Got my HDFC diners privilege card. First HDFC CC after multiple failed attempts.

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raghupro

I have been trying to avail a HDFC CC since quite some time, only to face a reject for every application of mine. Not sure what status my account is tagged with but even my savings account request was rejected online sad

Been receiving email regarding Diners Privilege card since last week, tried online only to get a reject message again. So drove down to the branch in which I hold my savings account since 3 months. They made a manual entry and got my application approved for it smile


Annual fees of Rs. 2500 but will be waived off if I enable smartpay and have at least one electricity bill added for auto-pay or can be made LTF if I spend Rs. 1,00,000 in 90 days.


Shall try and spend Rs. 1,00,000 in 90 days and make it LTF. My end goal is infinia but don’t meet the criteria so will start my relation with HDFC CC with this card and eventually target infinia in coming years.


Other cards I hold:

ICICI platinum

ICICI Apay

IndusInd Pinnacle

Slice (if it counts as CC)

Citibank IndianOil (shall close it soon).

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Super Stud Super Stud
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1. When was the last time you had applied for hdfc cc?
2. Why intend to close Citi Indian oil 🤔


Congratulations on getting the card 🥳🥳



I applied online in October last year for millennia, couldn’t track that application after applying. Followed up with hdfc, they also had no clue. Then applied offline- same thing happened. They gave application number but couldn’t track on their website.

Gave up following in December. Hoping to apply again online.

But it shows me  " It looks like you already are an existing HDFC Bank Credit Card user or have recently apply for a new credit card. Hence we will not be able to proceed with your current application "

Pro Tech Guru Pro Tech Guru
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xxxyyyzzz wrote:

1. When was the last time you had applied for hdfc cc?
2. Why intend to close Citi Indian oil 🤔


Congratulations on getting the card 🥳🥳



I applied online in October last year for millennia, couldn’t track that application after applying. Followed up with hdfc, they also had no clue. Then applied offline- same thing happened. They gave application number but couldn’t track on their website.

Gave up following in December. Hoping to apply again online.

But it shows me  " It looks like you already are an existing HDFC Bank Credit Card user or have recently apply for a new credit card. Hence we will not be able to proceed with your current application "

1. 3 months ago and rejected
2. Not much use. Also, dad owns a Citibank rewards card so I can use it when I need Citi card based offers

I keep receiving exact same message as you posted when I keep applying newly now. So headed over to branch and got the application approved manually.

Super Stud Super Stud
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raghupro wrote:

1. 3 months ago and rejected
2. Not much use. Also, dad owns a Citibank rewards card so I can use it when I need Citi card based offers

I keep receiving exact same message as you posted when I keep applying newly now. So headed over to branch and got the application approved manually.

How long did offline branch process took, is it under process or approved instantly?

And income docs, they insist on salary slips or willing to adjust with savings account transaction and other card statements?
I opened savings account in November.


Thanks, kg

Deal Subedar Deal Subedar
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raghupro wrote:

1. 3 months ago and rejected
2. Not much use. Also, dad owns a Citibank rewards card so I can use it when I need Citi card based offers

I keep receiving exact same message as you posted when I keep applying newly now. So headed over to branch and got the application approved manually.

Good to have a Dad.
Great to have a Dad with a credit card
Awesome when dad allows his CC to be used … joy stuck_out_tongue_winking_eye wink plus1

Pro Tech Guru Pro Tech Guru
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xxxyyyzzz wrote:

How long did offline branch process took, is it under process or approved instantly?

And income docs, they insist on salary slips or willing to adjust with savings account transaction and other card statements?
I opened savings account in November.


Thanks, kg

It hardly took a few mins. They asked for my account’s customer ID, checked something and said I can get Regalia with 3 lakhs limit. I said I wasn’t keen on it and am looking for at least a diners privilege and showed the email that I had received. He check again and said I can get it. 

Got a form for my signature and asked if all other details are as per my savings account to which I confirmed. That’s it. The whole process barely took 10 minutes. 

Super Stud Super Stud
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raghupro wrote:

It hardly took a few mins. They asked for my account’s customer ID, checked something and said I can get Regalia with 3 lakhs limit. I said I wasn’t keen on it and am looking for at least a diners privilege and showed the email that I had received. He check again and said I can get it. 

Got a form for my signature and asked if all other details are as per my savings account to which I confirmed. That’s it. The whole process barely took 10 minutes. 

Thanks for sharing bro.
Great support from your branch, here they make me read rules sweat_smile.

Right now, two much action in my credit report.
Got Citi and standard chartered, both in last week of January.
So, less chances of approval if i go now. Will still give it a shot and update here.

Thank a lot ✌️

Super Stud Super Stud
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xxxyyyzzz wrote:

Thanks for sharing bro.
Great support from your branch, here they make me read rules sweat_smile.

Right now, two much action in my credit report.
Got Citi and standard chartered, both in last week of January.
So, less chances of approval if i go now. Will still give it a shot and update here.

Thank a lot ✌️

They asked for my customer ID, checked and said not eligible for any cards now. Asked to check next month as account is new (opened in November)

Community Angel Community Angel
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raghupro wrote:

It hardly took a few mins. They asked for my account’s customer ID, checked something and said I can get Regalia with 3 lakhs limit. I said I wasn’t keen on it and am looking for at least a diners privilege and showed the email that I had received. He check again and said I can get it. 

