Ghaziabad Police lodges FIR against top brass of paytm for cheating with customer

217°
Deal Cadet
80
686
3

and this time fraud is very serious ..as the caller identified as VP paytm and knew each and every transaction customer has done in its account …Some serious fraud is happening @paytm nowadays …kindly beware….

Source:https://economictimes.indiatimes.com/news/polit...

25 Comments  |  
14 Dimers
  • Sort By
674
5258
57

I am more interested in “the link clicking on which immediately deducted money from the acc”.

262
1209
18

1st CEO, VP Or Any Top Official Never Calls Common Man pensive So Ignoring Is The Best Option Always Rather Than GREED.

2nd RBI,Banks Always Says Not Click On Unknown Links, Whatsoever Be The Reason. If You Dont Know The Link Then Just Ignore.

3rd FIR Has Been Done Then Bank Can Track The Money Easily. Isn’t It ?

504
30170
328

Victim lacks common sense pensive
Hope this setback will make him be more careful in the future
Sadly many noobs are getting forced to use Online Transactions in the pretext of Digital India.
Whenever I visit SBI…I notice the same thing, noobs in line to get things done via Yono.

6
15932
139
getready wrote:

Victim lacks common sense pensive
Hope this setback will make him be more careful in the future
Sadly many noobs are getting forced to use Online Transactions in the pretext of Digital India.
Whenever I visit SBI…I notice the same thing, noobs in line to get things done via Yono.

Customers pester staffs and staffs pester customers. It is reciprocal. smile grinning

35
1351
13

What kind of link can just take the money?
Even if we assume that the link installed some spyware in the mobile but that too will need some time to get to the money deducting part.

0
47109
408

I gave permission to deduct wallet balance from my Paytm to Pizza hut. How to revoke that permission? Under security setting, nothing showing

96
5125
17
saucap wrote:

I gave permission to deduct wallet balance from my Paytm to Pizza hut. How to revoke that permission? Under security setting, nothing showing

In payments settings there is option called apps linked with Paytm click and delink from there

80
3082
72

yes bcoz Paytm support process is outsourced to a private company in Noida , and ghaziabad is also just near to Noida .
Here in Ghaziabad i daily read in newspaper , people getting cheated in the name of KYC .
Some employees are 101% involved in this .

100
1914
15
getready wrote:

Victim lacks common sense pensive
Hope this setback will make him be more careful in the future
Sadly many noobs are getting forced to use Online Transactions in the pretext of Digital India.
Whenever I visit SBI…I notice the same thing, noobs in line to get things done via Yono.

What is Yono?

3
1675
9

This is becoming a common excuse. “I CLICKED ON A LINK AND THE MONEY WAS DEBITED
No one tells what the link does?
CAN ANY TECHIE EXPLAIN HOW CAN THE LINK DEBIT THE MONEY AND HOW TO IDENTIFY IT”

674
5258
57
InvestPotato wrote:

This is becoming a common excuse. “I CLICKED ON A LINK AND THE MONEY WAS DEBITED
No one tells what the link does?
CAN ANY TECHIE EXPLAIN HOW CAN THE LINK DEBIT THE MONEY AND HOW TO IDENTIFY IT”

There is no such link,people skip mentioning in details because of their own mistakes. Money is lost in online mobile frauds like these in mostly below ways:

1. You accept a send money upi collect request & enter your upi pin to authorize debit.

2. You install a remote session app like teamviewer/anydesk from a link & tell its id code to other person who then uses this code to remotely connect to your phone after which he can see anything you do on your mobile & can do anything on your mobile.He asks you to transfer some token Rs.1 & when you enter any upi app on your phone & enter upi pin to transfer that Rs.1 he will see all your passwords(whenever you press any key in android keyboard it flashes which he can see on his mobile).After this he will put you on call to distract while in the background he will open the upi app on your mobile & enter the pin to transfer the money.

3. He tricks you into filling your details on some google form like page link with details like bank acc & then tricks you into also entering your upi pin in some fake enter upi pin dialogue box for accepting refund/payment etc.

