Gold vs fd vs real estate(delhi)

Real Estate > Gold => Mutual Fund > FD....

Amount to invest?

B component or all white?

parveenkk wrote:

Amount to invest?

B component or all white?

big,all white

sukant1989 wrote:

big,all white

Diversify in all three!

Buy land if possible

Lootavailable wrote:

Real Estate > Gold => Mutual Fund > FD....

Depends on the amount you can invest. If you invest in bad real estate just cause you’ve low budget you’ll lose it all. 

I invested 60l in a property in Delhi and it’s 90l+ right now in a span of 2-3 years, I can get more if I bargain or stay on hold. So a good profit than mf/fd anyday. For investment in property you need a lot of research like when is the metro line coming up, how far are schools, basic necessities etc. If you can’t do that homework, don’t invest. 

 So in short you need more than 40-50l for real estate, good amt of time to research and a lot of other factors. Otherwise, there are a lot of dealers who will loot you like a thief. 

For people between 5-30l, I would suggest to mix the investment in Mf/Fd. That’s my personal opinion. 

Faug wrote:

Depends on the amount you can invest. If you invest in bad real estate just cause you’ve low budget you’ll lose it all. 

I invested 60l in a property in Delhi and it’s 90l+ right now in a span of 2-3 years, I can get more if I bargain or stay on hold. So a good profit than mf/fd anyday. For investment in property you need a lot of research like when is the metro line coming up, how far are schools, basic necessities etc. If you can’t do that homework, don’t invest. 

 So in short you need more than 40-50l for real estate, good amt of time to research and a lot of other factors. Otherwise, there are a lot of dealers who will loot you like a thief. 

For people between 5-30l, I would suggest to mix the investment in Mf/Fd. That’s my personal opinion. 

u invested in rohini new sectors?

sukant1989 wrote:

which is best for long term i.e min. 10 yrs.

More than a decade on this site and in the forums.

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May be you posted in THE WRONG section by mistake, instead of in Finance section.

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But surprising as to why you didn't ask that to be fixed by an @admin or @mod .

In my humble opinion, real estate (rent+resale value) > stocks/share market > mutual fund > gold > FD > RuPay offer > ......<many things in between> at the very end (Cred, GPay and MobiBhik cashback) 😂

Real estate any day

Bought land last year, now it's appreciated by 30% 

Do proper research and invest in land

some1anywhere wrote:

In my humble opinion, real estate (rent+resale value) > stocks/share market > mutual fund > gold > FD > RuPay offer > ......<many things in between> at the very end (Cred, GPay and MobiBhik cashback) 😂

You are mixing jaggery with gud

Faug wrote:

Depends on the amount you can invest. If you invest in bad real estate just cause you’ve low budget you’ll lose it all. 

I invested 60l in a property in Delhi and it’s 90l+ right now in a span of 2-3 years, I can get more if I bargain or stay on hold. So a good profit than mf/fd anyday. For investment in property you need a lot of research like when is the metro line coming up, how far are schools, basic necessities etc. If you can’t do that homework, don’t invest. 

 So in short you need more than 40-50l for real estate, good amt of time to research and a lot of other factors. Otherwise, there are a lot of dealers who will loot you like a thief. 

For people between 5-30l, I would suggest to mix the investment in Mf/Fd. That’s my personal opinion. 

I agree with you for real estate only invest if have 30 lakh + money and still don't invest all money in real estate 

AppleFan wrote:

Real estate any day

Bought land last year, now it's appreciated by 30% 

Do proper research and invest in land

First and foremost, having money is great. Thinking of investing is fabulous. But but not knowing how much return are you expecting with  your investment( exit point) period is foolishness.

So you know what to do.

if we compare realestate prices with 2011,its not gave much return atleast in delhi

Real estate is over sold - especially in NCR. All the major builders are in process of getting out too. As govt has started cracking down on benami properties (& need for Aadhar based authentication of both seller and buyer) - so in next 3-5 years you are going to see the impact. As you are planning to get in now, so you would fall into this category. Currently all agents are hyping new properties in NCR - for this and the fact that they are getting 5%+ commission on these (vs 1-2% on resale). So beware. 

Stock/mutual fund still remains a safer bet for 5+ year investment (shorter term is pure speculation) and you can easily anticipate 10-15% annual return over this period, provided you pick the right ones.

Gold is always a safe bet but returns are always low - 3-5% - and best during times of war/economy issues. 

FD is good, safe for decent returns of 5-8% depending on the period of lock-in.

As you mentioned its all white so I would go for mutual fund.

sukant1989 wrote:

u invested in rohini new sectors?

New sector won’t give higher return and you need to hold the property for a long time. Invest in sectors like 13-16 if possible for you. 

Faug wrote:

New sector won’t give higher return and you need to hold the property for a long time. Invest in sectors like 13-16 if possible for you. 

they are already too expensive 

sukant1989 wrote:

they are already too expensive 

How much is your budget? 

Faug wrote:

How much is your budget? 

check pm

sukant1989 wrote:

check pm

Ok. 

Real estate > Mutual fund or ETFs > Gold > FDs 

Ananthth wrote:
Crypto currency