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Got Amazon pay ICICI card approved today

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Deal Lieutenant
Scorpion

On 25Nov20, after seeing in Amazon that No income proof is required, i have applied and scheduled appointment on 26nov. No one came to collect the documents. After one week got a call from ICICI and asked me to reschedule the next day and i have rescheduled the appointment to 08Dec. This time also no one turned up. So i just left as it is.

Again on 15Dec ICICI called me and asked me to reschedule. I told them i cant keep on doing this and u may close this application. Then there is no communication and still the application was in pending (they have not cancelled).

Two days back (04Feb) Got a call from ICICI and informed that a executive will visit my place to get documents. I said OK.
And he asked me to keep Aadhar, PAN card and income documents in call. I informed him actually i applied for this card since it does not require income documents and my CIBIL also have good score. Then he asked me to produce only Aadhar and PAN.

Today afternoon the card got approved.

As per CRED, Experian Score is 884 and CRIF Score is 792
Holding only one CC for more than 7 years – Standard Chartered Card (Recently upgraded to Manhatten Platinum)

74 Comments  |  
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Community Angel Community Angel
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Congrats sometimes this happens when we even don,t hope for it and we get it smile

Deal Lieutenant Deal Lieutenant
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I applied for the same 3 days back.. Any guess in how many time I will receive the same?

Pro Shopping Friend Pro Shopping Friend
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Congrats, but this card is not exciting as it used to be!

Deal Subedar Deal Subedar
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Congrats 🎊
Bdw i too had to face same kindaa issue
Applied for card in 2019 aug end
Guy came in sept first week
Deatils filled but Amazon didn’t process application due to some error that even they didn’t know, they asked for rekyc agent couldn’t proceed with my case as system didn’t allow to do it
Matter sent to backend
Now after 2 months suddenly one night got msg of getting approved for card
I was like wow i forgot i applied for that too
But icici made 2 hard enquires on my cibil
Day 1 when applied
Day 65th when got approval msg suddenly

So its all luck
Bdw it was my first credit card 🥂🍻

Deal Subedar Deal Subedar
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Himanshu1234567 wrote:

I applied for the same 3 days back.. Any guess in how many time I will receive the same?

Totally luck based

Deal Subedar Deal Subedar
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useless card too much restrictions

Best is Mill for 10% on AMZ

Deal Lieutenant Deal Lieutenant
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Himanshu1234567 wrote:

I applied for the same 3 days back.. Any guess in how many time I will receive the same?

Likely within a week after document submission.

Deal Lieutenant Deal Lieutenant
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Scorpion wrote:

Likely within a week after document submission.

I did video kyc… Now the verification is pending at bank..

Deal Newbie Deal Newbie
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Scorpion wrote:

Oh ok. Hope it will get approved soon plus1

I applied on 3rd Feb 2021. For me it was completely paperless as I have a ICICI Bank account. It didn’t even asked my income details. Just DOB confirmation and office address. From that day it’s showing following message “Application under process – we are assessing your application for credit card”. Any idea how long it will take more?

Deal Subedar Deal Subedar
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How much cashback did you receive for APay ICICI Card application? 300 or 500?

Deal Subedar Deal Subedar
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Mine also verification of done tomorrow abb dekhte haii kya hota haii😀

Deal Lieutenant Deal Lieutenant
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B3A5T wrote:

How much cashback did you receive for APay ICICI Card application? 300 or 500?

400

On nov, when i applied it shows 400 cashback, so they have credited 400 it seems.

Now for new application the cashback is 300 as per website.

Deal Cadet Deal Cadet
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Sbi simply click is much better giving 7.75% discount on amazon

Pro Shopping Friend Pro Shopping Friend
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sharmajikaladkahu wrote:

Why?

