Getting multiple Debit cards

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Deal Subedar
chunnumunnuannu

Received 2 Global debit card (1 master card, 1 visa) for zero balance Jan dhan account. 

Never applied for that.

Rupay (financial inclusion cum debit ) card it already there which haven’t expired yet

What should I do?

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Community Angel Community Angel
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Are you toking about sbi? If yes then keep all

Cool Cool
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drupal wrote:

Are you toking about sbi? If yes then keep all

Does SBI charge annual maintenance charges for each card seperately or combined charge for all debit cards?

Community Angel Community Angel
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tenon09 wrote:

Does SBI charge annual maintenance charges for each card seperately or combined charge for all debit cards?

which bank account is this

Cool Cool
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drupal wrote:

which bank account is this

Regular savings account

Community Angel Community Angel
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tenon09 wrote:

Regular savings account

i am asking bank name you have not mentioned jandhan ac bank name yet

Cool Cool
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drupal wrote:

i am asking bank name you have not mentioned jandhan ac bank name yet

I have clearly mentioned SBI in my query comment and I don’t have jandhan account.

Entertainer Entertainer
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tenon09 wrote:

Does SBI charge annual maintenance charges for each card seperately or combined charge for all debit cards?

Separately. 148.50 rupee each🥺

Deal Subedar Deal Subedar
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drupal wrote:

Are you toking about sbi? If yes then keep all

yes. It’s sbi.

What are the benefit of keeping all?

AMC will be levied or not?

PS: my current Rupay card doesn’t incur any charges.

Critic Critic
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chunnumunnuannu wrote:

yes. It’s sbi.

What are the benefit of keeping all?

AMC will be levied or not?

PS: my current Rupay card doesn’t incur any charges.

No benefit unless using excessively for loading paytm wallet for 0.25% worth reward points. Cancel them because sbi global debit card annual fee is 175+gst. Also are you sure it is mastercard because currently mastercard new card issuance is blocked by rbi.

Deal Subedar Deal Subedar
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guest_999 wrote:

No benefit unless using excessively for loading paytm wallet for 0.25% worth reward points. Cancel them because sbi global debit card annual fee is 175+gst.

their cc confirmed this. 

Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards) Classic Debit Card ₹125/- plus GST
Silver/Global Contactless Debit Card ₹125/- plus GST
Yuva / Gold /Combo / My Card (Image) Debit Card ₹175/- plus GST
Platinum Debit Car ₹250/- plus GST
Pride/Premium Business Debit Card ₹350/- plus GST

Also are you sure it is mastercard because currently mastercard new card issuance is blocked by rbi.

yes; 1 master card & 1 visa 

Critic Critic
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I guess they have reduced the rates now because in 2020 I am sure they deducted 175+gst for my old global visa debit card. I think they issued you mastercard variant by mistake & most likely it will not activate for doing online txns or will be deactivated whenever system catches this mistake so you should at least cancel/block mastercard version anyway.

Deal Newbie Deal Newbie
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How did you even get a new Mastercard?

Deal Subedar Deal Subedar
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Spiderguy252 wrote:

How did you even get a new Mastercard?

I wonder even how I got either of them. Since I haven’t applied for any?

Community Angel Community Angel
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tenon09 wrote:

I have clearly mentioned SBI in my query comment and I don’t have jandhan account.

If you want to keep all cards free convert your account to jandhan AC else block extra card as sbi charge fir each card for normal customers, svi jhanadan ac not charge for any debit card

Pro Blogger Pro Blogger
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They will charge you bro and if you are doing too much transaction then your jan dhan account will upgrade to normal saving account or close.

some bank employees by mistake issue other cards to jan dhan account holders.

Deal Subedar Deal Subedar
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abhishek012 wrote:

They will charge you bro and if you are doing too much transaction then your jan dhan account will upgrade to normal saving account or close.

some bank employees by mistake issue other cards to jan dhan account holders.

On average I do 10 number of txn per month.

Will the account will automatically upgraded to normal saving account  (PAN not added to that account)

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chunnumunnuannu wrote:

On average I do 10 number of txn per month.

Will the account will automatically upgraded to normal saving account  (PAN not added to that account)

I think you will also get rewards on RuPay jan dhan card right ?

RuPay jan dhan card also free.

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abhishek012 wrote:

I think you will also get rewards on RuPay jan dhan card right ?

RuPay jan dhan card also free.

Yes. And that card will expire at the end of this year.

If I don’t activate the newly received Global card then, will I get another Rupay card (free of charges) after the expiry of current one.

Deal Subedar Deal Subedar
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abhishek012 wrote:

some bank employees by mistake issue other cards to jan dhan account holders.

does they get some incentives/commission for the same.

They also have activated two insurance policies without my consent. 

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chunnumunnuannu wrote:

Yes. And that card will expire at the end of this year.

If I don’t activate the newly received Global card then, will I get another Rupay card (free of charges) after the expiry of current one.

Jan dhan users sometimes get govt benefit, govt send benefit through RuPay jan dhan cards.

Contact your branch, you branch will issue you ned RuPay Jan dhan card and also told them dnt charge any card fee for global cards because you account is jhan dhan yojna account.

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