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Good News - e-RUPI will launch tomorrow; no need for card, net banking to redeem voucher. Check how it works

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Finance Ninja
abhishek012

Good News – e-RUPI will launch tomorrow; no need for card, net banking to redeem voucher. Check how it works:

Digital technology is transforming lives in a major way and is furthering ‘Ease of Living.’ At 4:30 PM tomorrow, 2nd August, will launch e-RUPI, a futuristic digital payment solution which offers several benefits for its users.

Even if a person does not have a smart phone or a bank account, they can use e-RUPI vouchers.

Prime Minister Narendra Modi on Monday will launch a new cashless payment solution, which will operate based on e-vouchers. The system has been developed by the National Payments Corporation of India in collaboration with the department of financial services, health ministry and the National Health Authority.

https://cdn0.desidime.com/attachments/photos/703494/medium/78323279gICVaz.jpg?1627825267

How to use e-RUPI vouchers ?

These vouchers are like e-gift cards, which are prepaid in nature. The code of the cards can be shared either via SMS or the OR code can be shared. These e-vouchers will be person and purpose-specific. For example, if you have an e-RUPI voucher for Covid-19 vaccine, then it has to be redeemed for vaccines only.

How is an e-RUPI voucher different from other online payment applications ?

E-RUPI is not any platform. It is a voucher meant for specific services. E-RUPI vouchers are purpose-specific and even if one does not have a bank account or a digital payment app or a smartphone can benefit from these vouchers. That is the difference.

These vouchers will be used mostly for health-related payments. Corporates can issue these vouchers for their employees. The Centre had earlier said it would bring in an option for vaccine e-voucher, where one can buy an e-voucher for vaccination in a private hospital and can gift it to another.

The person who is buying the vouchers and issuing them to others can track the utilisation of the vouchers.

Privacy is another issue as the beneficiaries won’t have to share their personal details.

How to redeem -

No card or hard copy of the voucher is needed for redeeming these. The QR code received via message is enough.

List of banks that are live with e-RUPI -

According to National Health Authority, eight banks are already live with e-RUPI, including State Bank of Inia, HDFC, Axis, Punjab National Bank, Bank of Baroda, Canara Bank, IndusInd Bank, ICICI Bank.

#UPI #rupay

e-RUPI Live Banks - https://www.npci.org.in/what-we-do/upi/erupi-li...

Live Hospitals on e-RUPI - https://www.npci.org.in/PDF/npci/e-rupi/live-ho...

e-RUPI - https://www.npci.org.in/what-we-do/upi/upi...pi

Update -

e-RUPI voucher is going to play a huge role in making digital transactions, and DBT more effective. This will help everyone in targeted, transparent and leakage free delivery,

Not only the government, if any general organisation wants to help someone in their treatment, in their education or for any other work, then they will be able to give e-RUPI instead of cash.

This will ensure that the money given is used for the same work for which that amount has been given.

It is a QR code or SMS string-based e-voucher, which is delivered to the mobile of the beneficiaries.

The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access.

To begin with, e-RUPI facility is available for health services and will be expanded to other segments.

Top Comments
Deal Subedar Deal Subedar
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Example itself uses term covid vaccine.

I thought the PM who plans to inaugrate this service had mentioned for nation wide free vaccines to all the citizen.

Now considering this service benefits those who dont own a smartphone or have an account.
(Matlab jinki haalath utni kharab hei unko ye voucher lena padega vaccine lagwane keliye?)

In one location of your post it points to for those who dont have smartphone or bank account etc and one location gives corporates as the reference.(dono ka eksaath hona samajh ni aaya,2nd one still fine pehle waalo ka kya hoga )

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Deal Subedar Deal Subedar
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Example itself uses term covid vaccine.

I thought the PM who plans to inaugrate this service had mentioned for nation wide free vaccines to all the citizen.

Now considering this service benefits those who dont own a smartphone or have an account.
(Matlab jinki haalath utni kharab hei unko ye voucher lena padega vaccine lagwane keliye?)

In one location of your post it points to for those who dont have smartphone or bank account etc and one location gives corporates as the reference.(dono ka eksaath hona samajh ni aaya,2nd one still fine pehle waalo ka kya hoga )

Finance Ninja Finance Ninja
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Mai post se pahele socha ki PM modi ka naam na include karu. Warna negative log aa kar apni negativity failayega, stuck_out_tongue

Phir maine socha add kar deta hu. Now i feel bad. Afsoos kar raha hu, kyun PM modi ka naam include kiya post me. confused

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Pro Tech Guru Pro Tech Guru
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Is it possible to exchange amazon gv against E-Rupi Voucher on Desidime ?