351
1347
18
Expand
guest_999 wrote:

There is no such link,people skip mentioning in details because of their own mistakes. Money is lost in online mobile frauds like these in mostly below ways:

1. You accept a send money upi collect request & enter your upi pin to authorize debit.

2. You install a remote session app like teamviewer/anydesk from a link & tell its id code to other person who then uses this code to remotely connect to your phone after which he can see anything you do on your mobile & can do anything on your mobile.He asks you to transfer some token Rs.1 & when you enter any upi app on your phone & enter upi pin to transfer that Rs.1 he will see all your passwords(whenever you press any key in android keyboard it flashes which he can see on his mobile).After this he will put you on call to distract while in the background he will open the upi app on your mobile & enter the pin to transfer the money.

3. He tricks you into filling your details on some google form like page link with details like bank acc & then tricks you into also entering your upi pin in some fake enter upi pin dialogue box for accepting refund/payment etc.

Today I went to a showroom buy some clothes, I asked if online payment is accepted, they told Only Paytm and that I have to first load money to wallet.
After that they just asked me an OTP and that’s it, Money were debited. I know the SMS showed me the amount and all but ………
What if some one does the same trick but in a bad way and they call some person who is not comfortable with Paytm and all, they just call and tell , please tell OTP we wre upgrading or renewing your account? That person who is not much comfortable with such things will the OTP and that’s it money will be lost!

3
1675
9
Expand
guest_999 wrote:

There is no such link,people skip mentioning in details because of their own mistakes. Money is lost in online mobile frauds like these in mostly below ways:

1. You accept a send money upi collect request & enter your upi pin to authorize debit.

2. You install a remote session app like teamviewer/anydesk from a link & tell its id code to other person who then uses this code to remotely connect to your phone after which he can see anything you do on your mobile & can do anything on your mobile.He asks you to transfer some token Rs.1 & when you enter any upi app on your phone & enter upi pin to transfer that Rs.1 he will see all your passwords(whenever you press any key in android keyboard it flashes which he can see on his mobile).After this he will put you on call to distract while in the background he will open the upi app on your mobile & enter the pin to transfer the money.

3. He tricks you into filling your details on some google form like page link with details like bank acc & then tricks you into also entering your upi pin in some fake enter upi pin dialogue box for accepting refund/payment etc.

I already know these tricks/hacks used by scammers but none of the scammed people mention this in detail. I think they are more way to do that.

4. Some might send you a link of an Application, it may be normal apps like normal browser to calculator apps (obviously not available on play store but direct download) but it will contain an additional script that reads every message from your mobile hence can read OTP.
This app is very easy to make.

674
5258
57
Expand
jileg wrote:

Today I went to a showroom buy some clothes, I asked if online payment is accepted, they told Only Paytm and that I have to first load money to wallet.
After that they just asked me an OTP and that’s it, Money were debited. I know the SMS showed me the amount and all but ………
What if some one does the same trick but in a bad way and they call some person who is not comfortable with Paytm and all, they just call and tell , please tell OTP we wre upgrading or renewing your account? That person who is not much comfortable with such things will the OTP and that’s it money will be lost!

That is a standard payment procedure followed by many stores like Vishal megamart(a decent size supermarket chain especially in North India). OTP is never to be told over phone,that’s common sense. If somebody can’t even follow this basic precaution then it doesn’t matter what he do,he will probably be robbed anyway even offline.

351
1347
18
Expand
guest_999 wrote:

That is a standard payment procedure followed by many stores like Vishal megamart(a decent size supermarket chain especially in North India). OTP is never to be told over phone,that’s common sense. If somebody can’t even follow this basic precaution then it doesn’t matter what he do,he will probably be robbed anyway even offline.

OTP is never to be told over phone
That’s common sense, but it’s common sense for educated or those who are accustomed to such things.
But there are many people who are new to such things , parents of many people are new to such technologies. Even they might know OTP should never be shared unless we are purchasing using it, but the scammer on call creates such a scene(hurry like) which doesn’t allow normal/cool thinking.

Else there will be no scams. But we still hear about many scams happening everyday.

