Got icici platinum cc, now how to get amazon pay cc(declined from app)

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2020-09-05

Today i just got my icici platinum ltf cc with 140k limit. This card was applied in july, first application got declined then by little efforts with the help of branch employee it got successful and delivered today.

Also in july applied amazon pay cc but application got declined and they said apply after six months. Now i have icici platinum cc, is there any chance to get amazon pay cc?

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https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6907692

rogerthat

2020-09-05

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Wait 6 months

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6907703

rahulfb27483

2020-09-05

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I don’t think he has to wait for 6 months…even one bill cycle will do the work

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6907705

rahulfb27483

2020-09-05

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You can apply as soon as your re-apply deadline is over

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6907743

rogerthat

2020-09-05

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I had to wait atleast 7 months AFAIK

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RunZone

2020-09-05

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I dont any credit history, nor i have any other credit card.

What are the chances that I can get amazon ICICI cc? I want my first card to be an LTF card.

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6908859

guest_999

2020-09-06

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Zero chances. You can get your first credit card ltf though by getting it against FD from kotak bank(kotak dream different card) but it is pretty useless card. I would rather suggest sbi simplyclick card which also you can get against min FD of 20k(70% of FD will be card limit) with annual fee of 500+gst which will be reversed for annual spend of 1 lakh or more. It gives 2.5% unlimited worth reward points on all amazon transactions(except wallet load but includes gift cards so doesn’t matter) so by just spending 20k on amazon you will recover your annual fee cost & all spending after that is your profit. It gives 1.25% unlimited on all other online transactions & 0.25% on offline transactions while no rewards on wallet loads of any type.

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InvestPotato

2020-09-05

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Whats the current status of amazon card?

Is it incomplete or rejected?

Or me it was incomplete, i raised 2nd esclation and got the resolution.

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6908512

mjuneja13

2020-09-06

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Got msg of declined. Dont know rejected or not!

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922274

sgsg792

2020-09-13

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Use different Amazon account to apply again after your.first bill due date over of your existing card, you will get easily.

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922310

jay197

2020-09-13

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My question is exact opposite
how to get ICICI card upon Amazon pay card??

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922312

dealcracker25

2020-09-13

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Just curious, why do you need icici? As far as I know Amazon pay has better benefits..

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https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922322

xera0117

2020-09-13

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I increased my limit some days back from 1.03 to 2.4 l but manually. I had gotten my card last year in june. Few day ago i logged in to icici netbanking to check some transactions and happened to notice a change in maximum available limit section. Immediately i applied for it with the highest limit available ie 2.4 lakh.

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922646

guest_999

2020-09-13

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@Sushrut.B May be when your platinum card limit was increased you also got a similar option on amazonpay card but have yet to check it.

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https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922639

HitenFatnani

2020-09-13

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My status shows invalid request. Amazon pay says contact icici
Icici says contact amazon.. stuck in between since 7 months. I have 2 icici coral cards already. Applied for apay icici in jan. Still no response.

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922649

sidd12

2020-09-13

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Tweet your matter on Twitter and tag both amazon and icici in your tweet and ask for a solution regarding this. They will reply you for sure and will contact you asap.

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922757

raghupro

2020-09-13

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Any benefits of having higher credit limit apart from having the flexibility to spend more?

I always keep hearing that spending less amount of max credit limit will improve the credit rating so if I increase my credit limit and end up spending same amount monthly, will it indirectly help me improve my credit score?

https://www.desidime.com/discussions/got-icici-platinum-cc-now-how-to-get-amazon-pay-cc-declined-from-app?page=1#post_6922956

guest_999

2020-09-13

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No benefit other than what you mentioned. Also it is only applicable if you don’t have the money to pay accordingly even before bill generation date.e.g.if you aim to keep your generated bill below 15% of your card limit then it doesn’t matter how much you spend as long as you pay later in such a way so that on the day of bill generation your remaining outstanding is less than 15% of card limit which you can then pay before payment due date.

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Sushrut.B

2020-09-13

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Just called them & they said Limit Enhancement is not on their hands & the decision comes from their business department…And they asked me to provide ITR or Salary Slip…I said I’m self-employed but don’t file ITR, they said then you will have to wait until the LE offer comes…I said my Apay card is 1.6 years old now & I use it extensively but my other two cards’ limits got increased and those two cards I don’t even use much but the Apay card’s limit is still the same since last 1.6 years…

They said they can’t help on this & I will have to wait for the LE offer SMS which I think will never come because the card is 1.6 years old already…

Same thing with my IndusInd Platinum Aura Edge…1.6 years old with 1.49L limit but no LE in last 1.6 years…And they are continuously calling me to upgrade to Pinnacle/Nexxt/Iconia…