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Free debit card options with Savings Bank accounts

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Deal Cadet
gischethans
I am hoping this thread would serve as a one-stop reference for people looking to reduce their annual charges outgo for ATM cum debit cards. I have seen cases wherein people are having to pay ₹750+ taxes as annual charges for their debit cards. h2. HDFC Bank I got my info from "@bohemian":https://www.desidime.com/users/2...'s post in another thread wherein HDFC customers could opt for a Savings Max account which gives a lifetime free Platinum debit card. h2. SBI Recently I was looking for an option for a free debit card for my SBI account but turned out that none of their account variants offers a free from annual charges debit card. h2. Payment Banks With Payment Banks like Paytm, virtual debit cards are free at present.
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Finance Ninja Finance Ninja
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Idfc first bank gives free debit card with 10k / 25k variant

Pro Entertainer Pro Entertainer
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Kotak 811 with full kyc, virtual debit card is free as well and can be used for online shopping discounts.

Finance Ninja Finance Ninja
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Minimum AMB requirement?

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Finance Ninja Finance Ninja
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Indusind Online Account (0 balance acc if 20k initial funding done), one time charge of 590 for Visa Platinum DC. Can be used for Indusind instant discount offer.

Also Gives 1k worth of some brand GV (not agv / fk though) within 30 days of acc opening.

Pro Tech Guru Pro Tech Guru
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Airtel Payments bank – 0 MAB – 0 Debit card charges
Fincare 101 Priority Account – MAB 25000(currently they are not deducting any charges for NON MAB) – Virtual Rupay Platinum Free
Jupiter Neo Bank – MAB Zero – Card is free
Fi Money – 0 MAB 0 Card fee

Deal Cadet Deal Cadet
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Airtel 50₹ Opening charges is there I guess.

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Finance Ninja Finance Ninja
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Jana bank, equitas bank, AU Bank + RuPay Platinum debit card for amazon load money offer.

Deal Subedar Deal Subedar
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I think for jana bank its rupay select card.

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Pro Entertainer Pro Entertainer
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Need a bank account like Kotak 811 (Zero balance, Virtual card only or physical card if available for free), can be used for online shopping benefits/discounts. Pls suggest folks.

Pro Tech Guru Pro Tech Guru
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Jupiter (cb on limited sites)

Deal Cadet Deal Cadet
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Fi

Deal Subedar Deal Subedar
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@gischethans @bohemian will we get rupay platinum card with hdfc savings max account ?

Generous Generous
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You can apply any card. After upgrade or if already have saving max account holder

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Finance Ninja Finance Ninja
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Also, how did i forget our beloved BOB?!!
It also gives NO CHARGES VIRTUAL DC. AMB 500/1000/2000.

Deal Cadet Deal Cadet
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Using FI account ( powered by Federal bank) zero balance account, free physical debit card and zero annual maintenance charges for debit card and bank account

Deal Subedar Deal Subedar
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looks awesome smile

Benevolent Benevolent
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dosto koi aisa bank nahi ha jo free money deta ho accounts me?

Deal Captain Deal Captain
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RBI dethe hai, lekin hamko nahi sarkar ko

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Pro Entertainer Pro Entertainer
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Need a bank account like Kotak 811 (Zero balance, Virtual card only or physical card if available for free), can be used for online shopping benefits/discounts. Bank should have physical branches as well. Pls suggest folks.

Deal Subedar Deal Subedar
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Jupiter (free life time physical visa debit card)
Fi.money( free life time physical visa debit card) niyox (I think now they are charging 150 annual fee but you can confirm once as they can reverse back sometime)
Airtel payment bank (virtual card)
Paytm payment bank (virtual card)
Hdfc (bsbd account) free Rupay debit card
Indusind bank (zero balance saving account with free debit card)
Kotak 811 (virtual debit card)

Finance Ninja Finance Ninja
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Jupiter, Fi.money, niyox company khud lifetime rahega ki nhi kya pata. stuck_out_tongue

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Deal Cadet Deal Cadet
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For IndusInd zero balance account with free debit card, can someone confirm the account type and card type you selected? As per their website it mentions card issuing and renewal charges are applicable
https://www.indusind.com/in/en/personal/account...

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