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Free debit card options with Savings Bank accounts

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gischethans

I am hoping this thread would serve as a one-stop reference for people looking to reduce their annual charges outgo for ATM cum debit cards. I have seen cases wherein people are having to pay ₹750+ taxes as annual charges for their debit cards.

HDFC Bank

I got my info from @bohemian post in another thread wherein HDFC customers could opt for a Savings Max account which gives a lifetime free Platinum debit card.

SBI

Recently I was looking for an option for a free debit card for my SBI account but turned out that none of their account variants offers a free from annual charges debit card.

Payment Banks

With Payment Banks like Paytm, virtual debit cards are free at present.

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Deal Subedar Deal Subedar
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Kotak 811 with full kyc, virtual debit card is free as well and can be used for online shopping discounts.

Deal Lieutenant Deal Lieutenant
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tappukepapa wrote:

Kotak 811 with full kyc, virtual debit card is free as well and can be used for online shopping discounts.

Minimum AMB requirement?

Deal Lieutenant Deal Lieutenant
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Indusind Online Account (0 balance acc if 20k initial funding done), one time charge of 590 for Visa Platinum DC. Can be used for Indusind instant discount offer.

Also Gives 1k worth of some brand GV (not agv / fk though) within 30 days of acc opening.

Deal Subedar Deal Subedar
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BubbleBoyChickenLittle wrote:

Minimum AMB requirement?

1. Zero balance account (Means No AMB)
2. You can always use Virtual Debit Card, Physical card is optional
3. Chequebook is also optional

Deal Lieutenant Deal Lieutenant
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Airtel Payments bank – 0 MAB – 0 Debit card charges
Fincare 101 Priority Account – MAB 25000(currently they are not deducting any charges for NON MAB) – Virtual Rupay Platinum Free
Jupiter Neo Bank – MAB Zero – Card is free
Fi Money – 0 MAB 0 Card fee

Pro Blogger Pro Blogger
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Jana bank, equitas bank, AU Bank + RuPay Platinum debit card for amazon load money offer.

Deal Subedar Deal Subedar
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Need a bank account like Kotak 811 (Zero balance, Virtual card only or physical card if available for free), can be used for online shopping benefits/discounts. Pls suggest folks.

Deal Cadet Deal Cadet
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sauravDD wrote:

Airtel Payments bank – 0 MAB – 0 Debit card charges
Fincare 101 Priority Account – MAB 25000(currently they are not deducting any charges for NON MAB) – Virtual Rupay Platinum Free
Jupiter Neo Bank – MAB Zero – Card is free
Fi Money – 0 MAB 0 Card fee

Airtel 50₹ Opening charges is there I guess.

Deal Lieutenant Deal Lieutenant
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tappukepapa wrote:

Need a bank account like Kotak 811 (Zero balance, Virtual card only or physical card if available for free), can be used for online shopping benefits/discounts. Pls suggest folks.

Jupiter (cb on limited sites)

Deal Cadet Deal Cadet
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sauravDD wrote:

No

Minimum amount for first cash deposit is 50, There will be a charge of Rs. 50 applicable for Facilitating the opening of Bharosa Savings Bank Account, under the header “Account Facilitation Charge”. (Account Facilitation Charges and minimum amount for first cash deposit are not applicable for customers who have airtel wallet account for more than 30 days before opening savings account, salary account holders and Disbursement account holders) The fee is subject to changes with time and will be updated accordingly..

Deal Lieutenant Deal Lieutenant
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sudbht694 wrote:

Minimum amount for first cash deposit is 50, There will be a charge of Rs. 50 applicable for Facilitating the opening of Bharosa Savings Bank Account, under the header “Account Facilitation Charge”. (Account Facilitation Charges and minimum amount for first cash deposit are not applicable for customers who have airtel wallet account for more than 30 days before opening savings account, salary account holders and Disbursement account holders) The fee is subject to changes with time and will be updated accordingly..

You are not using airtel wallet ?
You can create airtel wallet and then complete kyc

Deal Cadet Deal Cadet
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sauravDD wrote:

You are not using airtel wallet ?
You can create airtel wallet and then complete kyc

Yes I have. But it says within 30 days of wallet creation it will have charges of 50 right?

Deal Lieutenant Deal Lieutenant
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sudbht694 wrote:

Yes I have. But it says within 30 days of wallet creation it will have charges of 50 right?

If your airtel wallet account is older than 30 days then no charge

Deal Subedar Deal Subedar
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abhishek012 wrote:

Jana bank, equitas bank, AU Bank + RuPay Platinum debit card for amazon load money offer.

I think for jana bank its rupay select card.

Talk-Of-The-Town Talk-Of-The-Town
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anstar wrote:

@gischethans @bohemian will we get rupay platinum card with hdfc savings max account ?

You can apply any card. After upgrade or if already have saving max account holder

Deal Lieutenant Deal Lieutenant
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Also, how did i forget our beloved BOB?!!
It also gives NO CHARGES VIRTUAL DC. AMB 500/1000/2000.

Deal Subedar Deal Subedar
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bohemian wrote:

You can apply any card. After upgrade or if already have saving max account holder

Are All cards free or chargeable on issuance and annually? Card Apply process is online or offline?

Talk-Of-The-Town Talk-Of-The-Town
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anstar wrote:

Are All cards free or chargeable on issuance and annually? Card Apply process is online or offline?

offline/ online (few options)

Few cards have issuance charges like platinum(visa/master), No annual charges for saving max account

Deal Subedar Deal Subedar
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bohemian wrote:

offline/ online (few options)

Few cards have issuance charges like platinum(visa/master), No annual charges for saving max account

Thanks ! Understood clearly !

Deal Subedar Deal Subedar
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sudbht694 wrote:

Airtel 50₹ Opening charges is there I guess.

Airtel payment bank have sms charges..

Missing