Flipkart EMI problem on Pixel 7a
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I got my pixel 7 yesterday. During order, on the payment summary page Rs Rs 6000 + Rs 4000 + Rs 2077 (as no cost EMI) discounts were added and 44021 were deducted from my HDFC credit card. But now I got HDFC EMI details and total EMIs amount is 44021+2077=46098.
Is there something wrong ?
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https://www.desidime.com/discussions/flipkart-emi-problem-on-pixel-7a?page=1#post_9275967
But it's no cost EMI then why bank will charge interest ?
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https://www.desidime.com/discussions/flipkart-emi-problem-on-pixel-7a?page=1#post_9275962
That is how no cost emi work.
Rs 2077 is not a free discount it is just the interest part that you will be paying to bank returned to you by flipkart.
You pay bank the total amount (46098 in your case) and you get interest part as upfront discount by merchant (2077).
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Bank will charge interest as usual, nothing wrong. To get the benefit of no cost emi discount, you need to cancel the emi and pay upfront.