Got call from ICICI for credit card

258°
Deal Cadet
Mufasa

Finally ICICI offered me pre-approved Coral credit with not joining fee & annual fee Life time free. I had closed FD based platinum card around six month ago & waited for pre-approved card. Few a days back I had mailed ICICI regarding closure of my saving Account as I was not getting credit cards offer from banks despite maintaining very good balance & Civil score. May be this will be reason I got pre-approved credit card offer.

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@guest_999; @chota_chattri; @getready; @Bk100;

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Kolkata Knight Riders Kolkata Knight Riders
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I am also waiting for that day😉

Deal Cadet Deal Cadet
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shraaj wrote:

I am also waiting for that day😉

I hope you will also get it.

Chennai Super Kings Chennai Super Kings
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congratulations brother, 80k is a very good limit to start with as you said you were holding fd based cc only. 

Deal Lieutenant Deal Lieutenant
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congrats 

Deal Newbie Deal Newbie
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Congratulations bro, Now I am going to do same thing with hdfc maybe they 😂

Mobile Guru Mobile Guru
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Congratulations!
What’s the MAB?

Deal Cadet Deal Cadet
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getready wrote:

Congratulations!
What’s the MAB?

5 lacks+

Deal Cadet Deal Cadet
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chota_chattri wrote:

congratulations brother, 80k is a very good limit to start with as you said you were holding fd based cc only. 

Yes this is card I got max limit among all the cards I have.

Mobile Guru Mobile Guru
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Mufasa wrote:

5 lacks+

5L is a lot, even HDFC will be ready to issue a pre-approved card (even if the CIBIL score is <750)

Chennai Super Kings Chennai Super Kings
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getready wrote:

5L is a lot, even HDFC will be ready to issue a pre-approved card (even if the CIBIL score is <750)

HDFC AND AXIS have no logics sometimes 😅

Deal Cadet Deal Cadet
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chota_chattri wrote:

HDFC AND AXIS have no logics sometimes 😅

Don’t know about HDFC but Axis bank is insane, recently applied for Flipkart Axis bank took 15 days to process the card after I raised a complain for delays & approved next after call verification. Offered me just 15K limit, I am not interested for Flipkart Axis card will hold it just for 1 year if they don’t convert it LTF, will close it. Just applied to get Airtel Axis card.

Royal Challengers Bangalore Royal Challengers Bangalore
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getready wrote:

5L is a lot, even HDFC will be ready to issue a pre-approved card (even if the CIBIL score is <750)

HDFC issued me Millenia with 150k limit with average balance 1L in account and my friend got offer for regalia with 1.5L limit and few months ago we applied for moneyback card and they rejected both applications

Critic Critic
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Mufasa wrote:

Don’t know about HDFC but Axis bank is insane, recently applied for Flipkart Axis bank took 15 days to process the card after I raised a complain for delays & approved next after call verification. Offered me just 15K limit, I am not interested for Flipkart Axis card will hold it just for 1 year if they don’t convert it LTF, will close it. Just applied to get Airtel Axis card.

Flipkart axis card non-ltf is never converted to ltf at least so far & very little chance of that happening in near future too. Any axis card you now take will share this same 15k limit for a long time because limit enhancement on a flipkart axis card that too with 15k limit also take years.

Critic Critic
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Mufasa wrote:

Yes this is card I got max limit among all the cards I have.

Kotak gave me a 20k limit card whose limit they have increased to first 60k & then to 1 lakh while I spent only Rs.100 on that card in the year. smile

Deal Subedar Deal Subedar
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This is the exact final screen I got for Sapphiro. This came as a popup after immediately logging in to iMobile, right?

Deal Cadet Deal Cadet
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prem4998 wrote:

This is the exact final screen I got for Sapphiro. This came as a popup after immediately logging in to iMobile, right?

I did not received pop message, ICICI called that there is card for you. If you want generate do it Imobile
Then I login & generated the card

Rajasthan Royals Rajasthan Royals
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DealFinderrr wrote:

HDFC issued me Millenia with 150k limit with average balance 1L in account and my friend got offer for regalia with 1.5L limit and few months ago we applied for moneyback card and they rejected both applications

Bro How Many Months After You Have Received Pre-approved Offer?

I also applied 6 Month ago but application declined & Then I opened HDFC Bank Account on 05 April 2022 & Maintaing 1L+ AMB & also doing NEFT/IMPS/NETBANKING/HDFC SMARTBUY/DEBIT CARD/ Reciving International Fund transactions… Only in April month I did nearly 3L Rupees Debit Transactions….. CIBIL> 761

When I Will Recieve Pre-approved CC? Its take 3 months or 6 months for pre-approved CC?

Royal Challengers Bangalore Royal Challengers Bangalore
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Spanjaykumar wrote:

Bro How Many Months After You Have Received Pre-approved Offer?

I also applied 6 Month ago but application declined & Then I opened HDFC Bank Account on 05 April 2022 & Maintaing 1L+ AMB & also doing NEFT/IMPS/NETBANKING/HDFC SMARTBUY/DEBIT CARD/ Reciving International Fund transactions… Only in April month I did nearly 3L Rupees Debit Transactions….. CIBIL> 761

When I Will Recieve Pre-approved CC? Its take 3 months or 6 months for pre-approved CC?

My account is nearly 3 years old I never received pre approved offer before this January I don’t know what alogrithm they use me and my friend were both offered indigo 6e card in January but we let go because it was useless then we got an offer for Millenia I took it but he didn’t now he is pre approved for regalia don’t know what are they doing

Deal Newbie Deal Newbie
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RohitKrOfficial wrote:

Congratulations bro, Now I am going to do same thing with hdfc maybe they 😂

Trick Worked 😊👍🏼

Deal Newbie Deal Newbie
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sujith8786 wrote:

Which trick bro?
Can you tag the post?

Warning Mail Trick, That If You didn’t Provide Me CC then I will Close My Account.

Deal's Advocate Deal's Advocate
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RohitKrOfficial wrote:

Warning Mail Trick, That If You didn’t Provide Me CC then I will Close My Account.

That’s great.. thanks bro

Deal Cadet Deal Cadet
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DealFinderrr wrote:

My account is nearly 3 years old I never received pre approved offer before this January I don’t know what alogrithm they use me and my friend were both offered indigo 6e card in January but we let go because it was useless then we got an offer for Millenia I took it but he didn’t now he is pre approved for regalia don’t know what are they doing

For how much time you maintained 1lakh ?

Deal Cadet Deal Cadet
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Sushil_patwari wrote:

For how much time you maintained 1lakh ?

Generally maintain 3~4 months. In my case it took like 5 months.

Deal Lieutenant Deal Lieutenant
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I have a pre-approved offer for LTF coral/joining fee mmt plat/annual fee hpcl super saver, waiting for Sapphiro card to trigger after this offer ends

Hunk Hunk
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guest_999 wrote:

Kotak gave me a 20k limit card whose limit they have increased to first 60k & then to 1 lakh while I spent only Rs.100 on that card in the year. smile

can Kotak cards be made Ltf???

Flame Flame
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How to increase limit for flipkart axis cc

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