https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8041974
1.No
2.Yes
3.Flipkart axis
Carry Aadhar and PAN
Gold Purchase With CC.
- 1894
- 44
- Last Comment
hello fellows..
I am planning to buy some physical gold this Diwali.
- Can anyone confirm if there is any extra charge if I use credit card ?
- Do I get rewards for the txn ?
- Which CC is best for rewards ?
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8041983
Nighthawk69 wrote:1.No
2.Yes
3.Flipkart axis
Carry Aadhar and PAN
Why do I need aadhaar and PAN ?
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8041986
Dont use Fk Axis card
It wont give any rewards, jewellery is excluded
I have used it at Joyalukkas and did not get anything
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8041987
Not all cc provid rewards on gold purchase plz mention the cc u have
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8041996
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042108
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042111
if you are planning to buy Gold Coins…
do consider buying online ..much better discounts.
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042147
shutapdiya wrote:Dont use Fk Axis card
It wont give any rewards, jewellery is excluded
I have used it at Joyalukkas and did not get anything
+1, apay card works and gets you 1%. I’m not sure if gold is exempted as per terms.
If gold coins, consider purchasing online, you can save on die charges, taxes through card discounts.
If jewellery items, you can still purchase gold coins/pendants online for reduced price, and exchange it for items you are planning on.
You can also consider taking gift card approach (discounted from e-commerce) after having some assurance from the jeweller on acceptable, limitations etc.
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042152
Axis ace gives u 2% cb. I have used it multiple times.
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042174
Expand
andromeda wrote:+1, apay card works and gets you 1%. I’m not sure if gold is exempted as per terms.
If gold coins, consider purchasing online, you can save on die charges, taxes through card discounts.
If jewellery items, you can still purchase gold coins/pendants online for reduced price, and exchange it for items you are planning on.
You can also consider taking gift card approach (discounted from e-commerce) after having some assurance from the jeweller on acceptable, limitations etc.
I would also recommend the same
With the last route do check with the Jweller before buying gift card, also negotiate making charges before buying gv
For same Jweller, Some gift cards only work on diamond jewelry, some do not work offline at store, etc etc
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042365
Sudarshan61 wrote:if you are planning to buy Gold Coins…
do consider buying online ..much better discounts.
I have thought of purchasing gold coins many times but not sure about the authenticity
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042374
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042375
Expand
andromeda wrote:+1, apay card works and gets you 1%. I’m not sure if gold is exempted as per terms.
If gold coins, consider purchasing online, you can save on die charges, taxes through card discounts.
If jewellery items, you can still purchase gold coins/pendants online for reduced price, and exchange it for items you are planning on.
You can also consider taking gift card approach (discounted from e-commerce) after having some assurance from the jeweller on acceptable, limitations etc.
golden advice, use any card that doens’t exclude gold explicitly – axis ace, infinia etc
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042377
I noticed HDFC and Amex rolling out special offers on their cards during Diwali times.
On amex, there is an offer at Tanishq stores, 10k instant discount on min billing of 150000 on jewellery items. Offer valid till 27th Oct.
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042381
Expand
noobDealer wrote:golden advice, use any card that doens’t exclude gold explicitly – axis ace, infinia etc
dont have any of these cc.
I think i have to settle with IDFC dc only with 1% cb.
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042471
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042484
- Currently IDFC debit cart giving 1% flat cashback withing 48 hours of purchase
- Amex giving 10k Tanishq voucher on single transaction of 1.5L .
I don’t remember what are the last dates but still few days are left.
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042649
andromeda wrote:I noticed HDFC and Amex rolling out special offers on their cards during Diwali times.
On amex, there is an offer at Tanishq stores, 10k instant discount on min billing of 150000 on jewellery items. Offer valid till 27th Oct.
only at TanishQ
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042672
Expand
narayana1dd249 wrote:only at TanishQ
Did I miss to mention that?
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042680
Expand
akki.akki wrote:dont have any of these cc.
I think i have to settle with IDFC dc only with 1% cb.
Take GC card approach with your existing cards, and pay those bills will IDFC debit card.
But how about letting us know what cards you hold, so that people can suggest if there are any better rewarding options
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042813
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8042937
Just to give a cost comparison
todays IBA selling rate is Rs4805 per grams for 999 purity (add 3% GST = 4947) . Variations will happen based on store and location. Buy from any place one will have to pay some making charge on top of this price.
https://www.ib...o/
Malabar 2gm 999 purity coin is for Rs10363, if one has the right card this can purchased with 10% discount giving a good price of Rs4663 per grams. (https://www.amazon.in/gp/product/B017IUK4X2/ref...)
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8043635
I usually talk to local well known shops, malabar, joylukkas and confirm exchange price, if you get jewellery for replacing gold, they give current price no deduction. Cash – they cut some percentage never did that
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8043664
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8043676
Try Axis Ace. I think it will give 2% for all transactions. I can’t personally verify as I haven’t bought any Jewellery at physical stores. Though all online jwellery gives 2% CB.
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8043679
Manitian wrote:Try Axis Ace. I think it will give 2% for all transactions. I can’t personally verify as I haven’t bought any Jewellery at physical stores. Though all online jwellery gives 2% CB.
Axis Ace won’t give cb on jewellery
https://www.desidime.com/discussions/gold-purchase-with-cc?page=1#post_8043687
Expand
akki.akki wrote:Having sbi click, fk axis & apay icici.
Apay icici will give 1% rewards.
I would suggest to be little cautious, do a test transaction, run a story → ask sales person that you wanted to ensure card doesnt flip on you or some other. The rewards usually show against the transaction in imobile app.
Otherway is buy gift card from amazon or other sources as per the max rewards possible. But before this check with jeweller that your intention is to use the gift card you are gifted.
Click here to reply
Reply
![[50% - 90%] off on Top Brands Women's wear + 5% off on payment via UPI](https://cdn0.desidime.com/topics/photos/1437111/medium/Screenshot_2022-05-28-16-32-37-01_40deb401b9ffe8e1df2f1cc5ba480b12.jpg?1653743066)
![Google Pay Gully Cricket Card Offer [Giveaway] : Earn 51-201 when you collect all 10 cricket cards](https://cdn1.desidime.com/topics/photos/1432204/medium/Screenshot_20220512-155550-920.png?1652354106)
