Good News - e-RUPI will launch tomorrow; no need for card, net banking to redeem voucher. Check how it works

Example itself uses term covid vaccine.

I thought the PM who plans to inaugrate this service had mentioned for nation wide free vaccines to all the citizen.

Now considering this service benefits those who dont own a smartphone or have an account.
(Matlab jinki haalath utni kharab hei unko ye voucher lena padega vaccine lagwane keliye?)

In one location of your post it points to for those who dont have smartphone or bank account etc and one location gives corporates as the reference.(dono ka eksaath hona samajh ni aaya,2nd one still fine pehle waalo ka kya hoga )

RSHARMA966 wrote:

Example itself uses term covid vaccine.

I thought the PM who plans to inaugrate this service had mentioned for nation wide free vaccines to all the citizen.

Now considering this service benefits those who dont own a smartphone or have an account.
(Matlab jinki haalath utni kharab hei unko ye voucher lena padega vaccine lagwane keliye?)

Mai post se pahele socha ki PM modi ka naam na include karu. Warna negative log aa kar apni negativity failayega,

Phir maine socha add kar deta hu. Now i feel bad. Afsoos kar raha hu, kyun PM modi ka naam include kiya post me.

Is it possible to exchange amazon gv against E-Rupi Voucher on Desidime ?

I’m very excited with all the new and better technology we are using in India for financial transactions.
Also worried about scammers getting new ways to cheat.

A P2P digital payment solution.
It acts as an e-voucher based on a QR code or SMS string, which is delivered to the mobile phones of the beneficiaries.
more.. www.indiatoday.in/amp/india/story/pm-modi...la…

abhishek012 wrote:

Mai post se pahele socha ki PM modi ka naam na include karu. Warna negative log aa kar apni negativity failayega,

Phir maine socha add kar deta hu. Now i feel bad. Afsoos kar raha hu, kyun PM modi ka naam include kiya post me.

Loved your response ( Modiji Style)

Mere sawaal ka jawab phir bhi nhi aaya

RSHARMA966 wrote:

Loved your response ( Modiji Style)

Mere sawaal ka jawab phir bhi nhi aaya

As far as i know, Employers can purchase these e-vouchers in bulk and these will be sent to the smartphone or feature phone of the employee. The employee will then share the voucher at the hospital for cashless vaccination, and the hospital will get the money instantly credited to its account.

Currently, private organisations that want to tie up for vaccinating their employees and families do it in a camp mode. This is feasible only when there is a sizeable number of employees. In many organisations that have shifted to work-from-home, employees have moved out of the city to their hometowns and returning to the workplace is not feasible. Vaccine e-vouchers will enable the employees to get vaccinated at the nearest centre.

The vaccine e-vouchers will also enable the private sector to plan when it comes to booking orders with vaccine manufacturers. For hospitals, the advantage is that they will receive the payment instantly in their bank account.

According to sources, although the platform was being developed for vaccines, it could be used for any form of targeted direct benefit transfers. This will eliminate the need for subsidies and providers would not face any hassles from recovering payments from the government. Bankers say that the platform is similar to the prepaid gift card solutions offered by some entities, including e-commerce players.

From the title post:

1. “Even if a person does not have a smart phone or a bank account, they can use e-RUPI vouchers.”

2. “E-RUPI is not any platform. It is a voucher meant for specific services. E-RUPI vouchers are purpose-specific and even if one does not have a bank account or a digital payment app or a smartphone can benefit from these vouchers. That is the difference.”

3. “No card or hard copy of the voucher is needed for redeeming these. The QR code received via message is enough.”


From NPCI website:
“e-RUPI would be shared with the beneficiaries for a specific purpose or activity by organizations or Government via SMS or QR code.”

“Contactless – Beneficiary should not carry a print out of the voucher.”



I hope it is clear what I am pointing towards. lekin bhakton ko thoda khul ke bataana padega.. so here goes:

This man and this government is all about marketing and that, too, complete falsehood and utter lies. Meanwhile, bhakts dance that wow no smartphone needed. Dimaag chhoda nahi hai sochne ke liye..

