Getting Pre-approved IDFC Credit Card offer. Should I proceed with it?

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Deal Cadet
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I’ve a niyo zero balance account with IDFC. Haven’t maintained any balance in it. Today while randomly checking out Pre-approved offers I found that I’m eligible for one of their LTF credit card with 45k limit.
Now I want some suggestion of you guys whether I should get this or not. Let me know your thoughts. Thank you!!https://cdn0.desidime.com/attachments/photos/677868/medium/IMG_20210413_113735.jpg?1618294387

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Practically no benefit, for collection purpose(or the atypical design) you can apply though as it is ltf anyway.

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Where is pre approved offer section

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If u dont mind holding extra card then u can apply and take as its LTF.

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Abhi dey rahe hain, chup chaap le lo …. baad mein chilla chilla ke maango gey, toh bhi nahi milega.

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Could you please share the offer checking link for this card?

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_One_Miller_ wrote:

FoMo ?

Yeah kinda as it’s ltf joy

Also my savings account with them is just 1 month old so that compensates stuck_out_tongue_winking_eye

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where were u checking this randomly ? @_Sayan

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RunZone wrote:

Yeah kinda as it’s ltf joy

Also my savings account with them is just 1 month old so that compensates stuck_out_tongue_winking_eye

Mine is 8 months old and AMB maintained is more than 2 Lakh, still not eligible.

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Rahil42 wrote:

Mine is 8 months old and AMB maintained is more than 2 Lakh, still not eligible.

All hopes shattered 🤣 sweat

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akki.akki wrote:

where were u checking this randomly ? @_Sayan

Ah. Actually it was through the link available.

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Rahil42 wrote:

Mine is 8 months old and AMB maintained is more than 2 Lakh, still not eligible.

Maybe @RunZone is very young (low age) very smart wink

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myandroid20156735 wrote:

Jaise hmare mana krne se ni loge?

Extra effort nahi lagayenge agar bharpur fayda nahi milega

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Rahil42 wrote:

Mine is 8 months old and AMB maintained is more than 2 Lakh, still not eligible.

I can feel you .. they did offered me select card and then rejected the application..

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Idfc first classic vs millennia , Which is the best card ?

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sitapodila227 wrote:

Idfc first classic vs millennia , Which is the best card ?

Same.. Only design difference

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sitapodila227 wrote:

Idfc first classic vs millennia , Which is the best card ?

Practically no difference between any idfc card other than movie tickets offer on paytm & extra features. The highest variant wealth comes with VIP lounge(aka not usual lounge access that most other cards give) & spa access at airports & free golf lessons.

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sitapodila227 wrote:

Idfc first classic vs millennia , Which is the best card ?

go for classic – u may get more limit being one level above millenia

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There is no harm in getting this card if in case if ltf card even though not rewarding.

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