This card is excluded in all online offer, surprisingly even on Amazon this card is excluded for offers, crazy Amazon/ICICI.
Where as Axis FK whenever there is offer on FK regular 5%CB is always there so you get 10+5=15%CB on FK but Amazon gives 5%Offer discount+5%CB whenever there is ICICI offer on Amazon, so its in fact loss I mean effective discount is <10%
Amazon restricted bill payments to 10K – another -ve
Aamzon stopped 5%CB on GVs – not expected but they gave this for some time – notional loss
1%CB on other spends is actually ~0.9% where as Axis FK gives clear 1.5% credit
Now a days if u spend on Amazon there is no guarantee of CB if the items are mobiles – due to misuse by few now they are checking thoroughly
and many other -ves do not remember now

Deal Subedar Deal Subedar
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caks2006407 wrote:

This card is excluded in all online offer, surprisingly even on Amazon this card is excluded for offers, crazy Amazon/ICICI.
Where as Axis FK whenever there is offer on FK regular 5%CB is always there so you get 10+5=15%CB on FK but Amazon gives 5%Offer discount+5%CB whenever there is ICICI offer on Amazon, so its in fact loss I mean effective discount is <10%
Amazon restricted bill payments to 10K – another -ve
Aamzon stopped 5%CB on GVs – not expected but they gave this for some time – notional loss
1%CB on other spends is actually ~0.9% where as Axis FK gives clear 1.5% credit
Now a days if u spend on Amazon there is no guarantee of CB if the items are mobiles – due to misuse by few now they are checking thoroughly
and many other -ves do not remember now

Thanks, very well explained. Very helpful!

Critic Critic
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caks2006407 wrote:

This card is excluded in all online offer, surprisingly even on Amazon this card is excluded for offers, crazy Amazon/ICICI.
Where as Axis FK whenever there is offer on FK regular 5%CB is always there so you get 10+5=15%CB on FK but Amazon gives 5%Offer discount+5%CB whenever there is ICICI offer on Amazon, so its in fact loss I mean effective discount is <10%
Amazon restricted bill payments to 10K – another -ve
Aamzon stopped 5%CB on GVs – not expected but they gave this for some time – notional loss
1%CB on other spends is actually ~0.9% where as Axis FK gives clear 1.5% credit
Now a days if u spend on Amazon there is no guarantee of CB if the items are mobiles – due to misuse by few now they are checking thoroughly
and many other -ves do not remember now

When did they reduce bill payment limit to 10k & is it for all types of bill payments(incl insurance) or only electricity bill payments?

Deal Lieutenant Deal Lieutenant
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Hi is there any way to know cb amount rcvd on every txn I did with apay icici cc? In statement only txn amounts mentioned without cb amount breakup per txn like for coral they give

Deal Subedar Deal Subedar
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PabloEscobar wrote:

Hi is there any way to know cb amount rcvd on every txn I did with apay icici cc? In statement only txn amounts mentioned without cb amount breakup per txn like for coral they give

This facility is till now for amazon cc employees only.

Pro Shopping Friend Pro Shopping Friend
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PabloEscobar wrote:

Hi is there any way to know cb amount rcvd on every txn I did with apay icici cc? In statement only txn amounts mentioned without cb amount breakup per txn like for coral they give

try in iMobile app before bill generation
But the CB shown and actual may differ

Deal Subedar Deal Subedar
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PabloEscobar wrote:

Hi is there any way to know cb amount rcvd on every txn I did with apay icici cc? In statement only txn amounts mentioned without cb amount breakup per txn like for coral they give

yes, you will get the cashback for your txns in icici app. click on the recent transaction from (txns from last 30 days) and you will see the reward points for that transaction.

Deal Lieutenant Deal Lieutenant
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dev007 wrote:

yes, you will get the cashback for your txns in icici app. click on the recent transaction from (txns from last 30 days) and you will see the reward points for that transaction.

No bro not showing, raise a dispute is only option and debit amount it’s showing

Pro Shopping Friend Pro Shopping Friend
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guest_999 wrote:

When did they reduce bill payment limit to 10k & is it for all types of bill payments(incl insurance) or only electricity bill payments?

may be 10-15 days back
for utility bills, +10K bills only UPI payment option
Max 4 power bills per month can be paid
Insurance is not touched

Deal Subedar Deal Subedar
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caks2006407 wrote:

try in iMobile app before bill generation
But the CB shown and actual may differ

Mainly for bill payments, they are showing 5% cashback in imobile but we will get actual 2% cashback.

Critic Critic
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caks2006407 wrote:

may be 10-15 days back
for utility bills, +10K bills only UPI payment option
Max 4 power bills per month can be paid
Insurance is not touched

Still good though & most genuine users pay less than this amount only. I hope all credit cards start taking measures to stop misuse of their cards so at least genuine users don’t suffer.

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