Helpful Helpful
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I’m very excited with all the new and better technology we are using in India for financial transactions.
Also worried about scammers getting new ways to cheat.

Deal Lieutenant Deal Lieutenant
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A P2P digital payment solution.
It acts as an e-voucher based on a QR code or SMS string, which is delivered to the mobile phones of the beneficiaries.
more.. www.indiatoday.in/amp/india/story/pm-modi...la

Deal Cadet Deal Cadet
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From the title post:

1. “Even if a person does not have a smart phone or a bank account, they can use e-RUPI vouchers.”

2. “E-RUPI is not any platform. It is a voucher meant for specific services. E-RUPI vouchers are purpose-specific and even if one does not have a bank account or a digital payment app or a smartphone can benefit from these vouchers. That is the difference.”

3. “No card or hard copy of the voucher is needed for redeeming these. The QR code received via message is enough.”


From NPCI website:
“e-RUPI would be shared with the beneficiaries for a specific purpose or activity by organizations or Government via SMS or QR code.”

“Contactless – Beneficiary should not carry a print out of the voucher.”



I hope it is clear what I am pointing towards. grinning lekin bhakton ko thoda khul ke bataana padega.. so here goes:

This man and this government is all about marketing and that, too, complete falsehood and utter lies. Meanwhile, bhakts dance that wow no smartphone needed. Dimaag chhoda nahi hai sochne ke liye..

1. QR code ya SMS kahaan aayega if smartphone not needed?
2. If smartphone is not needed as bhakts are pointing out in bold, then how is printout not needed? (back to point 1 about sharing)

Also, do not come and say since JioPhone is not a smartphone, it is a feature phone, uspe share karenge and hence we said no smartphone required. Do not insult your intelligence that way, please.

Classic marketing by this team that is getting boring to see now.

Finance Ninja Finance Ninja
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Jab dimag me kisi person k liye nafrat bhadi ho na toh har chiz me galtiya he nazar aayega, chahe koi kuch bhi samjha le.

e-RUPI vouchers specially feature phone user k liye bataya gaya ha.

NPCI & Govt kosish kar raha ha kaise bhi non-smartphone users ko bhi digital payment ki aur la sake.

isiliye advertise kar rahe ha ki smartphone or a bank accounts ki jarurt nhi ha, jo ki sahi ha.

yeh e-RUPI vouchers k transaction jaha tak mujhe pata ha otp based transactions honge. so, feature phone users use kar sakte ha.

Rahi baat QR code ki toh pahele launch hone do. Ache se pata chale akhir yeh kam kaise karta ha.

Recently, NPCI ne bohot se Hackathon me, feature phones me UPI transaction kaise kara sake uske liye bohot se multiples type k payment innovation kiya ha.

Aur agar QR code k liye smartphone chahiye toh bhi kuch aisa payment method hoga ki non-smartphone users bhi use kar sake. baki ab bina launch k bina use k pahele se comment kar k mai apna time waste nhi karna chahta. NPCI voice based UPI transaction bhi la raha ha feature phone users k liye. Baki dekhte ha, i think next 1 year me bohot se new innovation dekhne wala ha UPI me. jo sirf feature phone user k liye hoga.

Edit – Feature phone means yaha mai 2G phones ki baat kiya hu.

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Deal Subedar Deal Subedar
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Just to add one more thing.

Everytime something related to npci or thing is wrong OP says NPCI is a private entity and government must not be blamed.

But harr launch mei sarkari log hee inaugrate karte hue dikhte hei

CC- @drupal

Deal Cadet Deal Cadet
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Sarkaari “log” nahi bhai – sirf ek insaan. Sirf ek insaan sab kuchh kar raha hai is desh mein. Brahma hai wo bhakton ka.

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Helpful Helpful
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e+₹ sign+UPI logo = e-Rupi
kya creativity hai..2 min me logo ban gaya sweat_smile
ye scheme shayad 1-2 din me banake launch kiya hai NPCI walon ne? stuck_out_tongue
@abhishek012 bro any video for e-Rupi? How it works ?

Finance Ninja Finance Ninja
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UPI logo ka pata nhi but NPCI last year se kam kar raha ha UPI E-vouchers par.

No video and no idea how exactly it works. grinning

Shayad kal kuch pata chale launch k baad.

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Pro Analyst Pro Analyst
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@abhishek012 bhai, jis tarah se log aapki khichaayi kar rahe hain, or aap Rupay, NPCI, UPI, e-RUPI ka bachaav kar rahe ho, iss hisaab se Modiji ko e-RUPI launch karte waqt aapko RU-Man ghoshit kar dena chahiye… stuck_out_tongue_winking_eye stuck_out_tongue_closed_eyes joy

Jokes apart, I too really feel that ppl nowadays have become impatient. Started bashing the product even before launch.

