Flipkart-Axis vs SBI simplyclick vs AMEX smartearn

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Deal Cadet
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Deer wise dimers,
Please suggest which one/two of the above 3 credit cards should be cancelled.

Current status –

FK Axis – just got a month back for first year free.barely ₹ 3000 purchase done so far.

Simply click – got about a year back. Already paid for first year fee (they redeemed it with a ₹500 Amazon voucher) .about 22k purchase left for the next year to be free

Amex smart earn – just received today relaxed relaxed

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Cancel FK Axis
BTW one should not worry too much about CC annual fees after taking card.

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caks2006407 wrote:

Cancel FK Axis
BTW one should not worry too much about CC annual fees after taking card.

Why though?

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kipte.khoka wrote:

Why though?

Fee waiver target 2lacs – impossible to meet and no milestone benefits even if you achieve

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caks2006407 wrote:

Fee waiver target 2lacs – impossible to meet and no milestone benefits even if you achieve

Why did you say not to worry about cc annual fees?

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kipte.khoka wrote:

Why did you say not to worry about cc annual fees?

Good cards always come with fees and fees is recovered most of the times

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If not doing good amount of purchase on flipkart then convert fk axis card to axis ace card which gives 5% unlimited cashback on bill payments(except insurance premium payments that get 2%) on google pay.

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guest_999 wrote:

If not doing good amount of purchase on flipkart then convert fk axis card to axis ace card which gives 5% unlimited cashback on bill payments(except insurance premium payments that get 2%) on google pay.

Freecharge Axis Plus is better if someone can’t spend 2 lakh plus biggrin

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Original wrote:

Freecharge Axis Plus is better if someone can’t spend 2 lakh plus biggrin

But does it give any good benefits, paying a few large amount bills at 5% off will recover the cost of ace card.

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guest_999 wrote:

But does it give any good benefits, paying a few large amount bills at 5% off will recover the cost of ace card.

.

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You have just received the SmartEarn card and you are asking which one to be cancelled!
Why?

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SBI simply click has reduced 10x RP to 5X on amazon & on other platform 1RP only. Also redemption of RP is temporary halted. Had called CC & they don’t have information about it, they just registered a complaint regarding less RP then forget about the complains.

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caks2006407 wrote:

Cancel FK Axis
BTW one should not worry too much about CC annual fees after taking card.

Why one should not worry if I hold credit cards for rewards & bank discounts. Why would I keep paying annual fee if I am not getting any benefits.

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Mufasa wrote:

SBI simply click has reduced 10x RP to 5X on amazon & on other platform 1RP only. Also redemption of RP is temporally halted without obvious reasons. Had CC & they don’t have information about it, they just registered a complaint regarding less RP then forget about the complains.

SBI Card made no official statement on this…

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Also, which card is better for -

Paying via Amazon pay
Adding on uber

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Digitalguy wrote:

SBI Card made no official statement on this…

Right, in my SBI SimplyClick it is still showing 500 Amazon GV for 2000 points.

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kipte.khoka wrote:

Also, which card is better for -

Paying via Amazon pay
Adding on uber

Anyone?

Missing