Flipkart axis Bank cc

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Why does Flipkart axis Bank credit card provides such a low limit? Only recieved 28000 limit on cc. Difficult to even buy iPhone SE in it. Has anyone been able to increase the limit after 6 months?

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I received 1 lac limit.
Maybe you don’t have any other cc or you just started job

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raman12 wrote:

I received 1 lac limit.
Maybe you don’t have any other cc or you just started job

I have heard some people get as low as even 15k limit in flipkart axis. Got 53k limit in icici cards. Something is clearly wrong with this card. Just need to know if someone has managed to increase their limit after 6 months.

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If you have a credit history you will not face limit issues.

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Friend applied for this card & got 2 lakh+ limit straightaway, never held any axis card before but have 2-3 cards with 1 lakh+ limit. His salary is ~80k per month so I guess you need to have a good salary proof to get high limit on this card for many cases(there are always exceptions though).

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They gave me 1.85 initially and increased it to 4 after about a year

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Dimer777 wrote:

They gave me 1.85 initially and increased it to 4 after about a year

U requested for increasing limit or they do by them?

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Dimer777 wrote:

They gave me 1.85 initially and increased it to 4 after about a year

Good to know
Bdw they only increase after a year??

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I did not request. I checked once in a while and there it says there is not limit increase offer and I need to upload documents and request for same.

Just my assumption below.
Maybe they track when when I check for limit enhancement offer and they decided to offer.

They offered me in around 8-9-10 months it was less than 1 year.
Forgot exactly how many months but it was before card aniversary.

I know HDFC allows customers to show interest without actually applying with income proof and actual limit increase application.
They later offer limit increase during bulk limit offer period if you had shown interest earlier.

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