1. QR code ya SMS kahaan aayega if smartphone not needed?
2. If smartphone is not needed as bhakts are pointing out in bold, then how is printout not needed? (back to point 1 about sharing)

Also, do not come and say since JioPhone is not a smartphone, it is a feature phone, uspe share karenge and hence we said no smartphone required. Do not insult your intelligence that way, please.

Classic marketing by this team that is getting boring to see now.

Just to add one more thing.

Everytime something related to npci or thing is wrong OP says NPCI is a private entity and government must not be blamed.

But harr launch mei sarkari log hee inaugrate karte hue dikhte hei

CC- @drupal

RSHARMA966 wrote:

Just to add one more thing.

Everytime something related to npci or thing is wrong OP says NPCI is a private entity and government must not be blamed.

But harr launch mei sarkari log hee inaugrate karte hue dikhte hei

CC- @drupal

Sarkaari “log” nahi bhai – sirf ek insaan. Sirf ek insaan sab kuchh kar raha hai is desh mein. Brahma hai wo bhakton ka.

RSHARMA966 wrote:

Just to add one more thing.

Everytime something related to npci or thing is wrong OP says NPCI is a private entity and government must not be blamed.

But harr launch mei sarkari log hee inaugrate karte hue dikhte hei

CC- @drupal

Ab Kya hi kahe Sharma Ji
Jab koi fekne lage to bas lapetne mein hi fayda hai 😁

e+₹ sign+UPI logo = e-Rupi
kya creativity hai..2 min me logo ban gaya
ye scheme shayad 1-2 din me banake launch kiya hai NPCI walon ne?
@abhishek012 bro any video for e-Rupi? How it works ?

phoenix1386 wrote:

From the title post:

1. “Even if a person does not have a smart phone or a bank account, they can use e-RUPI vouchers.”

2. “E-RUPI is not any platform. It is a voucher meant for specific services. E-RUPI vouchers are purpose-specific and even if one does not have a bank account or a digital payment app or a smartphone can benefit from these vouchers. That is the difference.”

3. “No card or hard copy of the voucher is needed for redeeming these. The QR code received via message is enough.”


From NPCI website:
“e-RUPI would be shared with the beneficiaries for a specific purpose or activity by organizations or Government via SMS or QR code.”

“Contactless – Beneficiary should not carry a print out of the voucher.”



I hope it is clear what I am pointing towards. lekin bhakton ko thoda khul ke bataana padega.. so here goes:

This man and this government is all about marketing and that, too, complete falsehood and utter lies. Meanwhile, bhakts dance that wow no smartphone needed. Dimaag chhoda nahi hai sochne ke liye..

1. QR code ya SMS kahaan aayega if smartphone not needed?
2. If smartphone is not needed as bhakts are pointing out in bold, then how is printout not needed? (back to point 1 about sharing)

Also, do not come and say since JioPhone is not a smartphone, it is a feature phone, uspe share karenge and hence we said no smartphone required. Do not insult your intelligence that way, please.

Classic marketing by this team that is getting boring to see now.

Jab dimag me kisi person k liye nafrat bhadi ho na toh har chiz me galtiya he nazar aayega, chahe koi kuch bhi samjha le.

e-RUPI vouchers specially feature phone user k liye bataya gaya ha.

NPCI & Govt kosish kar raha ha kaise bhi non-smartphone users ko bhi digital payment ki aur la sake.

isiliye advertise kar rahe ha ki smartphone or a bank accounts ki jarurt nhi ha, jo ki sahi ha.

yeh e-RUPI vouchers k transaction jaha tak mujhe pata ha otp based transactions honge. so, feature phone users use kar sakte ha.

Rahi baat QR code ki toh pahele launch hone do. Ache se pata chale akhir yeh kam kaise karta ha.

Recently, NPCI ne bohot se Hackathon me, feature phones me UPI transaction kaise kara sake uske liye bohot se multiples type k payment innovation kiya ha.