Finance Ninja Finance Ninja
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Ab kya kar sakte ha, har kisi ko acha family or education nhi milta ha.

Logo ko padhai ki tension, job ki tension, GF/Wife se daily jhagra hone ka tension, apne office or boss ka tension, apne bache ka tension. yeh sab ka bharas govt pe nikalte ha.

Most important har kisi ko achi education bhi toh nhi milta ha. isme unlogo ki nhi school or teachers ki galti ha jo ache se padhate nhi ha.

Aur har koi perfect nhi hota. Albert Einstein jaise scientist bhi bohot se bewakufo bhari baate kiye the aur uske bohot se research aaj bhi bohot se scientist galat sabit karte aa rahe ha. Par iska matlab yeh nhi ki Albert Einstein k theories ka aur jo science or universe ko samjhne ka jo contribution ha usko hum ignore kar de. Same Modi ji ka bhi ha aur mera bhi ha. Bohot se chizo me Modi ji galat bhi hote ha, Mai bhi galat hota hu aur Jaha galat hota hu woha se mai khud ko sudharta hu next time. Par iska matlab yeh bhi nhi hota ki mai Modi ji k 50 ya 100 galtiyo k karan 1000 ache chizo ko bhul jau. India ko ek strong leader ki jarurt ha, jisme Modi ji perfect ha usko mai bhul nhi sakta hu. Mujhe agar koi aur leader me apne desh k prati woh junoon dekhega toh mai usko bhi support karunga. chahe woh congress me bhi kyun na ho.

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Mobile Guru Mobile Guru
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The Future: Create a problem and offer a solution smile
Hope they got the dispute portal / staff ready to handle concerns/queries w.r.t e-RUPI before its too late
https://www.bhimupi.org.in/get...ch

PS: Don’t understand the need of these-vouchers ( At least for vaccination employees )
It would’ve made sense if the companies can claim ITC on these but that’s not the case as the govt hasn’t made vaccination mandatory (In general or at work place)
But there’s some good news here too we can expect a lots of threads in trading section for these vouchers 🥳
( From those who already got vaccinated or about to get it via cheaper means )
+ the companies wouldn’t know who redeemed it! ( Even better? )
// Safe and Secure -* Beneficiary doesn’t need to share personal details while redemption hence privacy is maintained* //

On the other hand, these might be actually useful while transacting with strangers (OLX or some other similar use cases).. If its UPI, your Full Name gets exposed + the mobile number (linked to bank account*) // Majority use mobilenumber@bankupi as its the default format with many portals //
But again.. this won’t end up as a success unless there’s a portal to instantly redeem these vouchers and then withdraw the voucher amount to your bank account smile

Blogger Blogger
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I have these 2 *1000 voucher

Ready to exchange

Deal Cadet Deal Cadet
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Stop this pathetic idea. It will harm this nation. Present government is trying hard to forget the past, forget the political history. this should be condemned. One particular ‘ Insaan ’ can’t use his name and image for every project. Earlier nation has 3 great leaders – Nehru Ji, Indira Ji, Rajiv Ji. It is very delightful to see their names on the institutions and various government projects and awards. These 3 names motivate Indians to do some thing new for the nation on every sectors from sports to education or health sectors But from last 7 years it is very painful to see that no new project or award names start with these 3 great leaders.

Generous Generous
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Interesting name
Is it similar to pineperks or something different

Deal Cadet Deal Cadet
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Seriously I admire op for posting every rupay and npci information which he gets

But I hate this illusion of creating UPI is free

For UPI to work
U need a mobile phone+recharge
Unlike debit card which doesn’t require you to have a mobile phone or active SMS pack.

All those 1rs 2rs cb offered are for making people dependant on UPI for even day to day payments and then one fine day they will bring charges for UPI as well

Deal Cadet Deal Cadet
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It is a scary prospect, just how much this government is pushing mobile phones on people. Today I cannot bank without a mobile phone because of those OTPs. This dependence is not a good sign. And bhakts just keep licking whatever is thrown at them without thinking about things for themselves.

Finance Ninja Finance Ninja
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By the way, I Love NPCI Products such as UPI

  1. RuPay
  2. BHIM
  3. NACH
  4. IMPS
  5. NETC Fastag
  6. *99#
  7. CTS
  8. NFS
  9. AePS
  10. BHIM Aadhaar

They made the TRUE Digitalisation of India!

