https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8671712
postpe allows it but restricted to BharatPe QR codes
Freo Pay at its craziest
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Timeline of events :
Freo Pay started charging 2% + 18% GST on repaying dues via wallet (Minor red flag)
Then they started charging 1% + 18% GST on total due amount payable (Major red flag)
Now they've sent out an email stating that they'll now charge 2% + 18% GST on total due amount payable (Ultra Pro Max Meta flag)
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I've already sent an email to them for account closure and they really tried to retain me stating they'll waive off the extra 1% + 18% GST after repaying due amount and they would refund the extra amount. Any way, I wasn't convinced with this as it would be so-so inconvenient emailing them for this and following up.
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My question : Is there any app which allows Scan & Pay at merchants via credit limit / wallet. My main motive for using Freo Pay was paying via UPI at merchants yet not having small transactions cluttering my bank account statement. LazyPay won't enable the 'Scan & Pay' feature, no idea what's up with them and Amazon Pay UPI pay via wallet isn't enabled for me yet.
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https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8671791
Aeron pay has option... But its also charges 2% plus gst
https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8801516
Freo Pay sent an email that they've slashed the convenience fee of 2% ... anyway, they've already a customer.
RuPay credit card UPI payment seems a better option now.
https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8843498
It's now clear that From starting, freopay's motto was just to bring customers on their platform and bind them forever in high interest loop. That is why they offered almost all wallet options for repayment totally free of cost during initial few months BUT gave very low spend limit. So that they can bring more customers.
https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8843877
@sahil1033 Why not open secondary bank account just for UPI...
I have jupiter for the same to keep all small small transactions away from my main account
https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8844003
Sudarshan61 wrote:Yes, that's right. I do have Paytm Payments bank account which comes handy in situations like these.@sahil1033 Why not open secondary bank account just for UPI...
I have jupiter for the same to keep all small small transactions away from my main account
But now UPI payment via RuPay credit card solves my problem too. Also, using credit cards is a win-win anyday, helps you reach the spend based offer / annual fee waiver.
https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8844018
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sahil1033 wrote:Which rupay credit card do you use?
Yes, that's right. I do have Paytm Payments bank account which comes handy in situations like these.
But now UPI payment via RuPay credit card solves my problem too. Also, using credit cards is a win-win anyday, helps you reach the spend based offer / annual fee waiver.
https://www.desidime.com/discussions/freo-pay-at-its-craziest?page=1#post_8844082
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legend101 wrote:
Which rupay credit card do you use?
I've Bob Premier but BoB cards aren't yet enabled for UPI payments.
Only PNB, Union Bank and Indian Bank credit cards are eligible as of now. Currently, waiting for BoB cards to be eligible for UPI payments and it should be done sooner than expected as Bank of Baroda is a PSU bank.
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Freo Pay sent an email that they've slashed the convenience fee of 2% ... anyway, they've already a customer.
RuPay credit card UPI payment seems a better option now.