On 25Nov20, after seeing in Amazon that No income proof is required, i have applied and scheduled appointment on 26nov. No one came to collect the documents. After one week got a call from ICICI and asked me to reschedule the next day and i have rescheduled the appointment to 08Dec. This time also no one turned up. So i just left as it is.
Again on 15Dec ICICI called me and asked me to reschedule. I told them i cant keep on doing this and u may close this application. Then there is no communication and still the application was in pending (they have not cancelled).
Two days back (04Feb) Got a call from ICICI and informed that a executive will visit my place to get documents. I said OK.
And he asked me to keep Aadhar, PAN card and income documents in call. I informed him actually i applied for this card since it does not require income documents and my CIBIL also have good score. Then he asked me to produce only Aadhar and PAN.
Today afternoon the card got approved.
As per CRED, Experian Score is 884 and CRIF Score is 792
Holding only one CC for more than 7 years – Standard Chartered Card (Recently upgraded to Manhatten Platinum)
