Gold Purchase With CC.
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hello fellows..
I am planning to buy some physical gold this Diwali.
- Can anyone confirm if there is any extra charge if I use credit card ?
- Do I get rewards for the txn ?
- Which CC is best for rewards ?
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Why do I need aadhaar and PAN ?
Dont use Fk Axis card
It wont give any rewards, jewellery is excluded
I have used it at Joyalukkas and did not get anything
+1, apay card works and gets you 1%. I’m not sure if gold is exempted as per terms.
If gold coins, consider purchasing online, you can save on die charges, taxes through card discounts.
If jewellery items, you can still purchase gold coins/pendants online for reduced price, and exchange it for items you are planning on.
You can also consider taking gift card approach (discounted from e-commerce) after having some assurance from the jeweller on acceptable, limitations etc.
Not all cc provid rewards on gold purchase plz mention the cc u have
if you are planning to buy Gold Coins…
do consider buying online ..much better discounts.
I have thought of purchasing gold coins many times but not sure about the authenticity
I noticed HDFC and Amex rolling out special offers on their cards during Diwali times.
On amex, there is an offer at Tanishq stores, 10k instant discount on min billing of 150000 on jewellery items. Offer valid till 27th Oct.
only at TanishQ
- Currently IDFC debit cart giving 1% flat cashback withing 48 hours of purchase
- Amex giving 10k Tanishq voucher on single transaction of 1.5L .
I don’t remember what are the last dates but still few days are left.
Just to give a cost comparison
todays IBA selling rate is Rs4805 per grams for 999 purity (add 3% GST = 4947) . Variations will happen based on store and location. Buy from any place one will have to pay some making charge on top of this price.
https://www.ib...o/
Malabar 2gm 999 purity coin is for Rs10363, if one has the right card this can purchased with 10% discount giving a good price of Rs4663 per grams. (https://www.amazon.in/gp/product/B017IUK4X2/ref...)
I usually talk to local well known shops, malabar, joylukkas and confirm exchange price, if you get jewellery for replacing gold, they give current price no deduction. Cash – they cut some percentage never did that
Did you consider buying 24k gold pendant on amazon using on-going fashion offer and your axis card? If not, thats one decent option.
For flipkart axis bank credit card you will not receive the cashback,
For icici amazon pay credit card you will get 1 percent cashback. I have used my icici amazon pay credit card and received 1 percent cash back
Is WHP jewellery pendant is trusted one?
Yes. Very much trusted
Do brands like kalyan / tanishq also charge 2% extra for cc payment?
1.No
2.Yes
3.Flipkart axis
Carry Aadhar and PAN