Got a form for my signature and asked if all other details are as per my savings account to which I confirmed. That’s it. The whole process barely took 10 minutes. 

Regalia and diners privilege is of same level

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

1. When was the last time you had applied for hdfc cc?
2. Why intend to close Citi Indian oil 🤔


Congratulations on getting the card 🥳🥳



I applied online in October last year for millennia, couldn’t track that application after applying. Followed up with hdfc, they also had no clue. Then applied offline- same thing happened. They gave application number but couldn’t track on their website.

Gave up following in December. Hoping to apply again online.

But it shows me  " It looks like you already are an existing HDFC Bank Credit Card user or have recently apply for a new credit card. Hence we will not be able to proceed with your current application "

Do u have RM ? If yes ,they can trigger the application from their end even if u r getting this error msg..

Super Stud Super Stud
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TheTeddy wrote:

Do u have RM ? If yes ,they can trigger the application from their end even if u r getting this error msg..

I have normal 10k mab account.

First time i visited a branch, one counter guy gave me his business card..

I don’t think 10k kab account gets RM..if yes, then how to check who’s mine?

Shopping Friend Shopping Friend
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@raghupro had a similar experience when I had applied directly… later in Dec’21 I got a call from PaisaBazaar one day and they guaranteed that they will get me the Millenia LTF CC. I asked him to give this in writing on email and he did it… he also forwarded their internal communication from HDFC of that LTF offer.

Applied and got the card within 1 week… Got the Diners Millenia LTF without any spend clause/smartpay 

Deal Cadet Deal Cadet
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Offline acceptance of diners cards is very low. Suggest you call HDFC CC in a month and tell them to replace the card with Regalia or Millennia

Pro Tech Guru Pro Tech Guru
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AJ89 wrote:

Regalia and diners privilege is of same level

I see lot more benefits for diners. Might be wrong.

free memberships from BBStar, mmt black, Zomato pro, Amazon prime, times prime. Free golf sessions each quarter etc. 

apart from that, the rewards structure seems to be the same.

Analyst Analyst
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What’s the requirements to get infinia card?? @raghupro

Pro Tech Guru Pro Tech Guru
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Vaastav wrote:

What’s the requirements to get infinia card?? @raghupro

either a good relation with bank for several months, at times c2c basis with a card having at least 8 lakh credit limit or monthly take home of 2.75 lakhs. 

Mumbai Indians Mumbai Indians
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Its too late bro @raghupro
HDFC era is overrrrrr.. and its going to be one of the pathetic cards ever.

Deal Cadet Deal Cadet
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myliferockkss wrote:

@raghupro had a similar experience when I had applied directly… later in Dec’21 I got a call from PaisaBazaar one day and they guaranteed that they will get me the Millenia LTF CC. I asked him to give this in writing on email and he did it… he also forwarded their internal communication from HDFC of that LTF offer.

Applied and got the card within 1 week… Got the Diners Millenia LTF without any spend clause/smartpay 

Where does Diners Millenia sit in their offerings? I don’t see it on their website?

Pro Tech Guru Pro Tech Guru
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srigem81 wrote:

Its too late bro @raghupro
HDFC era is overrrrrr.. and its going to be one of the pathetic cards ever.

I was more keen on HDFC for the partner/bank offers they often provide more so than rewards.

By the way, are the rewards that bad for infinia too now?

Chennai Super Kings Chennai Super Kings
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Congratulations on ur new card.

Deal Cadet Deal Cadet
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raghupro wrote:

I was more keen on HDFC for the partner/bank offers they often provide more so than rewards.

By the way, are the rewards that bad for infinia too now?

What limit you got? What is the max limmit of your card other than hdfc!


balance u maintained in hdfc account!

Hotshot Hotshot
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mjuneja13 wrote:

What limit you got? What is the max limmit of your card other than hdfc!


balance u maintained in hdfc account!

Even I want to know these

Pro Shopping Friend Pro Shopping Friend
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raghupro wrote:

I was more keen on HDFC for the partner/bank offers they often provide more so than rewards.

By the way, are the rewards that bad for infinia too now?

Infinia has bit of life yet but daily limit kills
DCB is dead card now with so much feesSo many ifs and buts for RP horrible thing while we pay thousands as fee
I have paid DCB😞

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mjuneja13 wrote:

What limit you got? What is the max limmit of your card other than hdfc!


balance u maintained in hdfc account!

Limit received: Rs. 3,00,000
Max limit of other cards held: 2 cards at 6.5 lakhs each
Average balance held: around 60k

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caks2006407 wrote:

Infinia has bit of life yet but daily limit kills
DCB is dead card now with so much feesSo many ifs and buts for RP horrible thing while we pay thousands as fee
I have paid DCB😞

Diners privilege still looks decent.

Super Stud Super Stud
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raghupro wrote:

Limit received: Rs. 3,00,000
Max limit of other cards held: 2 cards at 6.5 lakhs each
Average balance held: around 60k

U approached some random dude in branch or your RM?

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xxxyyyzzz wrote:

U approached some random dude in branch or your RM?

Honestly, I am not even sure who my RM is at brach but the I approached the same lady that helped me open my savings max account 3 months ago.

Deal Cadet Deal Cadet
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@raghupro Bit offtopic
U said u are using Indian Oil CC

How are u redeeming rewards points on it?

Indian oil petrol pumps said Citi has stopped & cannot redeem rewards points on fuel directly…
How are u doing it?
If by other means? Are you getting the same value?

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