Aur agar QR code k liye smartphone chahiye toh bhi kuch aisa payment method hoga ki non-smartphone users bhi use kar sake. baki ab bina launch k bina use k pahele se comment kar k mai apna time waste nhi karna chahta. NPCI voice based UPI transaction bhi la raha ha feature phone users k liye. Baki dekhte ha, i think next 1 year me bohot se new innovation dekhne wala ha UPI me. jo sirf feature phone user k liye hoga.

Edit – Feature phone means yaha mai 2G phones ki baat kiya hu.

b4tm4n wrote:

e+₹ sign+UPI logo = e-Rupi
kya creativity hai..2 min me logo ban gaya
ye scheme shayad 1-2 din me banake launch kiya hai NPCI walon ne?
@abhishek012 bro any video for e-Rupi? How it works ?

UPI logo ka pata nhi but NPCI last year se kam kar raha ha UPI E-vouchers par.

No video and no idea how exactly it works.

Shayad kal kuch pata chale launch k baad.

phoenix1386 wrote:

Sarkaari “log” nahi bhai – sirf ek insaan. Sirf ek insaan sab kuchh kar raha hai is desh mein. Brahma hai wo bhakton ka.

Kya ye wohi insaan hei jo vaccine ke certificate par chaya hua hei.

Kahi Gandhiji ka chehra note pr jo hei tension mei toh nhi heina

abhishek012 wrote:

Jab dimag me kisi person k liye nafrat bhadi ho na toh har chiz me galtiya he nazar aayega, chahe koi kuch bhi samjha le.

e-RUPI vouchers specially feature phone user k liye bataya gaya ha.

NPCI & Govt kosish kar raha ha kaise bhi non-smartphone users ko bhi digital payment ki aur la sake.

isiliye advertise kar rahe ha ki smartphone or a bank accounts ki jarurt nhi ha, jo ki sahi ha.

yeh e-RUPI vouchers k transaction jaha tak mujhe pata ha otp based transactions honge. so, feature phone users use kar sakte ha.

Rahi baat QR code ki toh pahele launch hone do. Ache se pata chale akhir yeh kam kaise karta ha.

Recently, NPCI ne bohot se Hackathon me, feature phones me UPI transaction kaise kara sake uske liye bohot se multiples type k payment innovation kiya ha.

Aur agar QR code k liye smartphone chahiye toh bhi kuch aisa payment method hoga ki non-smartphone users bhi use kar sake. baki ab bina launch k bina use k pahele se comment kar k mai apna time waste nhi karna chahta. NPCI voice based UPI transaction bhi la raha ha feature phone users k liye. Baki dekhte ha, i think next 1 year me bohot se new innovation dekhne wala ha UPI me. jo sirf feature phone user k liye hoga.

Edit – Feature phone means yaha mai 2G phones ki baat kiya hu.

Aur jab kisi person keliye betahasha andh bhakti toh kucch bhi against bolna usse nhi saha jaata.

Kabhi expaination mei for non smartphone people kabhi organizantions to process the money.
Exact use case samajh nhi aaya.

Exisiting scenario:-
1)For an employer ,they can credit the appropriate ammount to the employer and he could get vaccinated.(Hence eliminates this voucher thing and regarding jf this could eliminate employee taking benefit this would inturn start another scam where in hospital operators would offer cash for exchanging such vouchers creating more black money).
2) For people with no smartphones and no bank account.(Already haalat kharab hei itni , aadhar card ka dialogue har jagah chipka hee rakha free mei ek vaccinr direct lagwaode kahei itna jhamela.
3) Maana digital payment nhi hei ,cash lena band hogaya hei kya

Can anyone provide valid usecases being solved with this feature ,considering the problem statement is rupay/upi for someone with no smartphone/bank account

@abhishek012 bhai, jis tarah se log aapki khichaayi kar rahe hain, or aap Rupay, NPCI, UPI, e-RUPI ka bachaav kar rahe ho, iss hisaab se Modiji ko e-RUPI launch karte waqt aapko RU-Man ghoshit kar dena chahiye…

Jokes apart, I too really feel that ppl nowadays have become impatient. Started bashing the product even before launch.

phoenix1386 wrote:

From the title post:

1. “Even if a person does not have a smart phone or a bank account, they can use e-RUPI vouchers.”

