same happened with me ,any solution for this
same happened with me
my self amish i got call from sachin sharma from aditya birla finance he told me to buy met life insurance plan of total 3,60,000 rupees (30k per year. plan of 12 years ) we will give loan of 4 lacs on that insurance. i bought plan of met life insurance and pay 1st installment than he asked for soft copy document of insurance i provided.than he told me that your verifiaction arrange on 28th sep than 2nd sep.he told me that your fund will release on 16th sep. than day of fund release 16 th sep i got call from aditya birla finance that you have to buy another insurance policy to get loan.sachin sharma promised me that your fund will release on 23rd. now on 23rd fund not released .he not replying any massages or not picking any phone calls . so pls stay away from aditya birla finance and met life insurance.they r fool us for policy and loan temptation.
Some body pl explain the effect on cibil of these postpaid loans
I see three loans in my cibil score , two from CLIXFIN which are due to the paytm postpiad account activation and other one is from aditya birla FL due to the OLA money postpaid account upgradation.
Can someone please tell me a way on how to remove these credit lines or loans from my cibil credit report? I know how to deactivate OLA money postpaid but not sure how to deactivate paytm postpaid since earlier two activated accounts are already closed but the credit line or loan from my cibil socre is not yet deleted/removed.
Can someone help here?
There are a lot of people who have activated a BNPL and credit line services for 100/200 cashback not realizing what they are giving up for these… Read the effin terms and conditions, it is clearly stated there for a credit check and a hard inquiry.. The next time you get 150/- cahsback for a BNPL or some weirdo card or pay later, think twice.. But there is NOTHING you can do, that credit line is set in stone.. If you were dumb enough to raise 3-4 such cards or BNPL accounts, your credit score would be shot, more so when you go about closing it…
my ola postpaid limit is rs 12500 but why it is showing up as:
aditya birla finance ltd
disbursed amount – rs 50000
date opened 26 oct 2020
original tenure – 5 years
remaining tenure 3y 5 month
Yes bro same now happened with me. My cibil score is also affected and my account showing 327 is overdue.