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Good credit card for my father?

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Deal Cadet
neo13

My dad is currently using lic card given by employer. No rewards or lounge access. His spends are in the range of 80k. I am thinking to apply for a simple LTF credit card for him without any spending criteria waive off which gives decent returns, if possible with lounge access. One time fee is also ok like Indus aconia card etc. Lives in tier 3 city with all bank branches. His salary account is with Axis, any good cards from Axis? I don’t see any.

Any suggestions?

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Helpful Helpful
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Leave things as it is. Older folks don’t like changes, something goes wrong they blame it on you.

Deal Cadet Deal Cadet
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Sometimes he do blame, but not in this case. He tries new things and not too old, just 52.

Community Angel Community Angel
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IndusInd Pineapple
IndusInd Iconia
SImply Click
BoB Select
BoB ETERNA

Benevolent Benevolent
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Amazon Apay cc.

Community Angel Community Angel
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_

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Deal Subedar Deal Subedar
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SBI Simplysave looks good.

Benevolent Benevolent
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Where he spends the 80k? That will help in shortlisting.

Pro Shopping Friend Pro Shopping Friend
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@_One_Miller_ bhai bhot edit karta hai. laughing

@mrKool_JJ

Benevolent Benevolent
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Haa na hamesha krta hai ye laughing

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Entertainer Entertainer
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Kaha ka topic kaha le gaye ,waah

Critic Critic
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@neo13 Considering your requirements, below are some of my suggestions:

ICICI Amazon Pay – LTF and good rewards, but no lounge access.
Axis Flipkart – Lounge access and good rewards, but not LTF.
HDFC CCs like Regalia series, Diners series, Millenia – LTF (you need to setup SmartPay within 3 months), good rewards and lounge access.
IndusInd Iconia/Pinnacle – Good rewards and lounge access, but may have joining fees depending on your luck.
SBI SimplyClick/Save – Good rewards and lounge access but not LTF.
Yes CCs – Okiesh rewards and lounge access, might be LTF depending on your income/offers.


That’s all folks.

Deal Cadet Deal Cadet
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ICICI is ruled out unless they add our city in eligible list. And getting platinum first and then amazon is a big no. He agreed for this because he redeemed only 2 times all these years of credit card usage, and shocked when I said you can get decent rewards with other cards 😂😂. I’ll mostly try luck with HDFC. He has 2.3 lakhs credit limit on LIC card, that’s issued by Axis. Any card that can be easily pplied card to card basis?

Generous Generous
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1.online+offline=amex MRCC (3.5%)
2.for grocery=TATA titanium(3%)
3.for amazon=simplyclick(7.25%) with SBI a/c yono
4.if not get above simplysave for offline =(2.5%)

cosidering he is old so online purchase wud be handled by you ; get him TATA titanium for selected grocery shops and simplysave /MRCC for others

now for online shopping tierI/II/III dont matter ;

Generous Generous
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U r still stuck at mrcc 3.5%?

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Deal Cadet Deal Cadet
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@blueflash Free lounge access in SBI Simply Click / Simply Save cards ? How ?

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