2. “E-RUPI is not any platform. It is a voucher meant for specific services. E-RUPI vouchers are purpose-specific and even if one does not have a bank account or a digital payment app or a smartphone can benefit from these vouchers. That is the difference.”

3. “No card or hard copy of the voucher is needed for redeeming these. The QR code received via message is enough.”


From NPCI website:
“e-RUPI would be shared with the beneficiaries for a specific purpose or activity by organizations or Government via SMS or QR code.”

“Contactless – Beneficiary should not carry a print out of the voucher.”



I hope it is clear what I am pointing towards. lekin bhakton ko thoda khul ke bataana padega.. so here goes:

This man and this government is all about marketing and that, too, complete falsehood and utter lies. Meanwhile, bhakts dance that wow no smartphone needed. Dimaag chhoda nahi hai sochne ke liye..

1. QR code ya SMS kahaan aayega if smartphone not needed?
2. If smartphone is not needed as bhakts are pointing out in bold, then how is printout not needed? (back to point 1 about sharing)

Also, do not come and say since JioPhone is not a smartphone, it is a feature phone, uspe share karenge and hence we said no smartphone required. Do not insult your intelligence that way, please.

Classic marketing by this team that is getting boring to see now.

There’s a difference between a smartphone and a feature phone. Majority of the DBT beneficiaries do not own a smartphone hence the provision of SMS (probably containing unique identification string for feature phones) or QR code (for smartphones) for redemption. Was that too hard to grasp?

abhishek012 wrote:

UPI logo ka pata nhi but NPCI last year se kam kar raha ha UPI E-vouchers par.

No video and no idea how exactly it works.

Shayad kal kuch pata chale launch k baad.

Kudos to you @abhishek012 bro for being this calm throughout this thread and in many more in the past. You must be gem of a person in real life. Ignore the political trolls. Do not get disheartened and keep sharing the valuable information on this platform.

The Future: Create a problem and offer a solution
Hope they got the dispute portal / staff ready to handle concerns/queries w.r.t e-RUPI before its too late
https://www.bhimupi.org.in/get...ch

PS: Don’t understand the need of these-vouchers ( At least for vaccination employees )
It would’ve made sense if the companies can claim ITC on these but that’s not the case as the govt hasn’t made vaccination mandatory (In general or at work place)
But there’s some good news here too we can expect a lots of threads in trading section for these vouchers 🥳
( From those who already got vaccinated or about to get it via cheaper means )
+ the companies wouldn’t know who redeemed it! ( Even better? )
// Safe and Secure -* Beneficiary doesn’t need to share personal details while redemption hence privacy is maintained* //

On the other hand, these might be actually useful while transacting with strangers (OLX or some other similar use cases).. If its UPI, your Full Name gets exposed + the mobile number (linked to bank account*) // Majority use [email protected] as its the default format with many portals //
But again.. this won’t end up as a success unless there’s a portal to instantly redeem these vouchers and then withdraw the voucher amount to your bank account

I have these 2 *1000 voucher

Ready to exchange

Stop this pathetic idea. It will harm this nation. Present government is trying hard to forget the past, forget the political history. this should be condemned. One particular ‘ Insaan ’ can’t use his name and image for every project. Earlier nation has 3 great leaders – Nehru Ji, Indira Ji, Rajiv Ji. It is very delightful to see their names on the institutions and various government projects and awards. These 3 names motivate Indians to do some thing new for the nation on every sectors from sports to education or health sectors But from last 7 years it is very painful to see that no new project or award names start with these 3 great leaders.

UniqueDimer wrote:

@abhishek012 bhai, jis tarah se log aapki khichaayi kar rahe hain, or aap Rupay, NPCI, UPI, e-RUPI ka bachaav kar rahe ho, iss hisaab se Modiji ko e-RUPI launch karte waqt aapko RU-Man ghoshit kar dena chahiye…

Jokes apart, I too really feel that ppl nowadays have become impatient. Started bashing the product even before launch.