674
5258
57
Expand
jileg wrote:

OTP is never to be told over phone
That’s common sense, but it’s common sense for educated or those who are accustomed to such things.
But there are many people who are new to such things , parents of many people are new to such technologies. Even they might know OTP should never be shared unless we are purchasing using it, but the scammer on call creates such a scene(hurry like) which doesn’t allow normal/cool thinking.

Else there will be no scams. But we still hear about many scams happening everyday.

Nothing can be done about this. People are also advised to drive carefully,wear seat belts & helmets & still many don’t even when knowing it may be the difference between life & death. My point was that nothing can be done for those people not even willing to learn. Understanding otp is not rocket science so if somebody still don’t understand it then that somebody should also never buy anything online/only cash purchase. Most scams happens because people either refuse to learn or overestimate their knowledge.

351
1347
18
Expand
guest_999 wrote:

Nothing can be done about this. People are also advised to drive carefully,wear seat belts & helmets & still many don’t even when knowing it may be the difference between life & death. My point was that nothing can be done for those people not even willing to learn. Understanding otp is not rocket science so if somebody still don’t understand it then that somebody should also never buy anything online/only cash purchase. Most scams happens because people either refuse to learn or overestimate their knowledge.

I believe most of these scams happen during learning/transistion period , where people are still the process learning.

It’s not just 0(don’t know) or 1(know everything). There’s an area in between and that’s the transition region I am talking about.
When people learn anything new , they start from 0 and instantaneously they don’t go to 1 right? But it’s just the time period for staying in the learning period varies from person to person.
So, it’s not that people refuse to learn or overestimate their knowledge , it’s just opposite: people are still learning.

674
5258
57
Expand
jileg wrote:

I believe most of these scams happen during learning/transistion period , where people are still the process learning.

It’s not just 0(don’t know) or 1(know everything). There’s an area in between and that’s the transition region I am talking about.
When people learn anything new , they start from 0 and instantaneously they don’t go to 1 right? But it’s just the time period for staying in the learning period varies from person to person.
So, it’s not that people refuse to learn or overestimate their knowledge , it’s just opposite: people are still learning.

What learning bhai,you are walking on the street & somebody suddenly comes to you & say he can double your money then would you believe him. OTP fraud is so common nowadays that most banks usually send at least one message every week to all their customers never to tell otp over phone,there are also newspapers,whatsapp forwards,twitter,fb & whatnot. If somebody is doing online transaction without ever coming across any one of these then it is not possible. The so called transition period is just being lazy,the first thing you learn/told(talking about children) when you start walking on the road is that always see the road on both sides before crossing & not like see only on right then cross & after some days see only on left & then finally see both sides before crossing. The first thing one should learn when doing online transactions is to never tell otp over phone,that’s it. Transition period is for learning how upi collect request works or how to do online transactions using paypal.

351
1347
18
Expand
guest_999 wrote:

What learning bhai,you are walking on the street & somebody suddenly comes to you & say he can double your money then would you believe him. OTP fraud is so common nowadays that most banks usually send at least one message every week to all their customers never to tell otp over phone,there are also newspapers,whatsapp forwards,twitter,fb & whatnot. If somebody is doing online transaction without ever coming across any one of these then it is not possible. The so called transition period is just being lazy,the first thing you learn/told(talking about children) when you start walking on the road is that always see the road on both sides before crossing & not like see only on right then cross & after some days see only on left & then finally see both sides before crossing. The first thing one should learn when doing online transactions is to never tell otp over phone,that’s it. Transition period is for learning how upi collect request works or how to do online transactions using paypal.

Imagine spending 50 years doing transactions using cash.
Now someone with 60 years of age want to adapt to using online transactions. Will he be able to learn as fast as us(current generation ones)?
If he is lazy in the first place, he will not want to learn new things.

Also that disclosing OTP part, like I said the caller/scammer will try to create a scene where we might not be able to think properly.

And about that learning thing, like I said , the period depends on person to person BECAUSE , after some age learning new things will become difficult.(adults)

Take this example, in your previous comment you mentioned “it’s not rocket science” . I have a friend studying in IIST (best college in india for space sciences). For him “rocket science” is his daily work, so it’s nothing for him, but if we learn it there will be a learning period right? And if you were to do a project while learning space science and you do a mistake where due to some issue your model does not follow the trajectory , my friend might say “it’s a basic mistake that you did”. And you might argue that you are still in learning period and he might tell you that learning is about how to send a rocket mars and not your basic project.

