity bill payment tracking is not as accurate as freecharge card so don't take this card only for electricity bill payments for 10% up to 300 cb per month).
5% CB applies for bills totaling up to 50K per Financial year so max CB 2500/year(FY) - some card holder dimers confirmed this
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Tjs15 wrote:

Thanks for the detailed explanation bro😊

I'll check if i am eligible for it on c2c basis.

the issue with Axis is there is no way to confirm(tracking) reward points rcvd or not as they do not mention which month/txn, CC is dumb
Post Tycoon Post Tycoon
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The guy working in Axis bank told me that March 2023 is when they would offer lifetime free Flipkart Axis CC.
Deal Subedar Deal Subedar
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Maybe they have moved to Mastercard network, and may not issue LTF. The above is just speculation, I don't know much about it.
Deal Newbie Deal Newbie
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somethingnew wrote:
The guy working in Axis bank told me that March 2023 is when they would offer lifetime free Flipkart Axis CC.

@somethingnew can you ask him if there is even slightest of possibility of axis ace given as ltf during that period 

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Kaleen wrote:

@somethingnew can you ask him if there is even slightest of possibility of axis ace given as ltf during that period 

Even I can tell you that's never going to happen. In fact one should ask if axis has further plans to devalue ace card(like some monthly cb limit on bill payments or some max amt bill payment limit via googlepay).

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caks2006407 wrote:
5% CB applies for bills totaling up to 50K per Financial year so max CB 2500/year(FY) - some card holder dimers confirmed this
You mean freecharge plus card with unlimited cb feature?
@Scorpion
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guest_999 wrote:

Even I can tell you that's never going to happen. In fact one should ask if axis has further plans to devalue ace card(like some monthly cb limit on bill payments or some max amt bill payment limit via googlepay).

Possible, few days back i called customer care and the guy told me it would be available to apply in few months currently some upgradation process is going on, i thought he was just lying anything so that i cut the call. Their upgradation is devaluing the card😂

Deal Cadet Deal Cadet
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This time LTF offer should come as now we can see mastercard logo in all FK axis card ads and after recent ban lift, MC shall be pushing banks to issue more cards to increase market share.

A question, as I'm planning to apply when LTF, according to previous history, are income documents asked for non axis customers (account or card existing) and self employed by profession? Metro location.

Post Emperor Post Emperor
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agnivo007 wrote:

This time LTF offer should come as now we can see mastercard logo in all FK axis card ads and after recent ban lift, MC shall be pushing banks to issue more cards to increase market share.

A question, as I'm planning to apply when LTF, according to previous history, are income documents asked for non axis customers (account or card existing) and self employed by profession? Metro location.

Yes Income proof was asked last time when applied in LTF offer. KYC agent asked for income proof but you can give another card statement too for C2c basis.
Deal Cadet Deal Cadet
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@tenon09 Thanks for the info, so C2C is possible... Did they also take photo/scans of physical card?

Post Emperor Post Emperor
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agnivo007 wrote:

@tenon09 Thanks for the info, so C2C is possible... Did they also take photo/scans of physical card?

Nope. Just Card statement.
Deal Cadet Deal Cadet
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tenon09 wrote:
Nope. Just Card statement.
You got approved finally? What kind of limit they gave respect to C2C limit?
Deal Captain Deal Captain
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caks2006407 wrote:
5% CB applies for bills totaling up to 50K per Financial year so max CB 2500/year(FY) - some card holder dimers confirmed this

Bro, using Freecharge plus card frequently. It is unlimited cashback. Upto 50k spends per year is not true.

For spend waiver we have to spend 50k to waive the annual fees.

https://www.desidime.com/discussions/best-card-...

@guest_999

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Scorpion wrote:

Bro, using Freecharge plus card frequently. It is unlimited cashback. Upto 50k spends per year is not true.

For spend waiver we have to spend 50k to waive the annual fees.

https://www.desidime.com/discussions/best-card-...

@guest_999

https://www.desidime.com/discussions/best-card-...
chk here
another dimer also confirmed same
if its unlimited CB then I am also interested actually as there is offer email coming frequently
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