Ab kya kar sakte ha, har kisi ko acha family or education nhi milta ha.

Logo ko padhai ki tension, job ki tension, GF/Wife se daily jhagra hone ka tension, apne office or boss ka tension, apne bache ka tension. yeh sab ka bharas govt pe nikalte ha.

Most important har kisi ko achi education bhi toh nhi milta ha. isme unlogo ki nhi school or teachers ki galti ha jo ache se padhate nhi ha.

Aur har koi perfect nhi hota. Albert Einstein jaise scientist bhi bohot se bewakufo bhari baate kiye the aur uske bohot se research aaj bhi bohot se scientist galat sabit karte aa rahe ha. Par iska matlab yeh nhi ki Albert Einstein k theories ka aur jo science or universe ko samjhne ka jo contribution ha usko hum ignore kar de. Same Modi ji ka bhi ha aur mera bhi ha. Bohot se chizo me Modi ji galat bhi hote ha, Mai bhi galat hota hu aur Jaha galat hota hu woha se mai khud ko sudharta hu next time. Par iska matlab yeh bhi nhi hota ki mai Modi ji k 50 ya 100 galtiyo k karan 1000 ache chizo ko bhul jau. India ko ek strong leader ki jarurt ha, jisme Modi ji perfect ha usko mai bhul nhi sakta hu. Mujhe agar koi aur leader me apne desh k prati woh junoon dekhega toh mai usko bhi support karunga. chahe woh congress me bhi kyun na ho.

Interesting name
Is it similar to pineperks or something different

Djankit007 wrote:

There’s a difference between a smartphone and a feature phone. Majority of the DBT beneficiaries do not own a smartphone hence the provision of SMS (probably containing unique identification string for feature phones) or QR code (for smartphones) for redemption. Was that too hard to grasp?

What the bhakts are finding impossible to comprehend is that this government is making mobile phones absolutely necessary for availing government benefits when people are finding it hard to make ends meet.

What do you think they would prioritise – would they spend on recharges or provisions to have a meal and arrange a meal for their children?

Is this too hard to grasp? That is not even a question for the bhakts. They don’t think how will these people pay for the cheapest recharge when they do not have money to pay for food? This government is just ensuring income for itself and corporates.

The bhakts only see this from the eyes of their affordability and convenience. Look at it from the hardships lived by those utterly below poverty line who are finding difficult to sleep on a full stomach. Wo recharge karayenge tumhaare feature phone ka ya khaana khaayenge?

Now do you see the problem or was it too hard to grasp?

abhishek012 wrote:

Ab kya kar sakte ha, har kisi ko acha family or education nhi milta ha.

Logo ko padhai ki tension, job ki tension, GF/Wife se daily jhagra hone ka tension, apne office or boss ka tension, apne bache ka tension. yeh sab ka bharas govt pe nikalte ha.

Most important har kisi ko achi education bhi toh nhi milta ha. isme unlogo ki nhi school or teachers ki galti ha jo ache se padhate nhi ha.

Aur har koi perfect nhi hota. Albert Einstein jaise scientist bhi bohot se bewakufo bhari baate kiye the aur uske bohot se research aaj bhi bohot se scientist galat sabit karte aa rahe ha. Par iska matlab yeh nhi ki Albert Einstein k theories ka aur jo science or universe ko samjhne ka jo contribution ha usko hum ignore kar de. Same Modi ji ka bhi ha aur mera bhi ha. Bohot se chizo me Modi ji galat bhi hote ha, Mai bhi galat hota hu aur Jaha galat hota hu woha se mai khud ko sudharta hu next time. Par iska matlab yeh bhi nhi hota ki mai Modi ji k 50 ya 100 galtiyo k karan 1000 ache chizo ko bhul jau. India ko ek strong leader ki jarurt ha, jisme Modi ji perfect ha usko mai bhul nhi sakta hu. Mujhe agar koi aur leader me apne desh k prati woh junoon dekhega toh mai usko bhi support karunga. chahe woh congress me bhi kyun na ho.

