General Credit Card addon query

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Deal Cadet
coolboyzhavi...

I have a onecard with 65k limit, I plan to get an addon for my sister.
My question is she has no cibil.
Will this help in generating cibil.

After that can I get individual onecard through either FD/ preapproved method or this addon will be a hurdle then.

Also it shows 5000 bonus points.
Whats the funda of that.
Just because I have metal card will she also get metal?

Please need genuine answers.

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1. Free Add-on will give Plastic card and you have to pay ₹3000 something to get Metal card which will give 5000 bonus points (Not worth it imo)
2. To get actual credit card (even via FD), you would have to close the Add-on card first

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Oh okay

Can I get individual onecard for her afterwards. Or I need to cancel addon.
And will this generate cibil for her?

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