Got ICICI pre-approved offer today.
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Today I received call from ICICI Bank that I have pre approved credit card offer available. Available cards are coral , rubyx , sapphiro. Representative said that all of them are Ltf. So after long discussion about if they are really giving me sapphiro as Ltf and is this legit I went ahead. I was told to send AST YES to a 9222208888. I also got message for same. It was from ICICI (can verify that sender was ICICI as I receive my apy cc messages from same sender)
I also confirmed this with ICICI cc if it is legit or not and they said yes it is official way to get user consent on cibil enquiry but told me check again with cc team if Ltf offer is real as sapphiro is only provided to few individuals as Ltf.
I want to ask if anyone has received similar offer.Â
Which varient should I get? I don't travel a lot and don't stay at hotel if that matters. I do online shopping a lot.
Profile -Â
23 M , working in IT Private MNC.
Have APAY and Money-back+ CC.
Cibil - 767
Also is this office legit I am still suspicious.
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salary acc is in hdfc
You hold Apay card and then also getting pre approved Credit card offer, is the hardest thing to believe, also the first one I ever came acrossÂ
Sapphiro usually given LTF to Wealth customers or sometimes, on AMB of over 5 L.
do update if you receive new cc and its pricing.
Ss there is update. Got message for KYC nad and while in KYC I asked about variant in my application and they said it's rubyx so basically they are mis selling card by these luring offers under the name of sapphiro. I will wait out for the card since it's Ltf anyway and then I will complain on consumer court 🤣 if not sapphiro.
@harshalkudale56481 Please inform on the updates here regarding your Sapphiro Credit card being delivered or not...I also saw the same on ICICI website and it was showing Sapphiro as LTF, so I applied and did VKYC but yet to receive any updates
I was not able to track that application using application number in message but when I called cc ivr said status in progress and will receive update on 31st. I will update here. also how do I check on website if I have sapphiro Ltf offer like you?
Update - got call today morning about status of applications. Now they are saying it's Chennai super kings card. Told me to change varient by calling 1800 1080. But same I've shit again . ICICI is basically scamming people by showing bait of sapphiro. Also the guy who called me for card in first place is not receiving my calls. I will try again today if he does not answer I will give you guys phone number you are free to get you offer by calling him 🤣🤣.
Edit - he called back 🤣🤣 he gave call to the lady under him who did my application. She said icici team will do this wrong card thing and tell you to apply again with them so they get lead cut. She said what she applied for is sapphiro only and I should get the same. I still don't believe them (cause I don't believe I can get sapphiro paid version let alone Ltf 🤣🤣) . Will update here
@harshalkudale56481Â You are right..I got multiple calls from various representatives asking to send SMS & what not! 
One of them said that VKYC needs to be done again! I did not entertain any request from them..
Also If someone wants to apply any LTF card, it should be from ICICI website directly & based on your details, it will show the eligible LTF card & then not bother about any agent calls...Got SMS that card is approved today..I applied via ICICI website only.
Update -
Just got email about application in progress and got application form pdf it shows Emirates rubyx card. How can I know if it's Ltf while it's still being processed?
New update - got call today that they applied for Emirates rubyx paid varient.Â
I will take the card and put a cancellation request for the same.Also they said I cannot get platinum card because they stopped issuing those is it true?
Do you hold salary account with ICICI bank?