Got ICICI Pre-qualified Credit Card Offer! Should I Proceed?
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Getting this credit card offer from icici bank. It is mentioned as “Pre-qualified” Should i proceed with it? Are they going to ask for income proof?
Please comment your thoughts. Thank you
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Why not?
Its LTF and u can get Apay Card after 3-6 months (unsure if there are any recent changes w.r.t Instant Apay Card generation via c2c)
Like they mentioned, its paperless process.. they won’t be asking for any document (ID/Address proof, Income document/ITR)
Will they increase limit if i use the card well?
Successfully applied and got SR number 3days back. Any guess what will be the next steps?
get it, this is better than ApayICICI
How is this better than ApayICICI, can you give more details?
which variant account you had with the bank and how old ?
Congo..waiting for the same..
Best of luck. One advice: just use your debit card frequently.
Can you give some detail like, account type
,How many month it took for offer to show, are you from.tier 1 city , tier 2 or tier 3
make sure ur address is updated in the bank first.
Has anyone used Icici debit card EMI here? Sorry for stealing the thread.
After successful approval is your card is showing in mobile app?
Mine only visible in netbanking but not in app
Nope. Your offer was in-flash card. For me there would be some call verification I guess. Wait 24-48hrs, your card will be visible in net banking.
Go head it’s pre approved card.
How much M.A.B. u maintained?
1 Lakh Plus.
I too got a similar offer for a Lifetime Free Sapphiro Dual Credit Card. Applied for it and got a pop-up saying that “My Card is Approved” and got an SMS for that instantly too. No application number or any kind of details was mentioned. It just said that I have to wait for 60 mins to enable the online shopping option for the card. Till now no card is visible in either my net banking account or iMobile app. I hope this was not some kind of joke from ICICI and they are going to indeed give me the card as displayed.
Latest update: I got an SMS sometime back that my new credit card is linked to my net banking user id and now I am able to see a card there.
However, the credit card number starts with 0374 which is quite weird, and the image showed there seems to a Coral credit card since I had applied for Sapphiro card. I guess that may the credit card number for the instant card and the physical cards will be sent later and will have a different card number.
Where you checked ??
iMobile app.
Yes, I did, and saw the offer there and immediately applied for it 
Which Account you with ICICI?
Gold.
Yup, give them my address.