good option for fd's

299°
Deal Cadet
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Friends fd rate are going down day by day
https://www.sbi.co.in/web/interest-rates/deposi...
https://www.icicibank.com/Personal-Banking/acco...?
where do u keep money for short term for 2 to 4 years as no bank is providing good fd rate.

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Ek saal Idfc main rakho rate vapas aa rahe hain, Fir FD main rakh dena

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DimeDime wrote:

IndusInd me rakho

do they provide online account opening with video kyc?
is dc free?

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SunnyKh wrote:

Ek saal Idfc main rakho rate vapas aa rahe hain, Fir FD main rakh dena

rate vapas aa rahe hain
bahut mushkil ha sirg

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Dcb bank 6.75%,
Paytm with suryoday 6.75% (no penalty for premature withdraw)
ETMONEY bajaj finance 7%

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Alexios wrote:

Dcb bank 6.75%,
Paytm with suryoday 6.75% (no penalty for premature withdraw)
ETMONEY bajaj finance 7%

Is dcb bank trustworthy and can we open fully online account?

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corporate FD and choose quarterly return on interest rate and with that money u can choose RD /FD Accordingly …
But choose wisely corporate FD 👁️

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kukdookoo wrote:

do they provide online account opening with video kyc?
is dc free?

Online video kyc is there. Zero bal acc with 20k initial funding. But dr card is 249+ gst

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HDFC Limited and Bajaj Finance are good options ..
Idfcfirst for saving

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kkrulesdnation wrote:

Online video kyc is there. Zero bal acc with 20k initial funding. But dr card is 249+ gst

link of zero balance account with video kyc pls.is ther referral option?

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Sudarshan61 wrote:

HDFC Limited and Bajaj Finance are good options ..
Idfcfirst for saving

HDFC Limited and Bajaj Finance are good options ..
can the same be done online sirg?

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kukdookoo wrote:

HDFC Limited and Bajaj Finance are good options ..
can the same be done online sirg?

Bajaj – no
Hdfc ltd – yes

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kukdookoo wrote:

HDFC Limited and Bajaj Finance are good options ..
can the same be done online sirg?

Yes for both.( I have done both online)

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Corporate FD are good option but 1 need to be very choosy while selecting one.

Also if u do such FD via agent (even Online FD can be done via agent’s code), majority times agent pass on 50% of comission to customer.

If anyone wants more details about it can ping me.

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desiman wrote:

why no for Bajaj Finance rolleyes

Not just bajaj, no corporate bond can ever match security of a FD (remember even IL&FS bonds were still rated AAA just weeks before its collapse) so I don’t recommend corporate bond as substitute to FD to anyone.
@popeyemask

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Sudarshan61 wrote:

Yes for both.( I have done both online)

maturity also done online in one’s account fully online?
do they give interest and tds certificate

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drjpatwa wrote:

Corporate FD are good option but 1 need to be very choosy while selecting one.

Also if u do such FD via agent (even Online FD can be done via agent’s code), majority times agent pass on 50% of comission to customer.

If anyone wants more details about it can ping me.

pls share more detail sirg

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