You will understand this when it will likely be too late:

Desh junoon se nahi chalta, aur junooni ko to bilkul nahi chalaana chaahiye.

I have faith in you, you will understand one day, like many others have. You will, too. People who are not directly indoctrinated are yet to become that hard-headed. You will realise what is wrong with this government and on how many levels, one day. I just hope we are sukhi and sampann till then. Unlikely, considering the constant attacks on standard of living of people, but still, a man can hope.

phoenix1386 wrote:

What the bhakts are finding impossible to comprehend is that this government is making mobile phones absolutely necessary for availing government benefits when people are finding it hard to make ends meet.

What do you think they would prioritise – would they spend on recharges or provisions to have a meal and arrange a meal for their children?

Is this too hard to grasp? That is not even a question for the bhakts. They don’t think how will these people pay for the cheapest recharge when they do not have money to pay for food? This government is just ensuring income for itself and corporates.

The bhakts only see this from the eyes of their affordability and convenience. Look at it from the hardships lived by those utterly below poverty line who are finding difficult to sleep on a full stomach. Wo recharge karayenge tumhaare feature phone ka ya khaana khaayenge?

Now do you see the problem or was it too hard to grasp?

Ambani will achieve monopoly
Monthly cost will be over 1k for receiving incoming SMS or calls.

This will happen soon.

Seriously I admire op for posting every rupay and npci information which he gets

But I hate this illusion of creating UPI is free

For UPI to work
U need a mobile phone+recharge
Unlike debit card which doesn’t require you to have a mobile phone or active SMS pack.

All those 1rs 2rs cb offered are for making people dependant on UPI for even day to day payments and then one fine day they will bring charges for UPI as well

RSHARMA966 wrote:

Just to add one more thing.

Everytime something related to npci or thing is wrong OP says NPCI is a private entity and government must not be blamed.

But harr launch mei sarkari log hee inaugrate karte hue dikhte hei

CC- @drupal

INTERESTING FACT- NPCI is Owned by PSU Banks (Government) Indirectly, Read Full

NPCI is owned by, The ten core promoter banks are State Bank of India, Punjab National Bank, Canara Bank, Bank of Baroda, Union Bank of India, Bank of India, ICICI Bank, HDFC Bank, Citibank N. A. and HSBC. In 2016 the shareholding was broad-based to 56 member banks to include more banks representing all sectors.

National Payments Corporation of India (NPCI), an umbrella organisation for operating retail payments and settlement systems in India, is an initiative of the Reserve Bank of India (RBI) and Indian Banks’ Association (IBA) under the provisions of the Payment and Settlement Systems Act, 2007, for creating a robust Payment & Settlement Infrastructure in India.

Considering the utility nature of the objects of NPCI, it has been incorporated as a “Not for Profit” Company under the provisions of Section 25 of Companies Act 1956 (now Section 8 of Companies Act 2013), with an intention to provide infrastructure to the entire Banking system in India for physical as well as electronic payment and settlement systems. The Company is focused on bringing innovations in the retail payment systems through the use of technology for achieving greater efficiency in operations and widening the reach of payment systems

Proof-
1.NPCI Website>About Us>2nd Para https://www.npci.org.in/who-we-are/ab...us
2 Image Link- .https://ibb.co/2...7z

Now Coming towards the NPCI Owned by Whom? It is an Indirectly/Technically Government Company. Now see Why I am saying this because as already NPCI Website Says it is Owned by 10 Promoters Bank like State Bank of India, Punjab National Bank, Canara Bank, Bank of Baroda, Union Bank of India, Bank of India, ICICI Bank, HDFC Bank, Citibank N. A. and HSBC. Now, Just Remove the Last 4 Banks and Now You can see (60% out of 10 is of PSU Banks): smile: Later on Now 56 Banks are owing NPCI

@phoenix1386 @abhishek012