Deal Subedar Deal Subedar
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*99# tha toh iski jaroorat hee nhi bachi toungueout

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Cool Cool
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Hope it works. Still there are scamsters out there, will try to cheat those people in need of such services

Finance Ninja Finance Ninja
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You can’t pay to any other services.

Suppose if your e-RUPI voucher issue for medicine purchase then your e-RUPI used only for medicine purchase, i mean you can’t pay to any other goods or services.

This will help everyone in targeted, transparent and leakage free delivery.

Not only the government, if any general organisation wants to help someone in their treatment, in their education or for any other work, then they will be able to give e-RUPI instead of cash.

This will ensure that the money given is used for the same work for which that amount has been given.

It is a QR code or SMS string-based e-voucher, which is delivered to the mobile of the beneficiaries.

The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access.

To begin with, e-RUPI facility is available for health services and will be expanded to other segments.

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Like Magnet Like Magnet
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Hope it’s not powered by Woohoo sweat_smile

Community Angel Community Angel
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Name e-RUPA rakh dete to kuch royalty RUPA bhi de deti 😁

Helpful Helpful
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This is just the e-version of travellers’ cheques. Nothing more. But the bhakts and low-IQ people will hail it as a masterstroke.

Deal Lieutenant Deal Lieutenant
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Ab dholakpur mai bhi sab digital payment krege.. grinning

Pro Entertainer Pro Entertainer
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Wah,E-rupi ,when many ppl struggling to earn a rupee .

Deal Cadet Deal Cadet
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Bas telecom companies ko recharge ka paisa dete raho, humein GST dete raho.. roti ka intezaam ho ya na ho.. aapki kamaai hoye na hoye, aap jaaniye. Humaara aur humaaron ka khayaal rakhiye bas.

Deal Cadet Deal Cadet
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Again, bhakts and facts never align.

I took two sentences from his post, two from NPCI’s website, and raised queries about how this is contradictory. The next thing I did was talk about how this is going to hurt the ones who are supposedly the intended recipients of this facility.

What these bhakts do not understand is that nothing is being done here for the poor. It is done for the benefit and mirage of the vote bank which is the very bhakts.

And there needs to be a giving heart to sponsor anything except hatred and polarisation.

Once again, I have never made personal attacks against anyone, like you are doing, twice over. Mirchein lag rahi hain, I can understand. We do not like it when someone accuses our fathers of something, whether or not they are right in accusing. It is human nature.

@drupal and I would go get ourselves checked, thank you for your concern. We would like to keep testing ourselves, if our faculties of thought are working alright, if our minds and will still belong to us, or are we showing signs of becoming bhakts? We would like to keep ourselves checked, yes. Thank you for your concern.

Beacon Beacon
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The thing is, Bhakhts did not launch Rupay or e-Rupi, neither did ‘Modi’. Where did this Bhakht jump into discussion? How did Modi jump in the discussion.

That’s whats wrong with you. Smjh rhe ho aap? Smjh rhe ho aap??

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Deal Cadet Deal Cadet
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You used the word launch. Launching is exactly what Modi does. All the time. Promotion is something else.

Beacon Beacon
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Oh, we’re playing words here? Check your comments. You will enlighten yourself. We’re not playing words here, Pal.

Benevolent Benevolent
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in simple and short language what is this?

Deal Subedar Deal Subedar
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+1

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Generous Generous
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Community Angel Community Angel
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Aapki gaali Dene wali adat gayee nahi Kya abhi ? Pichhli baar to mods ne remove kar di thi Gali mat bakna baba ji warna to aajkal Jai sriram ki DP laga Kar Jai sri ram keyword use karke log bahut gandi galiya bakte hai twitter par ab ye mat kahna ki ye ek town hai pune kaa smile

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Generous Generous
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Haters se jyada lovers honge tabhi dubara aaya wo.. tisri baar bhi aa jaye to koi galat nahi hoga.. hate ke naam par hate karte raho..achha galat mat socho..

Deal Cadet Deal Cadet
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Bengal proved to be much more resolved, resolute, intelligent and clear-headed than the cow belt of india. It didn’t become subservient, obeisant and blindly devoted.

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Helpful Helpful
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My issue with this is, why not do all this stuff before demonetization?
If it took time, then why hurry the demonetization?

Deal Subedar Deal Subedar
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use cc where ever possible there we get benefit whats benefit in just money transfer

Deal Subedar Deal Subedar
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wtf the video modi showed is for covid vaccine demonstration , vaccines are free or not???
What cess is for on petrol and all ,everything a gimmink he want us to pay for vaccine with this shity e-rupi

Deal Subedar Deal Subedar
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and i dont know whats is the benefit of this over current tech, useless modi launches as usual, just money transfer from one bank to another using an otp ,qr code contains the voucher code

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