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good option for fd's

369°
Benevolent
kukdookoo

Friends fd rate are going down day by day
https://www.sbi.co.in/web/interest-rates/deposi...
https://www.icicibank.com/Personal-Banking/acco...?
where do u keep money for short term for 2 to 4 years as no bank is providing good fd rate.

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Deal Newbie Deal Newbie
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Paytm payments bank provides 6.5 percent

Benevolent Benevolent
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koi aur bank sirg?

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Helpful Helpful
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.

Benevolent Benevolent
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do they provide online account opening with video kyc?
is dc free?

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Deal Lieutenant Deal Lieutenant
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Ek saal Idfc main rakho rate vapas aa rahe hain, Fir FD main rakh dena

Benevolent Benevolent
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rate vapas aa rahe hain
bahut mushkil ha sirg

Deal Lieutenant Deal Lieutenant
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Dcb bank 6.75%,
Paytm with suryoday 6.75% (no penalty for premature withdraw)
ETMONEY bajaj finance 7%

Benevolent Benevolent
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Is dcb bank trustworthy and can we open fully online account?

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Deal Cadet Deal Cadet
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What about PNBHFL and Bajaj Finance or HDFC

Benevolent Benevolent
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no full online option sirg?

Deal Lieutenant Deal Lieutenant
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10% pe mere pas rakho 🤣

Helpful Helpful
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10.25 pe meko dedo
Waise kitna amount hain @kukdookoo if u can disclose?

Shopping Friend Shopping Friend
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corporate FD and choose quarterly return on interest rate and with that money u can choose RD /FD Accordingly …
But choose wisely corporate FD 👁️

Benevolent Benevolent
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HDFC Limited and Bajaj Finance are good options ..
Idfcfirst for saving

Benevolent Benevolent
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HDFC Limited and Bajaj Finance are good options ..
can the same be done online sirg?

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Beacon Beacon
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Corporate FD are good option but 1 need to be very choosy while selecting one.

Also if u do such FD via agent (even Online FD can be done via agent’s code), majority times agent pass on 50% of comission to customer.

If anyone wants more details about it can ping me.

Benevolent Benevolent
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pls share more detail sirg

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Critic Critic
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Again, if you want to take risk then its your choice but I won’t be suggesting these as alternative to FDs. Either stick to 6% savings acc interest rate in IDFC bank or invest sip in good MFs/index fund like niftybees.

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Deal Lieutenant Deal Lieutenant
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Shopping Friend Shopping Friend
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If u have longer horizon then u can opt. For nifty bees or ETFs

Deal Subedar Deal Subedar
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Keep FD in wallet as e-wallets give high interest rate as compared to b as Banks. My 2 FD is in freecharge & Paytm.

Benevolent Benevolent
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My 2 FD is in freecharge & Paytm.
no digc insurance

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Deal's Advocate Deal's Advocate
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Here (Mangalore) agriculture co operative society giving 8% returns.

Benevolent Benevolent
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with digc insurance?

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Deal Cadet Deal Cadet
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ye bank has good rate than this

Deal Subedar Deal Subedar
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Keep in Equitas Savings Account for 7% + Liquidity

Benevolent Benevolent
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No full online account opening process.

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