Hot Deal Got ICICI Pre-qualified Credit Card Offer! Should I Proceed?

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Deal Newbie
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Getting this credit card offer from icici bank. It is mentioned as “Pre-qualified” Should i proceed with it? Are they going to ask for income proof?
Please comment your thoughts. Thank you

https://cdn0.desidime.com/attachments/photos/664805/medium/IMG_20210210_232846.jpg?1612980090https://cdn0.desidime.com/attachments/photos/664806/medium/IMG_20210210_232930.jpg?1612980108
https://cdn0.desidime.com/attachments/photos/664807/medium/IMG_20210210_232900.jpg?1612980120


51 Comments  |  
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Yup, give them my address. plus1

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Why not?
Its LTF and u can get Apay Card after 3-6 months (unsure if there are any recent changes w.r.t Instant Apay Card generation via c2c)
Like they mentioned, its paperless process.. they won’t be asking for any document (ID/Address proof, Income document/ITR)

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Yes go ahead .
No documents required for this.
You will get card in max 10days

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get it, this is better than ApayICICI

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which variant account you had with the bank and how old ?

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caks2006407 wrote:

get it, this is better than ApayICICI

How is this better than ApayICICI, can you give more details?

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SastaRaju wrote:

which variant account you had with the bank and how old ?

Gold. Around 10 months old.

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getready wrote:

Why not?
Its LTF and u can get Apay Card after 3-6 months (unsure if there are any recent changes w.r.t Instant Apay Card generation via c2c)
Like they mentioned, its paperless process.. they won’t be asking for any document (ID/Address proof, Income document/ITR)

Will they increase limit if i use the card well?

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Congo..waiting for the same..

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dark.demon wrote:

Congo..waiting for the same..

Best of luck. One advice: just use your debit card frequently.

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Can you give some detail like, account type
,How many month it took for offer to show, are you from.tier 1 city , tier 2 or tier 3

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_Sayan wrote:

Will they increase limit if i use the card well?

It will take 1-2 years if its about auto-limit enhancement

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make sure ur address is updated in the bank first.

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akki.akki wrote:

make sure ur address is updated in the bank first.

You can change address
After you click continue there’s an option to enter current address and some namesake formality regarding your Employer/workplace

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Has anyone used Icici debit card EMI here? Sorry for stealing the thread.

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_Sayan wrote:

Best of luck. One advice: just use your debit card frequently.

Bro , I too have got the offer ,
, Around 7 month old account , tier 3 city. I was not allowed to apply for credit card (pin code issue)
But received the offer smile


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After successful approval is your card is showing in mobile app?
Mine only visible in netbanking but not in app

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Nope. Your offer was in-flash card. For me there would be some call verification I guess. Wait 24-48hrs, your card will be visible in net banking.

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Go head it’s pre approved card.
How much M.A.B. u maintained?

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Superdry wrote:

Go head it’s pre approved card.
How much M.A.B. u maintained?

1 Lakh Plus.

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I too got a similar offer for a Lifetime Free Sapphiro Dual Credit Card. Applied for it and got a pop-up saying that “My Card is Approved” and got an SMS for that instantly too. No application number or any kind of details was mentioned. It just said that I have to wait for 60 mins to enable the online shopping option for the card. Till now no card is visible in either my net banking account or iMobile app. I hope this was not some kind of joke from ICICI and they are going to indeed give me the card as displayed.

https://cdn0.desidime.com/attachments/photos/664918/medium/7381135IMG-4516.png?1613031980
https://cdn0.desidime.com/attachments/photos/664919/medium/7381135IMG-4518.png?1613031984

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Where you checked ??

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Hit the like button if you too opened/downloaded your imobile app to check for similar offer toungueout
#AA_JJ sunglasses

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bdatta1981 wrote:

I too got a similar offer for a Lifetime Free Sapphiro Dual Credit Card. Applied for it and got a pop-up saying that “My Card is Approved” and got an SMS for that instantly too. No application number or any kind of details was mentioned. It just said that I have to wait for 60 mins to enable the online shopping option for the card. Till now no card is visible in either my net banking account or iMobile app. I hope this was not some kind of joke from ICICI and they are going to indeed give me the card as displayed.

https://cdn0.desidime.com/attachments/photos/664918/medium/7381135IMG-4516.png?1613031980
https://cdn0.desidime.com/attachments/photos/664919/medium/7381135IMG-4518.png?1613031984

Latest update: I got an SMS sometime back that my new credit card is linked to my net banking user id and now I am able to see a card there.

However, the credit card number starts with 0374 which is quite weird, and the image showed there seems to a Coral credit card since I had applied for Sapphiro card. I guess that may the credit card number for the instant card and the physical cards will be sent later and will have a different card number.

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_Sayan wrote:

1 Lakh Plus.

Can you please tell me where did you check this offer in cards section?

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MrKool_JJ wrote:

Can you please tell me where did you check this offer in cards section?

Yup. Card and offer section.

Missing