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Flipkart Axis Bank credit card , NPS cashback issue

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Pablo_Chocobar

I did a NPS tier 1 contribution of 50k using Axis Bank Flipkart credit card. Last year I got a cashback of 750 for the same. This year I didn't receive it. I was happy to pay 400 Rs gateway card charges as there was still some benefit. But looks like they have stopped providing cashback to certain transactions. Also I didn't receive the message mentioning the 1.5 percent eligibility which we normally get. So, be aware guys. 


Is any one able to claim the same fighting with Axis or that would be a futile exercise?

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Andhra_Abbayi wrote:
Is Insurance payments excluded? Axis excluding insurance payments from 15th Sep on ace card. I'm not seeing insurance category in fk axis card exclusions. can you confirm?

Hmm, probably yes, u r right. I don't see insurance payments in exclusion list for Flipkart axis card. I somehow thought they excluded rent and insurance payments both, but currently I see only rent payments in the official document.

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raman12 wrote:
Allowed for Tier1 NPS as of now
Tier 1 NPS is multi years lock btw in case someone doesn't know.
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akki.akki wrote:
no.

Any reasons for saying no? AFAIK 1.5% is still given for NPS investment using Axis FK

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Seinfeld wrote:

Any reasons for saying no? AFAIK 1.5% is still given for NPS investment using Axis FK

No reason mate. I tried 2 months back and haven't got.
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akki.akki wrote:
No reason mate. I tried 2 months back and haven't got.
Do you remember to have got the sms after the txn?
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Seinfeld wrote:
Do you remember to have got the sms after the txn?
I often don't get cashback sms for genuine txns. so i have stopped looking for cashback SMSs.
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akki.akki wrote:
No reason mate. I tried 2 months back and haven't got.
u must have used razorpay instead of bd
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Just want to confirm that Adv tax or NPS both gives 1.5%

A screenshot of both from statement:

NPS:

https://cdn0.desidime.com/attachments/photos/806824/medium/Screenshot2022-09-19at4.37.07PM.png?1663585693


Advance Tax:

https://cdn0.desidime.com/attachments/photos/806825/medium/Screenshot2022-09-19at4.35.16PM.png?1663585696

@akki.akki @prem4998 

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Seinfeld wrote:

Just want to confirm that Adv tax or NPS both gives 1.5%

A screenshot of both from statement:

NPS:

https://cdn0.desidime.com/attachments/photos/806824/original/Screenshot2022-09-19at4.37.07PM.png?1663585693


Advance Tax:

https://cdn0.desidime.com/attachments/photos/806825/original/Screenshot2022-09-19at4.35.16PM.png?1663585696

@akki.akki @prem4998 

Thank you! Kg+
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Seinfeld wrote:

Just want to confirm that Adv tax or NPS both gives 1.5%

A screenshot of both from statement:

NPS:

https://cdn0.desidime.com/attachments/photos/806824/medium/Screenshot2022-09-19at4.37.07PM.png?1663585693


Advance Tax:

https://cdn0.desidime.com/attachments/photos/806825/medium/Screenshot2022-09-19at4.35.16PM.png?1663585696

@akki.akki @prem4998 

i dont think paying tax from cc is a good idea as it may invite unnecessary trouble from IT department.
what say @guest_999
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akki.akki wrote:
i dont think paying tax from cc is a good idea as it may invite unnecessary trouble from IT department.
what say @guest_999

Not sure whats the issue is, unless you are using somebody else's cc.

It's my card, I am paying for the card's bill and my card spends are too miniscule as per my earnings to be noticed. I am more afraid of rotating money via PayTM to my bank account than utilising a facility which Tax department is providing. 

This is a convenience which Tax department is providing and charging extra for it. 

No Loophole, No trickery involved, plain vanilla payment. Where's the trouble chance you are looking at I'm not very sure.

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Seinfeld wrote:

Not sure whats the issue is, unless you are using somebody else's cc.

It's my card, I am paying for the card's bill and my card spends are too miniscule as per my earnings to be noticed. I am more afraid of rotating money via PayTM to my bank account than utilising a facility which Tax department is providing. 

This is a convenience which Tax department is providing and charging extra for it. 

No Loophole, No trickery involved, plain vanilla payment. Where's the trouble chance you are looking at I'm not very sure.

You are what constitutes minority here, majority of card users don't even file ITR/file very low income ITR here despite spending lakhs on credit cards. smile

Deal Cadet Deal Cadet
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Seinfeld wrote:

Just want to confirm that Adv tax or NPS both gives 1.5%

A screenshot of both from statement:

NPS:

Screenshot2022-09-19at4.37.07PM


Advance Tax:

Screenshot2022-09-19at4.35.16PM

@akki.akki @prem4998 

just made a payment for NPS TIer-1, received no message for 1.5% cashback. can I see this elsewhere or I need to wait for the statement?
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iron_gloves wrote:
just made a payment for NPS TIer-1, received no message for 1.5% cashback. can I see this elsewhere or I need to wait for the statement?

Statement will confirm, please do update here once you get it.

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iron_gloves wrote:
just made a payment for NPS TIer-1, received no message for 1.5% cashback. can I see this elsewhere or I need to wait for the statement?

Did you get it? Has anyone else tried and got cashback recently? 

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s4badri749 wrote:

Did you get it? Has anyone else tried and got cashback recently? 

Yes I got the cashback, verified through the statement.

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s4badri749 wrote:

Did you get it? Has anyone else tried and got cashback recently? 

I have received the cashback.

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Which payment gateway needs to be used for NPS?

RazorPay or BillDesk for Axis Flipkart cashback or will both work?

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