From When HDFC Start Offering Pre-Approved Credit Card
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Guy’s I’ve opened a HDFC savings account in 2019 in the hope of getting pre approved credit card but 2 years already passed I’ve got all the pre approved offers like bike loan,car loan,debit card EMI but haven’t received any credit card. I’m thinking of closing this account now.
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6-7 months. I opened an account in Jan 2020 and received offer in Aug 2020. By this logic, you should have got it by now. Do you maintain balance?
However right now no offers as RBI has banned them.
It all depends on your internal profile assessment by bank and Cibil.
No cibil
Just keep balance and spend via Dc , I got in 3 months
Not possible now until the ban is lifted
My friend received in last upgrade offer
I opened account in hdfc around sep 2020 applied for cc in oct end and got it in first week of nov
Salaried/already holding cards with good limit?
For HDFC cc offer maintain balance of 60-70K. You will get offer for LFT CC.
I had about 60k in my acc and fd of 50K and received I Regelia CC LFT. I was in college at that time and had zero CIBIL . Limit was also high 2L and recently increased to 3L.
Using this card I have received Axis Fk, SBI Simplyclick cc.
Hdfc not issuing credit card from dec 2020 ,restricted by rbi