Similarly like how space science is difficult for us(assuming you are not from space science background) , using online transactions is new for people who are trying to adapt, just scale difference.

674
5258
57
Expand
jileg wrote:

Imagine spending 50 years doing transactions using cash.
Now someone with 60 years of age want to adapt to using online transactions. Will he be able to learn as fast as us(current generation ones)?
If he is lazy in the first place, he will not want to learn new things.

Also that disclosing OTP part, like I said the caller/scammer will try to create a scene where we might not be able to think properly.

And about that learning thing, like I said , the period depends on person to person BECAUSE , after some age learning new things will become difficult.(adults)

Take this example, in your previous comment you mentioned “it’s not rocket science” . I have a friend studying in IIST (best college in india for space sciences). For him “rocket science” is his daily work, so it’s nothing for him, but if we learn it there will be a learning period right? And if you were to do a project while learning space science and you do a mistake where due to some issue your model does not follow the trajectory , my friend might say “it’s a basic mistake that you did”. And you might argue that you are still in learning period and he might tell you that learning is about how to send a rocket mars and not your basic project.

Similarly like how space science is difficult for us(assuming you are not from space science background) , using online transactions is new for people who are trying to adapt, just scale difference.

Then what’s the need for doing online transactions in the first place. 60 years old are not supposed to spend like us current generation ones hunting for deals & offers. The most I can think of is doing some pension/ppf related transactions which are also done on bank website & I just cannot understand a 60 years old with such life experience telling their otp over phone because some “bank official” is telling them(60 years old person expecting a public sector bank official to call a customer for anything is just ridiculous,30 years ago a sbi branch manager was considered equivalent to govt officials in many parts of India & even getting an appointment to meet him was considered as a privilege) instead of just doing it the old fashioned way by visiting their branch or if unable to do so then send some current gen family member(or at least give the phone to one for such otp calls) there unless that 60 years old thinks he knows enough about online transactions(aka overestimation).

351
1347
18
Expand
guest_999 wrote:

Then what’s the need for doing online transactions in the first place. 60 years old are not supposed to spend like us current generation ones hunting for deals & offers. The most I can think of is doing some pension/ppf related transactions which are also done on bank website & I just cannot understand a 60 years old with such life experience telling their otp over phone because some “bank official” is telling them(60 years old person expecting a public sector bank official to call a customer for anything is just ridiculous,30 years ago a sbi branch manager was considered equivalent to govt officials in many parts of India & even getting an appointment to meet him was considered as a privilege) instead of just doing it the old fashioned way by visiting their branch or if unable to do so then send some current gen family member(or at least give the phone to one for such otp calls) there unless that 60 years old thinks he knows enough about online transactions(aka overestimation).

Whats the need for doing online transactions?
From smaller stuff like doing mobile recharges, current bill payment to bigger things like sending money to thier kids who are studying in a far off location or for their kids who are in job searching WITHOUT THE NEED TO STEP OUT. Factoring in “60 year olds” the reason I gave can be seen even more clearly.

You also wrote “60 years are not supposed to spend like us ………”(not writing whole sentence)
Like I said in the previous paragraph, reason is not deals & offers its COMFORT.
(Also why should they not use any deals if available for them?)

Then you gave a beautiful explanation about status of bank officers in earlier days.

Like I said, that moment the scammers create , you can’t think like this then.

Finally you wrote “thinks he knows enough about online transactions….”
I clearly said, they are probably struggling to learn new things at that age, where’s the concept of “over estimation”?


674
5258
57

@jileg All I know is that some of my relatives are 60+ years old & they know their understanding so if any online tranx needs to be done then they call me. Also I have told them to never tell otp to anyone over phone & they haven’t so far. They have received scam calls in the past but they always follow this one simple rule:never tell otp for anything.

148
666
9
tank_u_m8 wrote:

What kind of link can just take the money?
Even if we assume that the link installed some spyware in the mobile but that too will need some time to get to the money deducting part.

coronolink. Deducted from many users in China joy

Missing