From SBI simplysave to Prime CC

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Deal Newbie
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Last year I applied for SBI simplyclick CC, instead I received simplysave. When I enquired about it, the agent gave excuses saying it is good for offline shopping and all. To be honest most of my spending was offline before COVID and for my little online spendings I have Amazon ICICI CC. But since COVID I have mostly moved to cashless and online spending.
Recently I got “flipping” upgrade offer in the app for SBI Prime CC.
Should I do it? What does flipping upgrade mean?
I’m newbie to CC journey, kindly suggest.

18 Comments  |  
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Do note that SBI Prime CC has a pretty high annual fee of 3K+gst and also a decently high waiver spend of 3L; so unless you have that much of spends and planning to use this card as primary, better don’t go for it. Also as usual try getting simplyclick version by calling up the customer care.

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Yes, simply call customer care and tell them you want simply click credit card.
For me it was issued without hassles.

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Flip means Simplysave will be closed and you get Prime card having annual charge of 3000+daku mangal singh tax.

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Only take simplyclick, prime is not good anymore even for someone spending 3 lakh+ per year as there are better cards available now for that kind of spending.

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Only two cards of sbi are good
1. Simplyclick(7.5% on amazon and 1.5 % on other )
2. Ola sbi (7% on ola cabs )

Cancel rest all , thank me later

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Where to check upgrade/limit increase offer in app?

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demerius2020 wrote:

Only two cards of sbi are good
1. Simplyclick(7.5% on amazon and 1.5 % on other )
2. Ola sbi (7% on ola cabs )

Cancel rest all , thank me later

True… Already have both.

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Fanil wrote:

Where to check upgrade/limit increase offer in app?

U can check under benefits or u can even use illa

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demerius2020 wrote:

Only two cards of sbi are good
1. Simplyclick(7.5% on amazon and 1.5 % on other )
2. Ola sbi (7% on ola cabs )

Cancel rest all , thank me later

1.25 % on other

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demerius2020 wrote:

Only two cards of sbi are good
1. Simplyclick(7.5% on amazon and 1.5 % on other )
2. Ola sbi (7% on ola cabs )

Cancel rest all , thank me later

On Amazon how it is 7.5% ? It is for all categories?

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RunZone wrote:

On Amazon how it is 7.5% ? It is for all categories?

For amazon Get redirect from Yono 5% + sbi amazon 2.5%

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demerius2020 wrote:

Yes , i added 0.25 if You pay your cc bill bu sbi debit card earning 0.25%

If u have HDFC platinum card..u can earn 1% extra for cc bills

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RunZone wrote:

I see, OP9R also eligible I guess

Keep in mind that yono cashback tracking is poor & in case of any issues you can forget about getting it resolved as there is no direct way to contact yono team which is separate from usual sbi customer care who have no knowledge about yono functioning. Only use it for small amount transactions or as a last resort for large amount transactions.

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